2016-09431: Finalization of Interim Final Rules (Subject to Any Intervening Amendments) Under Consumer Financial Protection Laws
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Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) transferred rulemaking authority for a number of consumer financial protection laws from seven Federal agencies to the Bureau of Consumer Financial Protection (Bureau) as of July 21, 2011. In December 2011, the Bureau republished the existing regulations implementing those laws, as previously adopted by the seven predecessor agencies, as interim final rules (December 2011 IFRs) with technical and conforming changes to reflect the transfer of authority and certain other changes made by the Dodd-Frank Act. The December 2011 IFRs did not impose any new substantive obligations on persons subject to the existing regulations. This final rule adopts the December 2011 IFRs as final, subject to any intervening final rules published by the Bureau.
The agency’s own summary, as published.
What this changes
Amends 18 parts of the Code of Federal Regulations — the standing rules this notice rewrites.
- 12 CFR 1002 Equal Credit Opportunity Act (Regulation B)
- 12 CFR 1003 Home Mortgage Disclosure (Regulation C)
- 12 CFR 1005 Electronic Fund Transfers (Regulation E)
- 12 CFR 1006 Debt Collection Practices (Regulation F)
- 12 CFR 1007 S.A.F.E. Mortgage Licensing Act—Federal Registration of Residential Mortgage Loan Originators (Regulation G)
- 12 CFR 1008 S.A.F.E. Mortgage Licensing Act—State Compliance and Bureau Registration System (Regulation H)
- 12 CFR 1009 Disclosure Requirements for Depository Institutions Lacking Federal Deposit Insurance (Regulation I)
- 12 CFR 1010 Land Registration (Regulation J)
- 12 CFR 1011 Purchasers' Revocation Rights, Sales Practices and Standards (Regulation K)
- 12 CFR 1012 Special Rules of Practice (Regulation L)
- 12 CFR 1013 Consumer Leasing (Regulation M)
- 12 CFR 1014 Mortgage Acts and Practices—Advertising (Regulation N)
- 12 CFR 1015 Mortgage Assistance Relief Services (Regulation O)
- 12 CFR 1016 Privacy of Consumer Financial Information (Regulation P)
- 12 CFR 1022 Fair Credit Reporting (Regulation V)
- 12 CFR 1024 Real Estate Settlement Procedures Act (Regulation X)
- 12 CFR 1026 Truth in Lending (Regulation Z)
- 12 CFR 1030 Truth in Savings (Regulation DD)
Rulemaking docket
We haven’t pulled this rulemaking’s full docket yet.
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