SB 85 — relative to chartered bank lending limits.
Last action — Signed by the Governor on 07/15/2025; Chapter 0225; Effective 07/15/2025
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✓Introduced
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✓In Committee
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✓Passed Senate
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✓Passed House
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced January 22, 2025. Enacted.
Signed by Governor Kelly Ayotte (Republican) on July 22, 2025.
Odds of enactment
High chanceBased on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Enacted
Current position in the legislative process.
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13 sponsors
1 primary, 12 co-sponsors signed on.
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Bipartisan support
Sponsored across 2 parties (9 R · 3 D) — cross-party backing.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Bill Text
We don't have the full text on file for this bill yet.
Read SB 85 on the official New Hampshire source →Amendments
1 amendmentClick Show changes on an amendment above to see how it modifies the bill.
Action History
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Signed by the Governor on 07/15/2025; Chapter 0225; Effective 07/15/2025
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Enrolled Adopted, VV, (In recess 06/26/2025); SJ 18
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Enrolled (in recess of) 06/26/2025 HJ 18 P. 59
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Ought to Pass: MA VV 06/05/2025 HJ 16 P. 4
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Committee Report: Ought to Pass 05/27/2025 (Vote 16-0; CC) HC 27 P. 7
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Executive Session: 05/27/2025 01:15 pm LOB 302-304
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Subcommittee Work Session: 05/06/2025 10:00 am LOB 302-304
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Public Hearing: 04/22/2025 02:00 pm LOB 302-304
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Introduced (in recess of) 03/27/2025 and referred to Commerce and Consumer Affairs HJ 11 P. 110
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Ought to Pass with Amendment #2025-0907s, MA, VV; OT3rdg; 03/20/2025; SJ 8
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Committee Amendment # 2025-0907s, AA, VV; 03/20/2025; SJ 8
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Committee Report: Ought to Pass with Amendment # 2025-0907s, 03/20/2025; Vote 6-0; CC; SC 13
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Hearing: 03/04/2025, Room 100, SH, 11:15 am; SC 11
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Introduced 01/09/2025 and Referred to Commerce; SJ 3
Sponsors
- David Watters · Cosponsor
- John Hunt · Cosponsor
- Dan McGuire · Cosponsor
- John Michael Potucek · Cosponsor
- Michael Moffett · Cosponsor
- Daniel Innis · Cosponsor
- Cindy Rosenwald · Cosponsor
- Timothy Lang · Cosponsor
- Howard Pearl · Primary
- Keith Murphy · Cosponsor
- Mark McConkey · Cosponsor
- Tim McGough · Cosponsor
- Tara Reardon · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 12 co-sponsors · 402 not signed on
Sponsors (1)
- Howard Pearl Republican
Co-sponsors (12)
- David Watters Democrat
- John Hunt Republican
- Dan McGuire Republican
- John Michael Potucek
- Michael Moffett Republican
- Daniel Innis Republican
- Cindy Rosenwald Democrat
- Timothy Lang Republican
- Keith Murphy Republican
- Mark McConkey Republican
- Tim McGough Republican
- Tara Reardon Democrat
Not signed on (402)
402 members have not signed on to this bill.
Show all 402 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Subjects
Frequently asked questions
- Who sponsors SB 85?
- SB 85 is sponsored by David Watters (Democrat), John Hunt (Republican), Dan McGuire (Republican), John Michael Potucek, Michael Moffett (Republican), Daniel Innis (Republican), Cindy Rosenwald (Democrat), Timothy Lang (Republican), Howard Pearl (Republican), Keith Murphy (Republican), Mark McConkey (Republican), Tim McGough (Republican), and Tara Reardon (Democrat).
- What is the current status of SB 85?
- This bill has been enacted into law. Introduced January 22, 2025. Enacted.
- Where can I track SB 85?
- Track SB 85 free on One Click Politics — get push/email alerts when it moves.
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