Georgia 2025-2026 Regular Session Status: Introduced 8 D cosponsors

SB 505 — "Georgia Prior Approval for Consumer Insurance Rates Act"; enact

Last action — Senate Read and Referred

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced February 12, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Not enough signal yet

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

A BILL to be entitled an Act to amend Chapter 9 of Title 33 of the Official Code of Georgia Annotated, relating to regulation of rates, underwriting rules, and related organizations, so as to require that private passenger motor vehicle and residential property insurance premium rates must be approved by the Commissioner prior to use; to provide for related matters; to provide for a short title; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.

Bill Text

Action History

  1. Senate Read and Referred

  2. Senate Hopper

Sponsors

Sponsorship breakdown

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1 sponsors · 7 co-sponsors · 239 not signed on

Sponsors (1)

Co-sponsors (7)

Not signed on (239)

239 members have not signed on to this bill.

Show all 239 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 505 do?
A BILL to be entitled an Act to amend Chapter 9 of Title 33 of the Official Code of Georgia Annotated, relating to regulation of rates, underwriting rules, and related organizations, so as to require that private passenger motor vehicle and residential property insurance premium rates must be approved by the Commissioner prior to use; to provide for related matters; to provide for a short title; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.
Who sponsors SB 505?
SB 505 is sponsored by Tonya Anderson (Democrat), Derek Mallow (Democrat), Randal Mangham (Democrat), Elena Parent (Democrat), Nan Orrock (Democrat), Kim Jackson (Democrat), Nikki Merritt (Democrat), and Nabilah Parkes (Democrat).
What is the current status of SB 505?
This bill has been introduced in the Senate. Introduced February 12, 2026. It must pass committee before a floor vote.
Where can I track SB 505?
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Last checked for changes 3 months ago · updated continuously

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