New York 2025 Session Status: Introduced

A4922 — Relates to protections for private education loan borrowers and cosigners

Last action — Assembly Floor Calendar

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Assembly. Introduced February 10, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Not enough signal yet

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

This bill enacts protections for private education loan borrowers and their cosigners.

The bill requires creditors and debt collectors to provide certain notifications to private education loan borrowers and cosigners. It also prohibits acceleration of loans and sets provisions for releasing cosigners from loans.

What this means for you
  • Consumers: This means better protections and clearer communication for private education loan borrowers and their cosigners.

Summary

Enacts protections for private education loan borrowers and cosigners; requires certain notifications from creditors and debt collectors; prohibits acceleration; enacts provisions for cosigner release.

Bill Text

Action History

  1. SUBSTITUTED BY S5598B

  2. ORDERED TO THIRD READING RULES CAL.336

  3. RULES REPORT CAL.336

  4. REPORTED

  5. REPORTED REFERRED TO RULES

  6. REFERENCE CHANGED TO WAYS AND MEANS

  7. PRINT NUMBER 4922C

  8. AMEND AND RECOMMIT TO CODES

  9. PRINT NUMBER 4922B

  10. AMEND AND RECOMMIT TO CODES

  11. REFERRED TO CODES

  12. REPORTED REFERRED TO CODES

  13. PRINT NUMBER 4922A

  14. AMEND AND RECOMMIT TO CONSUMER AFFAIRS AND PROTECTION

  15. REFERRED TO CONSUMER AFFAIRS AND PROTECTION

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 218 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

Show all 218 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance education
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does A4922 do?
Enacts protections for private education loan borrowers and cosigners; requires certain notifications from creditors and debt collectors; prohibits acceleration; enacts provisions for cosigner release.
Who sponsors A4922?
A4922 is sponsored by Dana Levenberg.
What is the current status of A4922?
This bill has been introduced in the Assembly. Introduced February 10, 2025. It must pass committee before a floor vote.
Where can I track A4922?
Track A4922 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 3 months ago · updated continuously

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