New York 2025 Session Status: Introduced

A7194 — Prohibits the use of student loan payment credit history checks in certain cases

Last action — In Senate Committee

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  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Assembly. Introduced March 21, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Not enough signal yet

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

Prohibits using student loan payment credit history for employment decisions.

This bill makes it illegal to use a job applicant's student loan payment history as part of their credit check for employment. It aims to protect applicants from potential discrimination based on their student loan status.

What this means for you
  • Workers: This means job applicants with student loans do not need to worry about their payment history affecting their job opportunities.

Summary

Prohibits the use of student loan payment credit history checks to ascertain the payment status of a student loan of an applicant for employment.

Bill Text

Action History

  1. REFERRED TO LABOR

  2. DELIVERED TO SENATE

  3. PASSED ASSEMBLY

  4. AMENDED ON THIRD READING (T) 7194C

  5. ORDERED TO THIRD READING CAL.184

  6. ORDERED TO THIRD READING RULES CAL.576

  7. RULES REPORT CAL.576

  8. REPORTED

  9. REPORTED REFERRED TO RULES

  10. REPORTED REFERRED TO CODES

  11. PRINT NUMBER 7194B

  12. AMEND AND RECOMMIT TO LABOR

  13. PRINT NUMBER 7194A

  14. AMEND (T) AND RECOMMIT TO LABOR

  15. REFERRED TO LABOR

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 218 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

Show all 218 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

labor education
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does A7194 do?
Prohibits the use of student loan payment credit history checks to ascertain the payment status of a student loan of an applicant for employment.
Who sponsors A7194?
A7194 is sponsored by Rodneyse Bichotte Hermelyn.
What is the current status of A7194?
This bill has been introduced in the Assembly. Introduced March 21, 2025. It must pass committee before a floor vote.
Where can I track A7194?
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Last checked for changes 4 months ago · updated continuously

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