New York 2025 Session Status: Introduced

A4810 — Relates to the application of certain provisions relating to commercial financing

Last action — In Senate Committee

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Assembly. Introduced February 06, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Not enough signal yet

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Relates to the application of certain provisions relating to commercial financing; provides that liability shall not be imposed on a provider if the actual annual percentage rate charged by the provider differs from the estimated annual percentage rate disclosed by the provider acting in good faith.

Bill Text

Action History

  1. REFERRED TO BANKS

  2. DELIVERED TO SENATE

  3. PASSED ASSEMBLY

  4. ORDERED TO THIRD READING CAL.130

  5. RETURNED TO ASSEMBLY

  6. DIED IN SENATE

  7. REFERRED TO BANKS

  8. DELIVERED TO SENATE

  9. PASSED ASSEMBLY

  10. ADVANCED TO THIRD READING CAL.52

  11. REPORTED

  12. REPORTED REFERRED TO CODES

  13. REFERRED TO BANKS

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 218 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

Show all 218 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does A4810 do?
Relates to the application of certain provisions relating to commercial financing; provides that liability shall not be imposed on a provider if the actual annual percentage rate charged by the provider differs from the estimated annual percentage rate disclosed by the provider acting in good faith.
Who sponsors A4810?
A4810 is sponsored by Clyde Vanel.
What is the current status of A4810?
This bill has been introduced in the Assembly. Introduced February 06, 2025. It must pass committee before a floor vote.
Where can I track A4810?
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Last checked for changes 3 months ago · updated continuously

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