2025-22409: Future of the HECM and HMBS Programs and Opportunities for Innovation in Accessing Home Equity; Re-Opening the Public Comment Period
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On October 2, 2025, the Department of Housing and Urban Development (HUD) published a Request for Information (RFI) in the Federal Register titled "Future of the HECM and HMBS Programs and Opportunities for Innovation in Accessing Home Equity." This RFI seeks public comments regarding the market for senior homeowners to access equity in their homes and possible improvements to the Home Equity Conversion Mortgage (HECM) and HECM mortgage-backed securities (HMBS) programs. The RFI provided for a 60-day comment period, which ended on December 1, 2025. This notice re-opens the comment period until January 5, 2026.
The agency’s own summary, as published.
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