Michigan 2025-2026 Regular Session Status: Passed Senate 1 D cosponsors

SB 974 — Insurance: health insurers; updated references to reflect the enactment of the Michigan health insurance exchange act; provide for. Amends secs. 1261, 1262, 1262a & 1264 of 1956 PA 218 (MCL 500.1261 et seq.). TIE BAR WITH: SB 0973'26

Last action — referred to Committee on Insurance

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has passed the Senate. Introduced June 18, 2026. It now moves to the second chamber.

Next likely step: consideration and a floor vote in the House.

Odds of enactment

Moderate chance

Based on the sponsor, cosponsors, and committee posture, this bill has a moderate chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 48% · moderate confidence

  • Passed Senate

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 D).

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill updates health insurance references to align with the Michigan health insurance exchange act.

This bill amends several sections of existing insurance law to incorporate changes related to the Michigan health insurance exchange act. It ensures that health insurers' regulations reflect recent legislation.

Summary

Insurance: health insurers; updated references to reflect the enactment of the Michigan health insurance exchange act; provide for. Amends secs. 1261, 1262, 1262a & 1264 of 1956 PA 218 (MCL 500.1261 et seq.). TIE BAR WITH: SB 0973'26

Bill Text

What changed in the latest version

8 added · 7 removed

Plain-language change summary

The latest version of Bill SB 974 adds new lines that clarify specific provisions, while also removing older language that may have been redundant or confusing. These changes aim to make the bill clearer and more effective in addressing its goals. This matters because clearer legislation can lead to better implementation and understanding by those affected by its regulations. Overall, the adjustments reflect an effort to streamline the bill for easier comprehension and application.

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SENATE BILL NO.
SB-974, As Passed Senate, June 18, 2026 SENATE BILL NO.
DAW S02326'25_SB0974_INTR_1 rdcn75 1 (b) "Business entity" means a corporation, association, partnership, limited liability company, limited liability partnership, or other legal entity.
DAW S02326'25_SB974_APS_1 8w6p7i 1 (b) "Business entity" means a corporation, association, partnership, limited liability company, limited liability partnership, or other legal entity.
(j) "Navigator" means a person that receives any funding from an exchange or the federal government and is designated or selected DAW S02326'25_SB0974_INTR_1 rdcn75 1 by an exchange or the federal government to perform any of the duties described in 42 USC 18031(i)(3).
(j) "Navigator" means a person that receives any funding from an exchange or the federal government and is designated or selected DAW S02326'25_SB974_APS_1 8w6p7i 1 by an exchange or the federal government to perform any of the duties described in 42 USC 18031(i)(3).
(b) Distribute fair and impartial information concerning enrollment in all qualified health plans offered within the exchange and the availability of the premium tax credits under DAW S02326'25_SB0974_INTR_1 rdcn75 1 section 36B of the internal revenue code of 1986, 26 USC 36B, and cost-sharing reduction under section 1402 of the affordable care act.
(b) Distribute fair and impartial information concerning enrollment in all qualified health plans offered within the exchange and the availability of the premium tax credits under DAW S02326'25_SB974_APS_1 8w6p7i 1 section 36B of the internal revenue code of 1986, 26 USC 36B, and cost-sharing reduction under section 1402 of the affordable care act.
DAW S02326'25_SB0974_INTR_1 rdcn75 1 (ii) Training on privacy and security of personal identifying information, training on ethics, training on provisions of the affordable care act relating to navigators and certified application counselors, and any necessary state-specific training as determined by the director.
DAW S02326'25_SB974_APS_1 8w6p7i 1 (ii) Training on privacy and security of personal identifying information, training on ethics, training on provisions of the affordable care act relating to navigators and certified application counselors, and any necessary state-specific training as determined by the director.
(b) Distribute fair and impartial information about all qualified health plans offered within the exchange and the DAW S02326'25_SB0974_INTR_1 rdcn75 1 availability of the premium tax credits under section 36B of the internal revenue code of 1986, 26 USC 36B, and cost-sharing reduction under section 1402 of the affordable care act.
(b) Distribute fair and impartial information about all qualified health plans offered within the exchange and the DAW S02326'25_SB974_APS_1 8w6p7i 1 availability of the premium tax credits under section 36B of the internal revenue code of 1986, 26 USC 36B, and cost-sharing reduction under section 1402 of the affordable care act.
(1) In addition to any other powers under this act, the director may place on probation, suspend, or revoke a certificate or may levy a civil fine under section 1270, or take any combination of actions, and the director shall refuse to issue a certificate under section 1263, for any 1 or more causes that would be a ground for refusal, suspension, or revocation of an DAW S02326'25_SB0974_INTR_1 rdcn75 1 insurance producer's license under section 1239.
(1) In addition to any other powers under this act, the director may place on probation, suspend, or revoke a certificate or may levy a civil fine under section 1270, or take any combination of actions, and the director shall refuse to issue a certificate under section 1263, for any 1 or more causes that would be a ground for refusal, suspension, or revocation of an DAW S02326'25_SB974_APS_1 8w6p7i 1 insurance producer's license under section 1239.
Final Page DAW S02326'25_SB0974_INTR_1 rdcn75
Final Page DAW S02326'25_SB974_APS_1 8w6p7i
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Action History

  1. 6/18/2026 - referred to Committee on Insurance

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 146 not signed on · 16 voted No

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (146)

146 members have not signed on to this bill.

Show all 146 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

PASSED ROLL CALL # 144 YEAS 20 NAYS 16 EXCUSED 2 NOT VOTING 0

Passed 20 Yea · 16 Nay · 2 Other
Party YeaNayPresentNot Voting
Democrat 20000
Republican 01602
Total 201602
% of votes cast 53%42%0%5%
How each member voted (38)
Member Party Vote
Chedrick Greene Democrat Yea
Darrin Camilleri Democrat Yea
Dayna Polehanki Democrat Yea
Erika Geiss Democrat Yea
Jeff Irwin Democrat Yea
Jeremy Moss Democrat Yea
John Cherry Democrat Yea
Kevin Hertel Democrat Yea
Mallory McMorrow Democrat Yea
Mary Cavanagh Democrat Yea
Paul Wojno Democrat Yea
Rosemary Bayer Democrat Yea
Sam Singh Democrat Yea
Sarah Anthony Democrat Yea
Sean McCann Democrat Yea
Stephanie Chang Democrat Yea
Sue Shink Democrat Yea
Sylvia Santana Democrat Yea
Veronica Klinefelt Democrat Yea
Winnie Brinks Democrat Yea
Aric Nesbitt Republican Nay
Dan Lauwers Republican Nay
Edward McBroom Republican Nay
Jim Runestad Republican Not Voting
John Damoose Republican Nay
Jon Bumstead Republican Nay
Jonathan Lindsey Republican Nay
Joseph Bellino Jr. Republican Nay
Kevin Daley Republican Nay
Lana Theis Republican Nay
Mark Huizenga Republican Nay
Michael Webber Republican Nay
Michele Hoitenga Republican Nay
Rick Outman Republican Nay
Roger Hauck Republican Nay
Roger Victory Republican Not Voting
Ruth Johnson Republican Nay
Thomas Albert Republican Nay

Official roll call →

Subjects

healthcare health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 974 do?
Insurance: health insurers; updated references to reflect the enactment of the Michigan health insurance exchange act; provide for. Amends secs. 1261, 1262, 1262a & 1264 of 1956 PA 218 (MCL 500.1261 et seq.). TIE BAR WITH: SB 0973'26
Who sponsors SB 974?
SB 974 is sponsored by Sylvia Santana (Democrat).
What is the current status of SB 974?
This bill has passed the Senate. Introduced June 18, 2026. It now moves to the second chamber.
Where can I track SB 974?
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