United States 119th Congress Status: In Committee 5 D cosponsors

HR 9380 — Expanding Access to Credit through Consumer-Permissioned Data Act

Last action — Referred to the House Committee on Financial Services.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced June 18, 2026. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 24% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 5 sponsors

    1 primary, 4 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (5 D).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

This bill aims to enhance credit access using consumer-permissioned data.

The bill proposes to allow consumers to share their data to improve credit access. This could help individuals who may have difficulty obtaining credit based on traditional metrics.

What this means for you
  • Consumers: Consumers may have increased opportunities to access credit by sharing their data.

Bill Text

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Financial Services.

Sponsors

Sponsorship breakdown

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1 sponsors · 4 co-sponsors · 542 not signed on

Sponsors (1)

Co-sponsors (4)

Not signed on (542)

542 members have not signed on to this bill.

Show all 542 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HR 9380?
HR 9380 is sponsored by Williams, Nikema (Democratic), Garcia, Sylvia R. (Democratic), Watson Coleman, Bonnie (Democratic), Adams, Alma S. (Democratic), and Moore, Gwen (Democratic).
What is the current status of HR 9380?
This bill is in committee in the House. Introduced June 18, 2026. It must pass committee before a floor vote.
Where can I track HR 9380?
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Last checked for changes 3 months ago · updated continuously

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