2026-13378: Privacy Act of 1974; Matching Program
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In accordance with the Privacy Act of 1974, as amended, the Department of Housing and Urban Development (HUD) and the Small Business Administration (SBA) are providing notice of a new computer matching program. Under this program, SBA will provide HUD with delinquent debtor data for inclusion in HUD's Credit Alert Verification Reporting System (CAIVRS). CAIVRS is a shared, government-wide database that contains information on individuals who are delinquent or in default on Federal debts. Participating Federal agencies, their authorized contractors, and approved financial institutions use CAIVRS to prescreen applicants for Federal direct loans or federally guaranteed loans to determine whether the applicant is delinquent in repaying a debt owed to, or guaranteed by, the Federal Government. This matching program supports Federal credit eligibility determinations and promotes the integrity of Federal lending programs.
The agency’s own summary, as published.
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