ut-20261015-R592-9-3: R592-9-3. Definitions

1. Agency Information

Title catchline: Insurance, Title and Escrow Commission Building: Taylorsville State Office Building Street address: 4315 S 2700 W City, state: Taylorsville, UT Mailing address: PO Box 146901 City, state and zip: Salt Lake City, UT 84114-6901

2. Contact Persons

Name: Phone: Email: Steve Gooch 801-957-9322 sgooch@utah.gov Please address questions regarding information on this notice to the persons listed above.

A. Rule or section catchline:

R592-9-3. Definitions UTAH STATE BULLETIN, October 15, 2026, Vol. 2026, No. 20 67 NOTICES OF PROPOSED RULES

B. Purpose of the new rule or reason for the change:

The reason for the change is to add a definition.

C. Summary of the new rule or change:

This amendment adds a definition for the term "premium" to clarify statute and this rule. The Title and Escrow Commission approved this amendment with a vote of 4 to 0 at its 09/14/2026 meeting. 5. Fiscal Information Provide an estimate and written explanation of the aggregate anticipated cost or savings to:

A. State budget:

There is no anticipated cost or savings to the state budget. This amendment merely adds a definition and will not change the Department of Insurance's (Department) activities or efforts.

B. Local governments:

There is no anticipated cost or savings to local governments. This rule involves only the Department and its licensees and will not affect local governments in any way.

C. Small businesses ("small business" means a business employing 1-49 persons):

There is no anticipated cost or savings to small businesses. This amendment merely adds a definition to clarify a common term to make this rule more understandable to insurance licensees.

D. Non-small businesses ("non-small business" means a business employing 50 or more persons):

There is no anticipated cost or savings to non-small businesses. This amendment merely adds a definition to clarify a common term to make this rule more understandable to insurance licensees. E. Persons other than small businesses, non-small businesses, state, or local government entities ("person" means any individual, partnership, corporation, association, governmental entity, or public or private organization of any character other than an agency): There is no anticipated cost or savings to any other persons. This amendment merely adds a definition to clarify a common term to make this rule more understandable to insurance licensees.

F. Compliance costs for affected persons:

There are no compliance costs for any affected persons. This amendment merely adds a definition to clarify a common term to make this rule more understandable to insurance licensees. 6. Regulatory Impact Summary Table Enter the cost or savings in the relevant cell. If there is no cost or savings, enter, "$0." If a cost or savings is inestimable, enter, "inestimable." Fiscal Cost FY2027 FY2028 FY2029 FY2030 FY2031 State Budget $0 $0 $0 $0 $0 Local Governments $0 $0 $0 $0 $0 Small Businesses $0 $0 $0 $0 $0 Non-Small Businesses $0 $0 $0 $0 $0 68 UTAH STATE BULLETIN, October 15, 2026, Vol. 2026, No. 20 NOTICES OF PROPOSED RULES Other Persons $0 $0 $0 $0 $0 Total Fiscal Cost $0 $0 $0 $0 $0 Fiscal Benefits FY2027 FY2028 FY2029 FY2030 FY2031 State Budget $0 $0 $0 $0 $0 Local Governments $0 $0 $0 $0 $0 Small Businesses $0 $0 $0 $0 $0 Non-Small Businesses $0 $0 $0 $0 $0 Other Persons $0 $0 $0 $0 $0 Total Fiscal Benefits $0 $0 $0 $0 $0 Net Fiscal Benefits $0 $0 $0 $0 $0 7. Regulatory Impact Analysis Approval The Commissioner of the Insurance Department, Jonathan T. Pike, has reviewed and approved this regulatory impact analysis. 8. Family Impact Information

A. The agency has considered this rule's impact on family health, stability, and fo☒mation:

9. Citation Information Provide citations to the statutory authority for the rule. If there is also a federal requirement for the rule, provide a citation to that requirement: Section 31A-2-404 Section 31A-41-202 11. Public Notice Information The public may submit written or oral comments to the agency identified in box 1.

A. Comments will be accepted until: 11/16/2026

12. Effective Date Information This rule change MAY become effective on: 11/23/2026 (NOTE: This is the date the agency anticipates making the filing effective. It is NOT the effective date) 13. Agency Authorization Information Agency head or Steve Gooch, Public Information OffiDate: 09/24/2026 designee and title: R592. Insurance, Title and Escrow Commission. R592-9. Assessment for Title Insurance Recovery, Education, and Research Fund. R592-9-3. Definitions. Terms used in this rule are defined in Sections 31A-1-301 and 31A-41-102. Additional terms are defined as follows: (1) "Premium" in Section 31A-41-202 means direct premium written. KEY: title insurance recovery assessment Date of Last Change: 2026[September 10, 2024] Notice of Continuation: June 10, 2024 Authorizing, and Implemented or Interpreted Law: 31A-2-308; 31A-41-202 NOTICE OF SUBSTANTIVE CHANGE TYPE OF FILING: New Filing ID: 58272