Department of Financial Institutions Docket 260204 Notice

in-20260701-IR-750260204RAA: 2,600/5,200

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Summary

(b) The dollar amounts in IC 37-3, which are required to be adjusted by IC 37-2-1-5, as amended, beginning January 1, 2027, are as follows for each of the following Indiana Code sections:

The agency’s own summary, as published.

The rule, in full

282 words as published, July 01, 2026. View the original →

TITLE 750 DEPARTMENT OF FINANCIAL INSTITUTIONS Regulatory Analysis LSA Document #26-204 I. Description of Rule II. Fiscal Impact Analysis III. Impacted Parties IV. Changes in Proposed Rule Sec. 1. (a) The dollar amounts in IC 24-4.5 IC 37-2, which are required to be adjusted by IC 24-4.5-1-106 IC 37-2-1-5, as amended, beginning January 1, 2025 January 1, 2027, are as follows for each of the following Indiana Uniform Consumer Credit Code sections: Amended Dollar Amounts Provisions Relating To IC 24-4.5-2-201(9)37-2-3-4(i) 2,600/5,200 Graduated rate (sales) IC 24-4.5-2-201(10)37-2-3-4(j) 6366 Minimum credit service charge IC 24-4.5-2-203.5(1)(a)37-2-3-6(a)(1) 21.522 Delinquency charge (sales) IC 24-4.5-2-407(4)37-2-3-17(d) 1,2901,320/5,200 Security interest (sales or leases) IC 24-4.5-3-201(8)37-2-4-4(h) 6366 Minimum loan finance charge IC 24-4.5-3-203.5(1)(a)37-2-4-6(a)(1) 21.522 Delinquency charge (loans) IC 24-4.5-3-508(6)37-2-4-35(f) 2,600/5,200 Graduated rate (supervised loans) IC 24-4.5-3-508(6)37-2-4-35(f) 6366 Minimum loan finance charge IC 24-4.5-3-510(2)37-2-4-37(b) 5,200 Land as security (loans) IC 24-4.5-3-511(2)37-2-4-38(b) 1,2901,320/5,200 Maximum loan term IC 24-4.5-4-301(4)37-2-5-14(d) 1,2901,320 Property insurance IC 24-4.5-5-103(7)37-2-6-1(g) 5,200 Deficiency judgment (b) The dollar amounts in IC 37-3, which are required to be adjusted by IC 37-2-1-5, as amended, beginning January 1, 2027, are as follows for each of the following Indiana Code sections: Amended Dollar Amounts Provisions Relating To IC 24-4.5-7-104(2)37-3-2-10(b) 825880 Principal loan amount IC 24-4.5-7-201(4)37-3-3-2(d) 825880 Graduated rate scale IC 24-4.5-7-404(3)37-3-3-8(c) 825880 Combined loan amounts Amended Dollar Amounts Provisions Relating To IC 24-9-2-837-5-2-8 60,00064,000 High cost home loan Amended Dollar Amounts Provisions Relating To IC 34-55-10-2(c)(1) 22,750 Personal or family residence IC 34-55-10-2(c)(2) 12,100 Other real estate or tangible property IC 34-55-10-2(c)(3) 450 Intangible personal property V. Benefit Analysis VI. Cost Analysis VII. Sources of Information VIII. Regulatory Analysis Notice of Public Comment Period for Interim Rule: 20260701-IR-750260204INA Notice of Determination Received: June 10, 2026

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