United States 119th Congress Status: In Committee 1 R cosponsors

HR 3066 — FINS Act

Last action — Referred to the House Committee on Financial Services.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced April 29, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 16% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

HR 3066 aims to reform financial services regulations.

This bill proposes changes to the oversight of financial services. It seeks to enhance regulatory efficiency and consumer protection.

What this means for you
  • Consumers: This means you may benefit from stronger protections and transparency in financial services.

Bill Text

How this bill changes current law

3 changes Share ↗

Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill expands the definition of 'financial institution' to include wire transfer service providers and adds a specific definition for such providers.

  • 31 U.S.C. § 5312(a)

    (Y) wire transfer service providers;

    This change includes wire transfer service providers in the list of entities categorized as financial institutions.

  • 31 U.S.C. § 5312(a)

    (7) Wire transfer service provider.--The term `wire transfer service provider' means an entity that engages in the electronic transfer of funds on behalf of consumers or businesses, either domestically or across international borders, including but not limited to services such as Western Union, Ria, MoneyGram, XE, and digital remittance platforms (we recommend against calling out specific companies as they change over time).

    This defines what constitutes a wire transfer service provider, clarifying its role in electronic fund transfers.

  • 31 U.S.C. § 5312(a)

    subparagraphs (Y) and (Z) → subparagraphs (Z) and (AA)

    This renumbers the existing subparagraphs to accommodate the new addition for wire transfer service providers.

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Financial Services.

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 546 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (546)

546 members have not signed on to this bill.

Show all 546 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance healthcare
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HR 3066?
HR 3066 is sponsored by Harrigan, Pat (Republican).
What is the current status of HR 3066?
This bill is in committee in the House. Introduced April 29, 2025. It must pass committee before a floor vote.
Where can I track HR 3066?
Track HR 3066 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 3 months ago · updated continuously

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