United States 119th Congress Status: In Committee 6 D cosponsors

S 4972 — Medical Bankruptcy Fairness Act of 2026

Last action — Read twice and referred to the Committee on the Judiciary.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the Senate. Introduced July 14, 2026. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the Senate.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 26% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 6 sponsors

    1 primary, 5 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (6 D).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill addresses bankruptcy protections specifically for medical debt.

This bill proposes changes to bankruptcy laws to provide additional protections for individuals facing medical debt. It aims to make it easier for those with significant medical expenses to navigate bankruptcy processes.

What this means for you
  • Consumers: This means consumers struggling with medical debt may find it easier to manage bankruptcy proceedings.

Bill Text

Action History

  1. Introduced in Senate

  2. Read twice and referred to the Committee on the Judiciary.

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 5 co-sponsors · 541 not signed on

Sponsors (1)

Co-sponsors (5)

Not signed on (541)

541 members have not signed on to this bill.

Show all 541 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance healthcare
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors S 4972?
S 4972 is sponsored by Whitehouse, Sheldon (Democratic), Blumenthal, Richard (Democratic), Booker, Cory A. (Democratic), Baldwin, Tammy (Democratic), Welch, Peter (Democratic), and Warren, Elizabeth (Democratic).
What is the current status of S 4972?
This bill is in committee in the Senate. Introduced July 14, 2026. It must pass committee before a floor vote.
Where can I track S 4972?
Track S 4972 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on S 4972

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of S 4972

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →