United States 119th Congress Status: In Committee 16 R cosponsors

HR 9514 — Homeownership Eligibility Reform Act

Last action — Referred to the House Committee on Financial Services.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced June 29, 2026. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 26% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 16 sponsors

    1 primary, 15 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (16 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

This bill aims to reform eligibility criteria for homeownership programs.

The Homeownership Eligibility Reform Act seeks to change the requirements for accessing homeownership assistance programs. This could impact how individuals qualify for these programs.

What this means for you
  • Families: This means families may have an easier time qualifying for programs that help them buy homes.

Bill Text

How this bill changes current law

3 changes Share ↗

Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill restricts mortgage eligibility for insurance and purchase to citizens of the United States.

  • 12 U.S.C. 1709(b)(8)

    "(8) Is executed by a mortgagor who is a citizen of the United States."

    It requires that only U.S. citizens can be mortgagors eligible for FHA mortgage insurance.

  • 12 U.S.C. 1717(b)(2)

    "No such purchase of a conventional mortgage secured by a property comprising one- to four-family dwelling unit shall be made if the mortgagor is not a citizen of the United States."

    It prohibits Fannie Mae from purchasing conventional mortgages if the mortgagor is not a U.S. citizen.

  • 12 U.S.C. 1454(a)(2)

    "No such purchase of a conventional mortgage secured by a property comprising one- to four-family dwelling unit shall be made if the mortgagor is not a citizen of the United States."

    It prohibits Freddie Mac from purchasing conventional mortgages if the mortgagor is not a U.S. citizen.

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Financial Services.

Sponsors

Sponsorship breakdown

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1 sponsors · 15 co-sponsors · 531 not signed on

Sponsors (1)

Co-sponsors (15)

Not signed on (531)

531 members have not signed on to this bill.

Show all 531 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

immigration housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HR 9514?
HR 9514 is sponsored by Gill, Brandon (Republican), Bilirakis, Gus M. (Republican), Perry, Scott (Republican), Moore, Barry (Republican), Mace, Nancy (Republican), Cloud, Michael (Republican), Moore, Riley M. (Republican), Fuller, Clay (Republican), Gosar, Paul A. (Republican), Jackson, Ronny (Republican), Fine, Randy (Republican), Clyde, Andrew S. (Republican), Crane, Elijah (Republican), Harshbarger, Diana (Republican), Grothman, Glenn (Republican), and Rulli, Michael A. (Republican).
What is the current status of HR 9514?
This bill is in committee in the House. Introduced June 29, 2026. It must pass committee before a floor vote.
Where can I track HR 9514?
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Last checked for changes 3 months ago · updated continuously

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