New Hampshire 2025 Regular Session Status: Enacted Bipartisan · 9 R · 3 D cosponsors

SB 85 — relative to chartered bank lending limits.

Last action — Signed by the Governor on 07/15/2025; Chapter 0225; Effective 07/15/2025

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 22, 2025. Enacted.

Signed by Governor Kelly Ayotte (Republican) on July 22, 2025.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 78% · moderate confidence
  • Enacted

    Current position in the legislative process.

  • 13 sponsors

    1 primary, 12 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (9 R · 3 D) — cross-party backing.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Bill Text

We don't have the full text on file for this bill yet.

Read SB 85 on the official New Hampshire source →

Amendments

1 amendment

Click Show changes on an amendment above to see how it modifies the bill.

Action History

  1. Signed by the Governor on 07/15/2025; Chapter 0225; Effective 07/15/2025

  2. Enrolled Adopted, VV, (In recess 06/26/2025); SJ 18

  3. Enrolled (in recess of) 06/26/2025 HJ 18 P. 59

  4. Ought to Pass: MA VV 06/05/2025 HJ 16 P. 4

  5. Committee Report: Ought to Pass 05/27/2025 (Vote 16-0; CC) HC 27 P. 7

  6. Executive Session: 05/27/2025 01:15 pm LOB 302-304

  7. Subcommittee Work Session: 05/06/2025 10:00 am LOB 302-304

  8. Public Hearing: 04/22/2025 02:00 pm LOB 302-304

  9. Introduced (in recess of) 03/27/2025 and referred to Commerce and Consumer Affairs HJ 11 P. 110

  10. Ought to Pass with Amendment #2025-0907s, MA, VV; OT3rdg; 03/20/2025; SJ 8

  11. Committee Amendment # 2025-0907s, AA, VV; 03/20/2025; SJ 8

  12. Committee Report: Ought to Pass with Amendment # 2025-0907s, 03/20/2025; Vote 6-0; CC; SC 13

  13. Hearing: 03/04/2025, Room 100, SH, 11:15 am; SC 11

  14. Introduced 01/09/2025 and Referred to Commerce; SJ 3

Sponsors

Sponsorship breakdown

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1 sponsors · 12 co-sponsors · 402 not signed on

Sponsors (1)

Co-sponsors (12)

Not signed on (402)

402 members have not signed on to this bill.

Show all 402 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors SB 85?
SB 85 is sponsored by David Watters (Democrat), John Hunt (Republican), Dan McGuire (Republican), John Michael Potucek, Michael Moffett (Republican), Daniel Innis (Republican), Cindy Rosenwald (Democrat), Timothy Lang (Republican), Howard Pearl (Republican), Keith Murphy (Republican), Mark McConkey (Republican), Tim McGough (Republican), and Tara Reardon (Democrat).
What is the current status of SB 85?
This bill has been enacted into law. Introduced January 22, 2025. Enacted.
Where can I track SB 85?
Track SB 85 free on One Click Politics — get push/email alerts when it moves.

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