A 2550 — Requires continuation of health benefits dependent coverage for certain children with disabilities who are 26 years of age or older.
Last action — R/S REF SCM
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1Introduced
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2In Committee
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3Passed General Assembly
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4Passed Senate
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5To Executive
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6Enacted
This bill has been introduced in the General Assembly. Introduced January 13, 2026. It must pass committee before a floor vote.
Next likely step: a committee referral and hearing.
Odds of enactment
Low chanceBased on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Introduced
Current position in the legislative process.
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16 sponsors
3 primary, 13 co-sponsors signed on.
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Bipartisan support
Sponsored across 2 parties (11 D · 5 R) — cross-party backing.
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Cleared a recorded vote
Passed 4 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
In plain language
This bill requires continued health benefits coverage for certain disabled children over 26.
The measure mandates that dependent health benefits for children with disabilities continue after they turn 26. This ensures that individuals who may need ongoing medical care can maintain access to insurance.
What this means for you
- Families: This means families with disabled children over 26 can ensure their health benefits continue, supporting their care needs.
Summary
Children w/ disabilities, 26 or older-req cont, health benf dependent coverage
Bill Text
What changed in the latest version
140 added · 59 removedPlain-language change summary
The amended bill now specifies that a contract must "offer dependent coverage for an adult child who is 26 years of age or older” if the child is incapable of self-sustaining employment due to a physical or intellectual disability, chiefly dependent on the subscriber, and meets additional criteria. Specifically, it adds requirements that the child's condition must have started before reaching the contract's age limit and that the child must have been continuously insured after reaching that limit. Additionally, if the new contract replaces another health plan, it must offer coverage to a disabled child who was covered under the prior plan. This change aims to clarify and expand the criteria under which a child over 26 can receive dependent coverage under health insurance contracts.
A2550 1R2R [First[Second Reprint] ASSEMBLY, No.
Assemblywoman Flynn, Assemblyman Sampson, Assemblywoman Haider, Assemblymen Scharfenberger, SauickieSauickie, Venezia, Simonsen, Singh, Barlas, Kearney, Bhalla, Assemblywomen Brennan and VeneziaDrulis SYNOPSIS Requires continuation of health benefits dependent coverage for certain children with disabilities who are 26 years of age or older.
CURRENT VERSION OF TEXT As reported by the Assembly FinancialOversight, InstitutionsReform and InsuranceFederal Relations Committee on FebruaryJune 12,15, 2026, with amendments.
d. Notwithstanding any law to the contrary, a contract shall provide2[provide] offer dependent2 coverage for an adult child who is 26 years of age or older if the2[the child is:is]2:
(1) (1) 2the child is2 incapable of self-sustaining employment by reason of physical or intellectual disability;
and2[and]2 (2) (2) 2the child is2 chiefly dependent upon the subscriber for support and maintenance.maintenance 2;
(3) the child's condition started before the child reached the contract's age limit;
and (4) the child became insured by the contract before the child reached the dependent age limit and stayed continuously insured after reaching that limit.
e. If the contract is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the contract shall offer dependent coverage to the child2.
d. Notwithstanding any law to the contrary, a contract shall provide2[provide] offer dependent2 coverage for an adult child who is 26 years of age or older if the2[the child is:is]2:
(1) (1) 2the child is2 incapable of self-sustaining employment by reason of physical or intellectual disability;
and2[and]2 (2) (2) 2the child is2 chiefly dependent upon the subscriber for support and maintenance.maintenance 2;
(3) the child's condition started before the child reached the contract's age limit;
and (4) the child became insured by the contract before the child reached the dependent age limit and stayed continuously insured after reaching that limit.
e. If the contract is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the contract shall offer dependent coverage to the child2.
P.L.2019, c.356, s.2) 3. Section of P.L.1995, c.288 (C.17:48E-32.1) is amended to read as follows:
d. Notwithstanding any law to the contrary, a contract shall provide2[provide] offer dependent2 coverage for an adult child who is 26 years of age or older if the2[the child is:is]2:
(1) (1) 2the child is2 incapable of self-sustaining employment by reason of physical or intellectual disability;
and2[and]2 (2) (2) 2the child is2 chiefly dependent upon the subscriber for support and maintenance.maintenance 2;
(3) the child's condition started before the child reached the contract's age limit;
and (4) the child became insured by the contract before the child reached the dependent age limit and stayed continuously insured after reaching that limit.
e. If the contract is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the contract shall offer dependent coverage to the child2.
d. Notwithstanding any law to the contrary, a policy shall provide2[provide] offer dependent2 coverage for an adult child who is 26 years of age or older if the2[the child is:is]2:
(1) (1) 2the child is2 incapable of self-sustaining employment by reason of physical or intellectual disability;
and2[and]2 (2) (2) 2the child is2 chiefly dependent upon the insuredsubscriber for support and maintenance.maintenance 2;
(3) the child's condition started before the child reached the policy's age limit;
and (4) the child became insured by the policy before the child reached the dependent age limit and stayed continuously insured after reaching that limit. e. If the policy is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the policy shall offer dependent coverage to the child2.
d. Notwithstanding any law to the contrary, a plan shall provide2[provide] offer dependent2 coverage for an adult child who is 26 years of age or older if the2[the child is:is]2:
(1) (1) 2the child is2 incapable of self-sustaining employment by reason of physical or intellectual disability;
and2[and]2 (2) (2) 2the child is2 chiefly dependent upon the coveredsubscriber employee for support and maintenance.maintenance 2;
(3) the child's condition started before the child reached the plan's age limit;
and (4) the child became insured by the plan before the child reached the dependent age limit and stayed continuously insured after reaching that limit. e. If the plan is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the plan shall offer dependent coverage to the child2.
d. Notwithstanding any law to the contrary, a policy or contract shall provide2[provide] offer dependent2 coverage for an adult child who is 26 years of age or older if the2[the child is:is]2:
(1) (1) 2the child is2 incapable of self-sustaining employment by reason of physical or intellectual disability;
and2[and]2 (2) (2) 2the child is2 chiefly dependent upon the coveredsubscriber person for support and maintenance.maintenance 2;
(3) the child's condition started before the child reached the policy or contract's age limit;
and (4) the child became insured by the policy or contract before the child reached the dependent age limit and stayed continuously insured after reaching that limit. e. If the policy or contract is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the policy or contract shall offer dependent coverage to the child2.
d. Notwithstanding any law to the contrary, a policy or contract shall provide2[provide] offer dependent2 coverage for an adult child who is 26 years of age or older if the2[the child is:is]2:
(1) (1) 2the child is2 incapable of self-sustaining employment by reason of physical or intellectual disability;
and2[and]2 (2) (2) and2the ischild is2 chiefly dependent upon the coveredsubscriber person for support and maintenance.maintenance 2;
Show all 49 changed lines (9 more)
(3) the child's condition started before the child reached the policy or contract's age limit;
and (4) the child became insured by the policy or contract before the child reached the dependent age limit and stayed continuously insured after reaching that limit. e. If the policy or contract is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the policy or contract shall offer dependent coverage to the child2.
P.L.2019, c.356, s.7) 8. Section of P.L.1995, c.288 (C.26:2J-10.1) is amended to read as follows:
d. Notwithstanding any law to the contrary, a contract shall provide2[provide] offer dependent2 coverage for an adult child who is 26 years of age or older if the2[the child is:is]2:
(1) (1) 2the child is2 incapable of self-sustaining employment by reason of physical or intellectual disability;
and2[and]2 (2) (2) 2the child is2 chiefly dependent upon the enrolleesubscriber for support and maintenance.maintenance 2;
(3) the child's condition started before the child reached the contract's age limit;
and (4) the child became insured by the contract before the child reached the dependent age limit and stayed continuously insured after reaching that limit.
e. If the contract is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the contract shall offer dependent coverage to the child2.
Show all 49 changed rows (9 more)
AI-generated reading aid from the bill's amendatory text — verify against the official bill.
This bill amends 8 section(s) of the New Jersey statutes: N.J.S.A. 17:48-6.15; N.J.S.A. 17:48A-7.10; N.J.S.A. 17:48E-32.1; N.J.S.A. 17B:27-30.1; N.J.S.A. 17B:27-30.3; N.J.S.A. 17B:27A-4.1.
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N.J.S.A. 17:48-6.15
⟦INS⟧provide⟦/INS⟧ ⟦INS⟧the child is⟦/INS⟧ ⟦INS⟧and⟦/INS⟧→ , including an adult child subject to subsection d. of this section d. Notwithstanding any law to the contrary, a contract shall provide offer dependent coverage for an adult child who is 26 years of age or older if the child is : (1) the child is incapable of self-sustaining employment by reason of physical or intellectual disability; and (2) the child is chiefly dependent upon the subscriber for support and maintenance ; (3) the child's condition started before the child reached the contract's age limit; and (4) the child became insured by the contract before the child reached the dependent age limit and stayed continuously insured after reaching that limit. e. If the contract is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the contract shall offer dependent coverage to the child .amended
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N.J.S.A. 17:48A-7.10
⟦INS⟧provide⟦/INS⟧ ⟦INS⟧the child is⟦/INS⟧ ⟦INS⟧and⟦/INS⟧→ , including an adult child subject to subsection d. of this section d. Notwithstanding any law to the contrary, a contract shall provide offer dependent coverage for an adult child who is 26 years of age or older if the child is : (1) the child is incapable of self-sustaining employment by reason of physical or intellectual disability; and (2) the child is chiefly dependent upon the subscriber for support and maintenance ; (3) the child's condition started before the child reached the contract's age limit; and (4) the child became insured by the contract before the child reached the dependent age limit and stayed continuously insured after reaching that limit. e. If the contract is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the contract shall offer dependent coverage to the child .amended
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N.J.S.A. 17:48E-32.1
⟦INS⟧provide⟦/INS⟧ ⟦INS⟧the child is⟦/INS⟧ ⟦INS⟧and⟦/INS⟧→ , including an adult child subject to subsection d. of this section d. Notwithstanding any law to the contrary, a contract shall provide offer dependent coverage for an adult child who is 26 years of age or older if the child is : (1) the child is incapable of self-sustaining employment by reason of physical or intellectual disability; and (2) the child is chiefly dependent upon the subscriber for support and maintenance ; (3) the child's condition started before the child reached the contract's age limit; and (4) the child became insured by the contract before the child reached the dependent age limit and stayed continuously insured after reaching that limit. e. If the contract is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the contract shall offer dependent coverage to the child .amended
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N.J.S.A. 17B:27-30.1
⟦INS⟧provide⟦/INS⟧ ⟦INS⟧the child is⟦/INS⟧ ⟦INS⟧and⟦/INS⟧→ , including an adult child subject to subsection d. of this section d. Notwithstanding any law to the contrary, a policy shall provide offer dependent coverage for an adult child who is 26 years of age or older if the child is : (1) the child is incapable of self-sustaining employment by reason of physical or intellectual disability; and (2) the child is chiefly dependent upon the subscriber for support and maintenance ; (3) the child's condition started before the child reached the policy's age limit; and (4) the child became insured by the policy before the child reached the dependent age limit and stayed continuously insured after reaching that limit. e. If the policy is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the policy shall offer dependent coverage to the child .amended
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N.J.S.A. 17B:27-30.3
⟦INS⟧provide⟦/INS⟧ ⟦INS⟧the child is⟦/INS⟧ ⟦INS⟧and⟦/INS⟧→ , including an adult child subject to subsection d. of this section d. Notwithstanding any law to the contrary, a plan shall provide offer dependent coverage for an adult child who is 26 years of age or older if the child is : (1) the child is incapable of self-sustaining employment by reason of physical or intellectual disability; and (2) the child is chiefly dependent upon the subscriber for support and maintenance ; (3) the child's condition started before the child reached the plan's age limit; and (4) the child became insured by the plan before the child reached the dependent age limit and stayed continuously insured after reaching that limit. e. If the plan is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the plan shall offer dependent coverage to the child .amended
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N.J.S.A. 17B:27A-4.1
⟦INS⟧provide⟦/INS⟧ ⟦INS⟧the child is⟦/INS⟧ ⟦INS⟧and⟦/INS⟧→ , including an adult child subject to subsection d. of this section d. Notwithstanding any law to the contrary, a policy or contract shall provide offer dependent coverage for an adult child who is 26 years of age or older if the child is : (1) the child is incapable of self-sustaining employment by reason of physical or intellectual disability; and (2) the child is chiefly dependent upon the subscriber for support and maintenance ; (3) the child's condition started before the child reached the policy or contract's age limit; and (4) the child became insured by the policy or contract before the child reached the dependent age limit and stayed continuously insured after reaching that limit. e. If the policy or contract is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the policy or contract shall offer dependent coverage to the child .amended
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N.J.S.A. 17B:27A-18.1
⟦INS⟧provide⟦/INS⟧ ⟦INS⟧the child is⟦/INS⟧ ⟦INS⟧and⟦/INS⟧→ , including an adult child subject to subsection d. of this section d. Notwithstanding any law to the contrary, a policy or contract shall provide offer dependent coverage for an adult child who is 26 years of age or older if the child is : (1) the child is incapable of self-sustaining employment by reason of physical or intellectual disability; and (2) the child is chiefly dependent upon the subscriber for support and maintenance ; (3) the child's condition started before the child reached the policy or contract's age limit; and (4) the child became insured by the policy or contract before the child reached the dependent age limit and stayed continuously insured after reaching that limit. e. If the policy or contract is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the policy or contract shall offer dependent coverage to the child .amended
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N.J.S.A. 26:2J-10.1
⟦INS⟧provide⟦/INS⟧ ⟦INS⟧the child is⟦/INS⟧ ⟦INS⟧and⟦/INS⟧→ , including an adult child subject to subsection d. of this section d. Notwithstanding any law to the contrary, a contract shall provide offer dependent coverage for an adult child who is 26 years of age or older if the child is : (1) the child is incapable of self-sustaining employment by reason of physical or intellectual disability; and (2) the child is chiefly dependent upon the subscriber for support and maintenance ; (3) the child's condition started before the child reached the contract's age limit; and (4) the child became insured by the contract before the child reached the dependent age limit and stayed continuously insured after reaching that limit. e. If the contract is replacing another health benefits plan, and an adult child incapable of self-sustaining employment by reason of physical or intellectual disability was covered under the prior plan, the contract shall offer dependent coverage to the child . and shall apply to all policies and contracts delivered, issued, executed, or renewed on or after that dateamended
Action History
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R/S REF SCM
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PA
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REP 2RA
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TRANS ABU
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REP/ACA REF AAP
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REP/ACA REF AOF
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INT 1RA REF AFI
Sponsors
- Rosaura Bagolie · Primary
- Shanique Speight · Primary
- Carmen Theresa Morales · Primary
- Victoria A. Flynn · Cosponsor
- William B. Sampson IV · Cosponsor
- Shama A. Haider · Cosponsor
- Gerry Scharfenberger · Cosponsor
- Alex Sauickie · Cosponsor
- Michael Venezia · Cosponsor
- Erik K. Simonsen · Cosponsor
- Balvir Singh · Cosponsor
- Al Barlas · Cosponsor
- Vincent M. Kearney · Cosponsor
- Ravi S. Bhalla · Cosponsor
- Katie Brennan · Cosponsor
- Mitchelle Drulis · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →3 sponsors · 13 co-sponsors · 104 not signed on
Sponsors (3)
- Bagolie, Rosaura Democrat
- Speight, Shanique Democrat
- Morales, Carmen Theresa Democrat
Co-sponsors (13)
- Flynn, Victoria A. Republican
- Sampson IV, William B. Democrat
- Haider, Shama A. Democrat
- Scharfenberger, Gerry Republican
- Sauickie, Alex Republican
- Venezia, Michael Democrat
- Simonsen, Erik K. Republican
- Singh, Balvir Democrat
- Barlas, Al Republican
- Kearney, Vincent M. Democrat
- Bhalla, Ravi S. Democrat
- Brennan, Katie Democrat
- Drulis, Mitchelle Democrat
Not signed on (104)
104 members have not signed on to this bill.
Show all 104 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 4 | 0 | 0 | 0 |
| Republican | 1 | 0 | 0 | 1 |
| Total | 5 | 0 | 0 | 1 |
| % of votes cast | 83% | 0% | 0% | 17% |
How each member voted (6)
| Member | Party | Vote |
|---|---|---|
| Miller, Cody D. | Democrat | Yea |
| Reynolds-Jackson, Verlina | Democrat | Yea |
| Rodriguez, Gabriel | Democrat | Yea |
| Schnall, Alexander | Democrat | Yea |
| Guardian, Donald A. | Republican | Not Voting |
| Simonsen, Erik K. | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 11 | 0 | 0 | 0 |
| Republican | 4 | 0 | 0 | 0 |
| Total | 15 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (15)
| Member | Party | Vote |
|---|---|---|
| Abdelaziz, Al | Democrat | Yea |
| Freiman, Roy | Democrat | Yea |
| Murphy, Carol A. | Democrat | Yea |
| Park, Ellen J. | Democrat | Yea |
| Pintor Marin, Eliana | Democrat | Yea |
| Reynolds-Jackson, Verlina | Democrat | Yea |
| Rodriguez, Gabriel | Democrat | Yea |
| Schaer, Gary S. | Democrat | Yea |
| Schnall, Alexander | Democrat | Yea |
| Spearman, William W. | Democrat | Yea |
| Venezia, Michael | Democrat | Yea |
| Barlas, Al | Republican | Yea |
| Inganamort, Michael | Republican | Yea |
| Rumpf, Brian E. | Republican | Yea |
| Scharfenberger, Gerry | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 57 | 0 | 0 | 0 |
| Republican | 22 | 0 | 0 | 1 |
| Total | 79 | 0 | 0 | 1 |
| % of votes cast | 99% | 0% | 0% | 1% |
How each member voted (80)
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 10 | 0 | 0 | 0 |
| Republican | 4 | 0 | 0 | 0 |
| Total | 14 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (14)
| Member | Party | Vote |
|---|---|---|
| Bagolie, Rosaura | Democrat | Yea |
| Freiman, Roy | Democrat | Yea |
| Hutchison, Dan | Democrat | Yea |
| Peterpaul Esq., Luanne M. | Democrat | Yea |
| Rodriguez, Ed | Democrat | Yea |
| Schnall, Alexander | Democrat | Yea |
| Simmons, Heather | Democrat | Yea |
| Singh, Balvir | Democrat | Yea |
| Stanley, Sterley S. | Democrat | Yea |
| Venezia, Michael | Democrat | Yea |
| Auth, Robert | Republican | Yea |
| Clifton, Robert D. | Republican | Yea |
| Flynn, Victoria A. | Republican | Yea |
| Myhre, Gregory E. | Republican | Yea |
Subjects
Frequently asked questions
- What does A 2550 do?
- Children w/ disabilities, 26 or older-req cont, health benf dependent coverage
- Who sponsors A 2550?
- A 2550 is sponsored by Bagolie, Rosaura (Democrat), Speight, Shanique (Democrat), Morales, Carmen Theresa (Democrat), Flynn, Victoria A. (Republican), Sampson IV, William B. (Democrat), Haider, Shama A. (Democrat), Scharfenberger, Gerry (Republican), Sauickie, Alex (Republican), Venezia, Michael (Democrat), Simonsen, Erik K. (Republican), Singh, Balvir (Democrat), Barlas, Al (Republican), Kearney, Vincent M. (Democrat), Bhalla, Ravi S. (Democrat), Brennan, Katie (Democrat), and Drulis, Mitchelle (Democrat).
- What is the current status of A 2550?
- This bill has been introduced in the General Assembly. Introduced January 13, 2026. It must pass committee before a floor vote.
- Where can I track A 2550?
- Track A 2550 free on One Click Politics — get push/email alerts when it moves.
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