New Jersey 222nd Legislature Status: Introduced 1 D cosponsors

A 5380 — Requires annual reporting on dental loss ratio data by dental insurance carriers; establishes minimum dental loss ratio thresholds and mandates rebates to policyholders when applicable threshold not met by carrier.

Last action — INT 1RA REF AFI

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed General Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the General Assembly. Introduced September 10, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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Prognosis

Not enough signal yet

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill mandates annual reporting on dental loss ratio data by dental insurance carriers.

This legislation requires dental insurance companies to report their dental loss ratios annually. If these ratios do not meet established minimum thresholds, the companies must provide rebates to policyholders.

What this means for you
  • Consumers: This means consumers may receive rebates if their dental insurance provider does not meet the required loss ratio thresholds.

Summary

Dental insurance carriers-require annual reporting on dental loss ratio data

Bill Text

  • Introduced View text Current html September 11, 2026

Action History

  1. INT 1RA REF AFI

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 119 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (119)

119 members have not signed on to this bill.

Show all 119 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

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Subjects

healthcare health-insurance
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Frequently asked questions

What does A 5380 do?
Dental insurance carriers-require annual reporting on dental loss ratio data
Who sponsors A 5380?
A 5380 is sponsored by Freiman, Roy (Democrat).
What is the current status of A 5380?
This bill has been introduced in the General Assembly. Introduced September 10, 2026. It must pass committee before a floor vote.
Where can I track A 5380?
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Last checked for changes 26 days ago · updated continuously

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