Illinois 96th Regular Session Status: Passed House

HB 2687 — INS CD - WRITTEN CANCELLATION

Last action — Session Sine Die

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 96th Regular Session. It reached “Passed House” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Summary

Amends the Illinois Insurance Code to provide that if an insurer's cancellation provision provides that the insured may cancel the policy by the nonpayment of premium, then the insured may give written notification of cancellation of a group health insurance policy up to the last day of the policy year or the policy may lapse for nonpayment of premium. Provides that if any benefits are paid with a date of service after the preceding policy lapse date, then the responsibility to pay shall be by the succeeding carrier, the employer, or by a combination of the parties pursuant to the terms of the new policy in force.

Bill Text

What changed in the latest version

15 added · 35 removed

Plain-language change summary

The updated version of Bill HB 2687 clarifies the rules around cancelling group health insurance policies due to nonpayment of premiums. Now, if a policy lapses for nonpayment, it will automatically go back to the last day of the previous month when a premium was paid. Additionally, insured individuals can still cancel their policy with written notice until the end of the policy year. This change is important because it helps ensure that both policyholders and insurers understand their responsibilities regarding coverage and payment during the cancellation process.

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*LRB09611032RPM21333b* HB2687 96TH GENERAL ASSEMBLY State of Illinois and 2010 HB2687 Introduced 2/24/2009, by Rep.
HB2687 Engrossed LRB096 11032 RPM 21333 b AN ACT concerning insurance.
David R.
Leitch SYNOPSIS AS INTRODUCED:
ILCS 5/143.11 from Ch.
73, par.
755.11 Amends the Illinois Insurance Code to provide that if an insurer's cancellation provision provides that the insured may cancel the policy by the nonpayment of premium, then the insured may give written notification of cancellation of a group health insurance policy up to the last day of the policy year or the policy may lapse for nonpayment of premium.
Provides that if any benefits are paid with a date of service after the preceding policy lapse date, then the responsibility to pay shall be by the succeeding carrier, the employer, or by a combination of the parties pursuant to the terms of the new policy in force.
LRB096 11032 RPM 21333 b A BILL FOR HB2687 LRB096 11032 RPM 21333 b AN ACT concerning insurance.
If the cancellation provision provides that the insured may cancel the policy by the nonpayment of premium, then the insured may give written notification of cancellation of a group health insurance policy up to the last day of the policy year or the policy may lapse for nonpayment of premium.
The cancellation provision shall provide that the policy automatically lapses for nonpayment of premium due retroactive through the last day of the last month for which the premium was paid.
The insured may also choose to cancel the group health insurance policy with written notification up to the last day of the policy year.
However, nothing contained in Section 143.12 through Section 143.24 shall apply to contracts of reinsurance HB2687 - 2 - LRB096 11032 RPM 21333 b or to contracts procured by agents under the authority of Section 445.
However, nothing contained in Section 143.12 through Section 143.24 shall apply HB2687 Engrossed - 2 - LRB096 11032 RPM 21333 b to contracts of reinsurance or to contracts procured by agents under the authority of Section 445.
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Action History

  1. Session Sine Die

  2. Rule 3-9(a) / Re-referred to Assignments

  3. To Insurance Subcommittee on Insurance Mandates

  4. Assigned to Insurance

  5. Referred to Assignments

  6. First Reading

  7. Chief Senate Sponsor Sen. Dale E. Risinger

  8. Placed on Calendar Order of First Reading

  9. Arrive in Senate

  10. Third Reading - Short Debate - Passed 116-000-000

  11. Placed on Calendar Order of 3rd Reading - Short Debate

  12. Second Reading - Short Debate

  13. Placed on Calendar 2nd Reading - Short Debate

  14. Do Pass as Amended / Short Debate Insurance Committee; 023-000-000

  15. House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote

  16. House Committee Amendment No. 1 Filed with Clerk by Insurance Committee

  17. Assigned to Insurance Committee

  18. Referred to Rules Committee

  19. First Reading

  20. Filed with the Clerk by Rep. David R. Leitch

Sponsors

  • David R. Leitch · Cosponsor

Sponsorship breakdown

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0 sponsors · 1 co-sponsors · 182 not signed on

Sponsors (0)

None.

Co-sponsors (1)

  • David R. Leitch

Not signed on (182)

182 members have not signed on to this bill.

Show all 182 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Third Reading

Passed 116 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Unaffiliated 102001
Democrat 10001
Republican 4000
Total 116002
% of votes cast 98%0%0%2%
How each member voted (118)
Member Party Vote
Hatcher — Yea
Jackson — Yea
Lang — Yea
Davis, Monique — Yea
Leitch — Yea
Reitz — Yea
Mathias — Yea
McAuliffe — Yea
McCarthy — Yea
Mell — Yea
Mendoza — Yea
Lyons — Yea
Senger — Yea
Sommer — Yea
Thapedi — Yea
Tryon — Yea
Bradley — Yea
McGuire — Yea
Brady — Yea
Sullivan — Yea
Burke — Yea
Mitchell, Bill — Yea
Mitchell, Jerry — Yea
Gordon, Careen — Yea
Cavaletto — Yea
Dugan — Yea
Dunkin — Yea
Durkin — Yea
Eddy — Yea
Farnham — Yea
Flider — Yea
Flowers — Yea
Fortner — Yea
Franks — Yea
Fritchey — Yea
Froehlich — Yea
Golar — Yea
Jefferson — Yea
Kosel — Yea
Gordon, Jehan — Yea
Madigan — Yea
Moffitt — Yea
Hannig — Yea
Harris — Yea
Mulligan — Yea
Myers — Yea
Nekritz — Yea
Watson — Yea
Hernandez — Yea
Phelps — Yea
Pihos — Yea
Turner — Yea
Howard — Yea
Verschoore — Yea
Wait — Yea
Washington — Yea
Winters — Yea
Yarbrough — Yea
Zalewski — Yea
Coladipietro — Yea
Cole — Yea
Colvin — Yea
Cross — Yea
Cultra — Yea
Currie — Yea
D'Amico — Yea
Graham — Yea
Hamos — Yea
Holbrook — Yea
Jakobsson — Yea
Osmond — Yea
Osterman — Yea
Poe — Yea
Pritchard — Yea
Ramey — Yea
Reboletti — Yea
Reis — Yea
Riley — Yea
Ryg — Yea
Sacia — Yea
Saviano — Yea
Schmitz — Yea
Soto — Yea
Acevedo — Yea
Arroyo — Yea
Bassi — Yea
Beaubien — Yea
Beiser — Yea
Bellock — Yea
Berrios — Yea
Biggins — Yea
Mautino — Yea
Black — Not Voting
Boland — Yea
May — Yea
Bost — Yea
Brauer — Yea
Brosnahan — Yea
Burns — Yea
Connelly — Yea
McAsey — Yea
Coulson — Yea
Chapa LaVia — Yea
Anthony DeLuca Democrat Yea
Fred Crespo Democrat Not Voting
Jay Hoffman Democrat Yea
La Shawn K. Ford Democrat Yea
Lakesia Collins Democrat Yea
Mark L. Walker Democrat Yea
Nicholas K. Smith Democrat Yea
Patrick J. Joyce Democrat Yea
Robert "Bob" Rita Democrat Yea
Sara Feigenholtz Democrat Yea
William "Will" Davis Democrat Yea
Brad Stephens Republican Yea
Chapin Rose Republican Yea
Chris Miller Republican Yea
Jil Tracy Republican Yea

Official roll call →

Subjects

health-insurance
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Frequently asked questions

What does HB 2687 do?
Amends the Illinois Insurance Code to provide that if an insurer's cancellation provision provides that the insured may cancel the policy by the nonpayment of premium, then the insured may give written notification of cancellation of a group health insurance policy up to the last day of the policy year or the policy may lapse for nonpayment of premium. Provides that if any benefits are paid with a date of service after the preceding policy lapse date, then the responsibility to pay shall be by the succeeding carrier, the employer, or by a combination of the parties pursuant to the terms of the new policy in force.
Who sponsors HB 2687?
HB 2687 is sponsored by David R. Leitch.
What is the current status of HB 2687?
This bill died with 96th Regular Session. It reached “Passed House” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track HB 2687?
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Last checked for changes 3 months ago · updated continuously

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