tx-May82026-28: 28 TAC §3.3403 (Amendment) — Life, Accident, and Health Insurance and Annuities

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Summary

STATUTORY AUTHORITY. TDI proposes amendments to §3.3403 under Insurance Code §1367.002 and §36.001. Insurance Code §1367.002 states that certain provisions of Insurance Code Chapter 1201, including provisions relating to rulemaking under Insurance Code Chapter 1201, apply to Insurance Code Chapter 1367, Subchapter A. Insurance Code §36.001 provides that the commissioner may adopt any rules necessary and appropriate to implement the powers and duties of TDI under the Insurance Code and other laws of this state. CROSS-REFERENCE TO STATUTE. Section 3.3403 implements Insurance Code §1367.003. §3.3403. General Rules of Application. (a) No individual policy or group policy of accident and sickness insurance that [which] provides for accident and sickness coverage of additional newborn children may be issued in this state if it contains any provisions excluding or limiting initial coverage of a newborn infant before the 61st day after the date of the child's birth, [for a period of time,] or limitations or exclusions for congenital defects of a newborn child. (b) No individual policy or group policy of accident and sickness insurance that [which] provides for maternity benefits may be...

The agency’s own summary, as published.

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