Virginia 2019 Regular Session Status: Enacted

HB 2345 — Individual and certain group health benefit plans; rates for plans, minimum loss ratios.

Last action — Approved by Governor-Chapter 607 (effective 7/1/19)

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House of Delegates
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 08, 2019. Enacted.

Prognosis

Likely to advance 70% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 6 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Codifies certain provisions that currently are set out in regulations adopted by the State Corporation Commission pertaining to the establishment of minimum loss ratios to assure that the benefits provided by accident and sickness insurance policies are or are likely to be reasonable in relation to the premiums charged. The measure authorizes the Commission, upon finding that a premium rate filed will not meet the originally filed and approved loss ratio, to require appropriate rate adjustments, premium refunds, or premium credits as necessary for the coverage to conform with established minimum loss ratio standards.

Bill Text

What changed in the latest version

14 added · 13 removed

Plain-language change summary

The recent amendment to Bill HB 2345 clarifies how health insurance premiums are determined based on expected loss ratios, ensuring that all enrollees in non-grandfathered and non-student health plans are part of a single risk pool. This change matters because it aims to create a fairer system for calculating health insurance rates, potentially leading to more equitable pricing for consumers and improving the stability of the health insurance market. By encompassing a wider group under the same risk assessment, the bill seeks to spread risks and costs more evenly.

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SESSION history | hilite | pdf | print version VIRGINIA ACTS OF ASSEMBLY -- CHAPTER An Act to amend and reenact § 38.2-316.1 of the Code of Virginia, relating to rates for individual and certain group health benefit plans;
SESSION history | hilite | pdf | print version CHAPTER 607 An Act to amend and reenact § 38.2-316.1 of the Code of Virginia, relating to rates for individual and certain group health benefit plans;
[H 2345] Approved   Be it enacted by the General Assembly of Virginia:
[H 2345] Approved March 19, 2019   Be it enacted by the General Assembly of Virginia:
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Action History

  1. Approved by Governor-Chapter 607 (effective 7/1/19)

  2. Governor's Action Deadline Midnight, March 26, 2019

  3. Enrolled Bill communicated to Governor on February 21, 2019

  4. Signed by President

  5. Signed by Speaker

  6. Enrolled

  7. Read third time

  8. Referred to Committee on Commerce and Labor

  9. Constitutional reading dispensed

  10. Read third time and passed House BLOCK VOTE (99-Y 0-N)

  11. Engrossed by House - committee substitute HB2345H1

  12. Committee substitute agreed to 19105334D-H1

  13. Read second time

  14. Read first time

  15. Assigned C & L sub: Subcommittee #1

  16. Referred to Committee on Commerce and Labor

  17. Prefiled and ordered printed; offered 01/09/19 19102654D

Sponsors

  • David J. Toscano · Primary

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 147 not signed on

Sponsors (1)

  • David J. Toscano

Co-sponsors (0)

None.

Not signed on (147)

147 members have not signed on to this bill.

Show all 147 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Passed Senate

Passed 40 Yea · 0 Nay
Party YeaNayPresentNot Voting
Unaffiliated 40000
Total 40000
% of votes cast 100%0%0%0%
How each member voted (40)
Member Party Vote
Chafin — Yea
Dance — Yea
McClellan — Yea
Spruill — Yea
Black — Yea
Carrico — Yea
Wagner — Yea
Barbara A. Favola — Yea
Barker, George L. — Yea
Bill DeSteph — Yea
Bryce E. Reeves — Yea
Chase, Amanda F. — Yea
Cosgrove, John A., Jr. — Yea
David R. Suetterlein — Yea
David W. Marsden — Yea
Dunnavant, Siobhan S. — Yea
Ebbin, Adam P. — Yea
Edwards, John S. — Yea
Glen H. Sturtevant, Jr. — Yea
Hanger, Emmett W., Jr. — Yea
Howell, Janet D. — Yea
Jennifer B. Boysko — Yea
Jeremy S. McPike — Yea
L. Louise Lucas — Yea
Lewis, Lynwood W., Jr. — Yea
Mamie E. Locke — Yea
Mark D. Obenshain — Yea
Mark J. Peake — Yea
Mason, T. Montgomery "Monty" — Yea
Newman, Stephen D. — Yea
Norment, Thomas K., Jr. — Yea
Petersen, J. Chapman — Yea
R. Creigh Deeds — Yea
Richard H. Stuart — Yea
Ruff, Frank M., Jr. — Yea
Ryan T. McDougle — Yea
Saslaw, Richard L. — Yea
Scott A. Surovell — Yea
Vogel, Jill Holtzman — Yea
William M. Stanley, Jr. — Yea

Official roll call →

Constitutional reading dispensed

Passed 39 Yea · 0 Nay
Party YeaNayPresentNot Voting
Unaffiliated 39000
Total 39000
% of votes cast 100%0%0%0%
How each member voted (39)
Member Party Vote
Dance — Yea
McClellan — Yea
Black — Yea
Carrico — Yea
Chafin — Yea
Spruill — Yea
Wagner — Yea
Barbara A. Favola — Yea
Barker, George L. — Yea
Bill DeSteph — Yea
Bryce E. Reeves — Yea
Chase, Amanda F. — Yea
Cosgrove, John A., Jr. — Yea
David R. Suetterlein — Yea
David W. Marsden — Yea
Dunnavant, Siobhan S. — Yea
Ebbin, Adam P. — Yea
Edwards, John S. — Yea
Glen H. Sturtevant, Jr. — Yea
Hanger, Emmett W., Jr. — Yea
Howell, Janet D. — Yea
Jennifer B. Boysko — Yea
L. Louise Lucas — Yea
Lewis, Lynwood W., Jr. — Yea
Mamie E. Locke — Yea
Mark D. Obenshain — Yea
Mark J. Peake — Yea
Mason, T. Montgomery "Monty" — Yea
Newman, Stephen D. — Yea
Norment, Thomas K., Jr. — Yea
Petersen, J. Chapman — Yea
R. Creigh Deeds — Yea
Richard H. Stuart — Yea
Ruff, Frank M., Jr. — Yea
Ryan T. McDougle — Yea
Saslaw, Richard L. — Yea
Scott A. Surovell — Yea
Vogel, Jill Holtzman — Yea
William M. Stanley, Jr. — Yea

Official roll call →

Reported from Commerce and Labor

Passed 15 Yea · 0 Nay
Party YeaNayPresentNot Voting
Unaffiliated 15000
Total 15000
% of votes cast 100%0%0%0%
How each member voted (15)
Member Party Vote
Black — Yea
Dance — Yea
Norment — Yea
Saslaw — Yea
Spruill — Yea
Chafin — Yea
Cosgrove — Yea
Newman — Yea
Wagner — Yea
Glen H. Sturtevant, Jr. — Yea
L. Louise Lucas — Yea
Mark D. Obenshain — Yea
Richard H. Stuart — Yea
Ryan T. McDougle — Yea
William M. Stanley, Jr. — Yea

Official roll call →

Reported from Commerce and Labor with substitute

Passed 22 Yea · 0 Nay
Party YeaNayPresentNot Voting
Unaffiliated 22000
Total 22000
% of votes cast 100%0%0%0%
How each member voted (22)
Member Party Vote
Filler-Corn — Yea
Hugo — Yea
Lindsey — Yea
Mullin — Yea
Keam — Yea
Bourne — Yea
Heretick — Yea
Kory — Yea
Toscano — Yea
Marshall — Yea
Bell, Robert B. — Yea
Byron — Yea
Ransone — Yea
Yancey — Yea
Christopher T. Head — Yea
Israel D. O'Quinn — Yea
Jeion A. Ward — Yea
Lamont Bagby — Yea
Michael J. Webert — Yea
R. Lee Ware — Yea
Terry G. Kilgore — Yea
Tony O. Wilt — Yea

Official roll call →

Subjects

healthcare health-insurance
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Frequently asked questions

What does HB 2345 do?
Codifies certain provisions that currently are set out in regulations adopted by the State Corporation Commission pertaining to the establishment of minimum loss ratios to assure that the benefits provided by accident and sickness insurance policies are or are likely to be reasonable in relation to the premiums charged. The measure authorizes the Commission, upon finding that a premium rate filed will not meet the originally filed and approved loss ratio, to require appropriate rate adjustments, premium refunds, or premium credits as necessary for the coverage to conform with established minimum loss ratio standards.
Who sponsors HB 2345?
HB 2345 is sponsored by David J. Toscano.
What is the current status of HB 2345?
This bill has been enacted into law. Introduced January 08, 2019. Enacted.
Where can I track HB 2345?
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