2024-27791: Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt

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Summary

The Consumer Financial Protection Bureau (CFPB) is revising the date of applicability of the advisory opinion entitled "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt" to January 2, 2025.

The agency’s own summary, as published.

The rule, in full

385 words as published, November 29, 2024. View the original →

Federal Register, Volume 89 Issue 230 (Friday, November 29, 2024) [Federal Register Volume 89, Number 230 (Friday, November 29, 2024)] [Rules and Regulations] [Page 94599] From the Federal Register Online via the Government Publishing Office [www.gpo.gov] [FR Doc No: 2024-27791] ======================================================================== Rules and Regulations Federal Register ________________________________________________________________________ This section of the FEDERAL REGISTER contains regulatory documents having general applicability and legal effect, most of which are keyed to and codified in the Code of Federal Regulations, which is published under 50 titles pursuant to 44 U.S.C. 1510. The Code of Federal Regulations is sold by the Superintendent of Documents. ======================================================================== Federal Register / Vol. 89, No. 230 / Friday, November 29, 2024 / Rules and Regulations [[Page 94599]] CONSUMER FINANCIAL PROTECTION BUREAU 12 CFR Part 1006 Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt

Agency

Consumer Financial Protection Bureau.

Action

Advisory opinion; revision of date of applicability. -----------------------------------------------------------------------

Summary

The Consumer Financial Protection Bureau (CFPB) is revising the date of applicability of the advisory opinion entitled ``Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt'' to January 2, 2025.

Dates

This advisory opinion is applicable as of January 2, 2025.

For Further Information Contact

George Karithanom, Regulatory Implementation & Guidance Program Analyst, Office of Regulations, at 202-435-7700 or at: https://reginquiries.consumerfinance.gov/. If you require this a document in an alternative electronic format, please contact [email protected].

Supplementary Information

The Bureau issued the advisory opinion entitled ``Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt'' on its website on October 1, 2024 and published the advisory opinion in the Federal Register on October 4, 2024. As issued and published, the advisory opinion stated that it was to be applicable as of December 3, 2024. To allow sufficient time to brief issues raised in pending litigation in the U.S. District Court for the District of Columbia, the CFPB is revising the applicable date of the advisory opinion to January 2, 2025. The advisory opinion itself creates no binding legal obligations, and the revision of the applicable date does not affect regulated entities' responsibility to comply with the Fair Debt Collection Practices Act as enacted by Congress and described in the advisory opinion. Rohit Chopra, Director, Consumer Financial Protection Bureau. [FR Doc. 2024-27791 Filed 11-27-24; 8:45 am] BILLING CODE 4810-AM-P

What this changes

Amends 1 part of the Code of Federal Regulations — the standing rules this notice rewrites.

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