2025-03685: Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt; Extension of Comment Period
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On December 13, 2024, the Consumer Financial Protection Bureau (CFPB) published in the Federal Register an Advance Notice of Proposed Rulemaking (ANPR) seeking information in advance of preparing a proposed rule to address concerns related to information furnished to credit bureaus and other consumer reporting agencies as a result of coercion. The ANPR provided a comment period that was set to close on March 7, 2025. To allow interested persons more time to consider and submit their comments, the CFPB has determined that an extension of the comment period until April 7, 2025, is appropriate.
The agency’s own summary, as published.
The rule, in full
640 words as published, March 07, 2025. View the original →
Federal Register, Volume 90 Issue 44 (Friday, March 7, 2025) [Federal Register Volume 90, Number 44 (Friday, March 7, 2025)] [Proposed Rules] [Page 11495] From the Federal Register Online via the Government Publishing Office [www.gpo.gov] [FR Doc No: 2025-03685] ======================================================================== Proposed Rules Federal Register ________________________________________________________________________ This section of the FEDERAL REGISTER contains notices to the public of the proposed issuance of rules and regulations. The purpose of these notices is to give interested persons an opportunity to participate in the rule making prior to the adoption of the final rules. ======================================================================== Federal Register / Vol. 90, No. 44 / Friday, March 7, 2025 / Proposed Rules [[Page 11495]] CONSUMER FINANCIAL PROTECTION BUREAU 12 CFR Part 1022 [Docket No. CFPB-2024-0057] Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt; Extension of Comment Period
Agency
Consumer Financial Protection Bureau.
Action
Advance notice of proposed rulemaking; extension of comment period. -----------------------------------------------------------------------
Summary
On December 13, 2024, the Consumer Financial Protection Bureau (CFPB) published in the Federal Register an Advance Notice of Proposed Rulemaking (ANPR) seeking information in advance of preparing a proposed rule to address concerns related to information furnished to credit bureaus and other consumer reporting agencies as a result of coercion. The ANPR provided a comment period that was set to close on March 7, 2025. To allow interested persons more time to consider and submit their comments, the CFPB has determined that an extension of the comment period until April 7, 2025, is appropriate.
Dates
The end of the comment period for the ANPR published at 89 FR 100922 (December 13, 2024) is extended from March 7, 2025, until April 7, 2025.
Addresses
You may submit responsive information and other comments, identified by Docket No. CFPB-2024-0057 by any of the following methods:
1. Federal eRulemaking Portal: https://www.regulations.gov. Follow
the instructions for submitting comments.
2. Email: [email protected]. Include Docket No. CFPB-2024-
0057 in the subject line of the message.
3. Mail/Hand Delivery/Courier: Comment Intake--Identity Theft and
Coerced Debt, c/o Legal Division Docket Manager, Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552. Instructions: The CFPB encourages the early submission of comments. All submissions should include the agency name and docket number. Because paper mail is subject to delay, commenters are encouraged to submit comments electronically. In general, all comments received will be posted without change to https://www.regulations.gov. All submissions, including attachments and other supporting materials, will become part of the public record and subject to public disclosure. Proprietary information or sensitive personal information, such as account numbers or Social Security numbers, or names of other individuals, should not be included. Submissions will not be edited to remove any identifying or contact information.
For Further Information Contact
Laura Stack, Senior Counsel, Office of Regulations, at 202-435-7700 or https://reginquiries.consumerfinance.gov/. If you require this document in an alternative electronic format, please contact [email protected].
Supplementary Information
On December 9, 2024, the CFPB issued an ANPR seeking information in advance of preparing a proposed rule to address concerns related to information furnished to credit bureaus and other consumer reporting agencies as a result of coercion. More specifically, the ANPR solicits information on amending the definitions of ``identity theft'' and ``identity theft report'' in Regulation V, which implements the Fair Credit Reporting Act, as well as other related amendments to Regulation V. The ANPR was published in the Federal Register at 89 FR 100922 on December 13, 2024. The ANPR provided a public comment period that was set to close on March 7, 2025. To allow interested persons more time to consider and submit their comments, the CFPB has determined that an extension of the comment period until April 7, 2025, is appropriate. The NPRM comment period will now close on April 7, 2025. Russell T. Vought, Acting Director, Consumer Financial Protection Bureau. [FR Doc. 2025-03685 Filed 3-6-25; 8:45 am] BILLING CODE 4810-AM-P
What this changes
Amends 1 part of the Code of Federal Regulations — the standing rules this notice rewrites.
Documents
- Full text (Federal Register) · March 07, 2025
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