United States 119th Congress Status: In Committee Bipartisan · 24 D · 20 R cosponsors

HR 4167 — Expanding Access to Lending Options Act

Last action — Referred to the House Committee on Financial Services.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced June 26, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Prognosis

Advancing 42% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 44 sponsors

    1 primary, 43 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (24 D · 20 R) — cross-party backing.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Bill Text

How this bill changes current law

2 changes Share ↗

Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill increases the maximum loan maturity from 15 years to 20 years (or longer) for federal credit unions.

  • 12 U.S.C. 1757(5)

    15 years → 20 years (or longer, as the Board may allow by regulation)

    This change allows federal credit unions to extend loan maturities beyond the previous maximum of 15 years.

  • 12 U.S.C. 1757(5)(A)(i)

    or will be the principal residence of a credit union member, and which is

    This change removes unnecessary language regarding the principal residence requirement for certain loans.

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Financial Services.

Sponsors

Sponsorship breakdown

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1 sponsors · 43 co-sponsors · 503 not signed on

Sponsors (1)

Co-sponsors (43)

Not signed on (503)

503 members have not signed on to this bill.

Show all 503 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance energy
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Frequently asked questions

Who sponsors HR 4167?
HR 4167 is sponsored by Sherman, Brad (Democratic), Meuser, Daniel (Republican), Kim, Young (Republican), Vargas, Juan (Democratic), Timmons, William R. (Republican), Fitzpatrick, Brian K. (Republican), Panetta, Jimmy (Democratic), Carbajal, Salud O. (Democratic), Correa, J. Luis (Democratic), Lawler, Michael (Republican), Vindman, Eugene Simon (Democratic), Meeks, Gregory W. (Democratic), Harder, Josh (Democratic), Bera, Ami (Democratic), Nunn, Zachary (Republican), Williams, Roger (Republican), Edwards, Chuck (Republican), Stutzman, Marlin A. (Republican), McBride, Sarah (Democratic), Mackenzie, Ryan (Republican), Garbarino, Andrew R. (Republican), McClellan, Jennifer L. (Democratic), Ezell, Mike (Republican), Davidson, Warren (Republican), Harrigan, Pat (Republican), Foushee, Valerie P. (Democratic), Conaway, Herbert C. (Democratic), Salazar, Maria Elvira (Republican), Whitesides, George (Democratic), Latimer, George (Democratic), Soto, Darren (Democratic), Barragán, Nanette Diaz (Democratic), Rutherford, John H. (Republican), McDowell, Addison P. (Republican), Trahan, Lori (Democratic), Davis, Donald G. (Democratic), McGovern, James P. (Democratic), Neal, Richard E. (Democratic), Walkinshaw, James R. (Democratic), Yakym, Rudy (Republican), Ciscomani, Juan (Republican), Torres, Ritchie (Democratic), Keating, William R. (Democratic), and Fitzgerald, Scott (Republican).
What is the current status of HR 4167?
This bill is in committee in the House. Introduced June 26, 2025. It must pass committee before a floor vote.
Where can I track HR 4167?
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Last checked for changes 3 months ago · updated continuously

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