New York 2025 Session Status: Enacted

A3986 — Relates to the use of virtual credit cards by insurers and certain health care plans

Last action — Signed by Governor

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Assembly
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 30, 2025. Enacted.

Signed by Governor Kathy Hochul (Democratic) on December 19, 2025.

Prognosis

Advancing 50% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Authorizes an insurer to pay a claim for reimbursement made by a provider using a credit card, virtual credit card or electronic funds transfer payment method that imposes on the provider a free or similar charge to process the payment; defines "virtual credit card" as a single-use series of numbers linked to a fixed dollar amount and provided by an insurer to a provider for the purpose of paying a claim for health care services performed by the provider; makes related provisions.

Bill Text

Action History

  1. APPROVAL MEMO.31

  2. SIGNED CHAP.647

  3. DELIVERED TO GOVERNOR

  4. RETURNED TO ASSEMBLY

  5. PASSED SENATE

  6. 3RD READING CAL.1801

  7. SUBSTITUTED FOR S2105A

  8. REFERRED TO INSURANCE

  9. DELIVERED TO SENATE

  10. PASSED ASSEMBLY

  11. ORDERED TO THIRD READING RULES CAL.263

  12. RULES REPORT CAL.263

  13. REPORTED

  14. REPORTED REFERRED TO RULES

  15. PRINT NUMBER 3986A

  16. AMEND AND RECOMMIT TO INSURANCE

  17. REFERRED TO INSURANCE

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 218 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

Show all 218 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

healthcare health-insurance technology
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does A3986 do?
Authorizes an insurer to pay a claim for reimbursement made by a provider using a credit card, virtual credit card or electronic funds transfer payment method that imposes on the provider a free or similar charge to process the payment; defines "virtual credit card" as a single-use series of numbers linked to a fixed dollar amount and provided by an insurer to a provider for the purpose of paying a claim for health care services performed by the provider; makes related provisions.
Who sponsors A3986?
A3986 is sponsored by Alex Bores.
What is the current status of A3986?
This bill has been enacted into law. Introduced January 30, 2025. Enacted.
Where can I track A3986?
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Last checked for changes 3 months ago · updated continuously

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