2016-13583: Expatriate Health Plans, Expatriate Health Plan Issuers, and Qualified Expatriates; Excepted Benefits; Lifetime and Annual Limits; and Short-Term, Limited-Duration Insurance
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This document contains proposed regulations on the rules for expatriate health plans, expatriate health plan issuers, and qualified expatriates under the Expatriate Health Coverage Clarification Act of 2014 (EHCCA). This document also includes proposed conforming amendments to certain regulations to implement the provisions of the EHCCA. Further, this document proposes standards for travel insurance and supplemental health insurance coverage to be considered excepted benefits and revisions to the definition of short-term, limited- duration insurance for purposes of the exclusion from the definition of individual health insurance coverage. These proposed regulations affect expatriates with health coverage under expatriate health plans and sponsors, issuers and administrators of expatriate health plans, individuals with and plan sponsors of travel insurance and supplemental health insurance coverage, and individuals with short-term, limited- duration insurance. In addition, this document proposes to amend a reference in the final regulations relating to prohibitions on lifetime and annual dollar limits and proposes to require that a notice be provided in connection with hospital indemnity and other fixed indemnity insurance in the group health insurance market for it to be considered excepted benefits.
The agency’s own summary, as published.
What this changes
Amends 11 parts of the Code of Federal Regulations — the standing rules this notice rewrites.
- 26 CFR 1 Income Taxes
- 26 CFR 46 Excise Tax on Certain Insurance Policies, Self-Insured Health Plans, and Obligations Not in Registered Form
- 26 CFR 54 Pension Excise Taxes
- 26 CFR 57 Health Insurance Providers Fee
- 26 CFR 301 Procedure and Administration
- 29 CFR 2590 Rules and Regulations for Group Health Plans
- 45 CFR 144 Requirements Relating to Health Insurance Coverage
- 45 CFR 146 Requirements for the Group Health Insurance Market
- 45 CFR 147 Health Insurance Reform Requirements for the Group and Individual Health Insurance Markets
- 45 CFR 148 Requirements for the Individual Health Insurance Market
- 45 CFR 158 Issuer Use of Premium Revenue: Reporting and Rebate Requirements
Rulemaking docket
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