New York 2025 Session Status: Introduced

S6446 — Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze

Last action — In Senate Committee

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced March 14, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Not enough signal yet

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

The bill requires consumers to be notified of their rights related to security freezes on credit reports.

This legislation mandates that entities accessing a consumer's credit report must inform them about their right to obtain a security freeze. Additionally, it prohibits including ads for paid services in these notifications.

What this means for you
  • Consumers: Consumers will receive clear notifications about their rights to secure their credit information without commercial distractions.

Summary

Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze, in addition to other information necessary to place, temporarily lift or permanently lift such security freeze; prohibits notices to consumers of their right to obtain a security freeze from containing advertising for paid services.

Bill Text

Action History

  1. COMMITTED TO RULES

  2. ADVANCED TO THIRD READING

  3. 2ND REPORT CAL.

  4. 1ST REPORT CAL.544

  5. REFERRED TO CONSUMER PROTECTION

  6. RETURNED TO SENATE

  7. DIED IN ASSEMBLY

  8. ORDERED TO THIRD READING RULES CAL.923

  9. SUBSTITUTED FOR A8906

  10. REFERRED TO CONSUMER AFFAIRS AND PROTECTION

  11. DELIVERED TO ASSEMBLY

  12. PASSED SENATE

  13. ADVANCED TO THIRD READING

  14. 2ND REPORT CAL.

  15. 1ST REPORT CAL.946

  16. REFERRED TO CONSUMER PROTECTION

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 218 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

Show all 218 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does S6446 do?
Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze, in addition to other information necessary to place, temporarily lift or permanently lift such security freeze; prohibits notices to consumers of their right to obtain a security freeze from containing advertising for paid services.
Who sponsors S6446?
S6446 is sponsored by Rachel May.
What is the current status of S6446?
This bill has been introduced in the Senate. Introduced March 14, 2025. It must pass committee before a floor vote.
Where can I track S6446?
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Last checked for changes 3 months ago · updated continuously

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