HB 5298 — Insurance: no-fault; personal protection insurance benefits for individuals in a motor vehicle operated in the business of transporting passengers; modify. Amends sec. 3114 of 1956 PA 218 (MCL 500.3114). TIE BAR WITH: HB 5299'25
Last action — REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION
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✓Introduced
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✓In Committee
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3Passed House
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4Passed Senate
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5To Executive
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6Enacted
This bill has passed the House. Introduced February 26, 2026. It now moves to the second chamber.
Next likely step: consideration and a floor vote in the Senate.
Odds of enactment
Moderate chanceBased on the sponsor, cosponsors, and committee posture, this bill has a moderate chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Passed House
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 R).
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Cleared a recorded vote
Passed 2 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
Insurance: no-fault; personal protection insurance benefits for individuals in a motor vehicle operated in the business of transporting passengers; modify. Amends sec. 3114 of 1956 PA 218 (MCL 500.3114). TIE BAR WITH: HB 5299'25
Bill Text
What changed in the latest version
6 added · 5 removedPlain-language change summary
The latest version of HB 5298 has included six new lines of text and removed five lines. The changes likely clarify certain provisions of the bill, making it easier for individuals and organizations to understand their rights and responsibilities under the law. These adjustments can also help ensure that the bill better addresses the needs it aims to meet, which is essential for effective implementation. Overall, the amendments are significant because they contribute to clearer communication and potentially better outcomes for those affected by the legislation.
HB-5298, As Passed House, February 24, 2026 SUBSTITUTE FOR HOUSE BILL NO.
A personal injury insurance policy described in section 3103(2) applies to accidental bodily injury to the person named in the policy, the person's spouse, and a relative of either domiciled in the same household, if the injury arises TDR H01782'25 (H-1)(H-1)_HB5298_APH_1 ngtsck0o3mjf 1 from a motorcycle accident.
(h) A motor vehicle insured under a policy for which the TDR H01782'25 (H-1)(H-1)_HB5298_APH_1 ngtsck0o3mjf 1 person named in the policy has elected to not maintain coverage for personal protection insurance benefits under section 3107d or as to which an exclusion under section 3109a(2) applies.
(5) Subject to subsections (6) and (7), a person who suffers accidental bodily injury arising from a motor vehicle accident that shows evidence of the involvement of a motor vehicle while an operator or passenger of a motorcycle shall claim personal protection insurance benefits from insurers in the following order TDR H01782'25 (H-1)(H-1)_HB5298_APH_1 ngtsck0o3mjf 1 of priority:
(8) Subject to subsections (6) and (7), if 2 or more insurers are in the same order of priority to provide personal protection insurance benefits under subsection (5), an insurer that pays TDR H01782'25 (H-1)(H-1)_HB5298_APH_1 ngtsck0o3mjf 1 benefits due is entitled to partial recoupment from the other insurers in the same order of priority, and a reasonable amount of partial recoupment of the expense of processing the claim, in order to accomplish equitable distribution of the loss among all of the insurers.
Final Page TDR H01782'25 (H-1)(H-1)_HB5298_APH_1 ngtsck0o3mjf
View plain text versions (4)
- As Passed by the House View text Current pdf
- Substitute Substitute (H-1) pdf
- Substitute Substitute (H-1) - 2 pdf
- Introduced House Introduced Bill pdf
Action History
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REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION
Sponsors
- Mike Harris · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 146 not signed on · 39 voted No
Sponsors (1)
- Mike Harris Republican
Co-sponsors (0)
None.
Not signed on (146)
146 members have not signed on to this bill.
Show all 146 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 53 | 4 | 0 | 0 |
| Democrat | 13 | 34 | 0 | 0 |
| Unaffiliated | 1 | 2 | 0 | 0 |
| Total | 67 | 40 | 0 | 0 |
| % of votes cast | 63% | 37% | 0% | 0% |
How each member voted (107)
| Member | Party | Vote |
|---|---|---|
| Outman | — | Yea |
| Myers-Phillips | — | Nay |
| O’Neal | — | Nay |
| Alabas Farhat | Democrat | Yea |
| Angela Witwer | Democrat | Yea |
| Betsy Coffia | Democrat | Nay |
| Brenda Carter | Democrat | Nay |
| Carol Glanville | Democrat | Nay |
| Carrie Rheingans | Democrat | Nay |
| Cynthia Neeley | Democrat | Nay |
| Denise Mentzer | Democrat | Yea |
| Donavan McKinney | Democrat | Nay |
| Dylan Wegela | Democrat | Nay |
| Emily Dievendorf | Democrat | Nay |
| Erin Byrnes | Democrat | Nay |
| Helena Scott | Democrat | Nay |
| Jason M Hoskins | Democrat | Nay |
| Jason Morgan | Democrat | Yea |
| Jasper Martus | Democrat | Nay |
| Jennifer Conlin | Democrat | Yea |
| Jimmie Wilson Jr | Democrat | Nay |
| Joey Andrews | Democrat | Yea |
| John Fitzgerald | Democrat | Nay |
| Joseph Tate | Democrat | Yea |
| Julie Brixie | Democrat | Nay |
| Julie M. Rogers | Democrat | Nay |
| Kara Hope | Democrat | Nay |
| Kelly A Breen | Democrat | Yea |
| Kristian Grant | Democrat | Nay |
| Laurie Pohutsky | Democrat | Nay |
| Mai Xiong | Democrat | Yea |
| Matt Koleszar | Democrat | Nay |
| Matt Longjohn | Democrat | Nay |
| Mike McFall | Democrat | Nay |
| Morgan Foreman | Democrat | Yea |
| Natalie Price | Democrat | Yea |
| Noah Arbit | Democrat | Nay |
| Penelope Tsernoglou | Democrat | Yea |
| Peter Herzberg | Democrat | Nay |
| Phil Skaggs | Democrat | Nay |
| Ranjeev Puri | Democrat | Nay |
| Reggie Miller | Democrat | Nay |
| Regina Weiss | Democrat | Nay |
| Samantha Steckloff | Democrat | Nay |
| Sharon MacDonell | Democrat | Nay |
| Stephanie A Young | Democrat | Nay |
| Stephen Wooden | Democrat | Nay |
| Tullio Liberati Jr. | Democrat | Nay |
| Tyrone Carter | Democrat | Nay |
| Will Snyder | Democrat | Yea |
| Alicia St. Germaine | Republican | Yea |
| Angela Rigas | Republican | Yea |
| Ann M. Bollin | Republican | Yea |
| Bill Schuette | Republican | Yea |
| Brad Paquette | Republican | Nay |
| Bradley Slagh | Republican | Yea |
| Brian BeGole | Republican | Yea |
| Bryan Posthumus | Republican | Yea |
| Cameron Cavitt | Republican | Yea |
| Curtis S VanderWall | Republican | Yea |
| David Prestin | Republican | Yea |
| David W. Martin | Republican | Yea |
| Donni Steele | Republican | Yea |
| Douglas C Wozniak | Republican | Yea |
| Gina Johnsen | Republican | Yea |
| Greg VanWoerkom | Republican | Yea |
| Gregory Alexander | Republican | Yea |
| Gregory Markkanen | Republican | Yea |
| Jaime Greene | Republican | Nay |
| James DeSana | Republican | Yea |
| Jamie Thompson | Republican | Yea |
| Jason Woolford | Republican | Yea |
| Jay DeBoyer | Republican | Yea |
| Jennifer Wortz | Republican | Yea |
| Jerry Neyer | Republican | Yea |
| John R. Roth | Republican | Yea |
| Joseph A. Aragona | Republican | Yea |
| Joseph Fox | Republican | Yea |
| Joseph Pavlov | Republican | Yea |
| Josh Schriver | Republican | Yea |
| Karl Bohnak | Republican | Yea |
| Kathy Schmaltz | Republican | Yea |
| Ken Borton | Republican | Yea |
| Luke Meerman | Republican | Yea |
| Mark A Tisdel | Republican | Yea |
| Matt Hall | Republican | Yea |
| Matt Maddock | Republican | Yea |
| Matthew Bierlein | Republican | Yea |
| Mike Harris | Republican | Yea |
| Mike Hoadley | Republican | Yea |
| Mike Mueller | Republican | Yea |
| Nancy DeBoer | Republican | Yea |
| Nancy Jenkins-Arno | Republican | Yea |
| Parker Fairbairn | Republican | Yea |
| Pauline Wendzel | Republican | Yea |
| Phil Green | Republican | Nay |
| Rachelle Smit | Republican | Yea |
| Ron Robinson | Republican | Yea |
| Rylee Linting | Republican | Yea |
| Sarah Lightner | Republican | Yea |
| Steve Carra | Republican | Nay |
| Steve Frisbie | Republican | Yea |
| Thomas Kuhn | Republican | Yea |
| Tim Kelly | Republican | Yea |
| Timothy Beson | Republican | Yea |
| Tom Kunse | Republican | Yea |
| William Bruck | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 53 | 4 | 0 | 0 |
| Democrat | 13 | 35 | 0 | 0 |
| Unaffiliated | 1 | 1 | 0 | 0 |
| Total | 67 | 40 | 0 | 0 |
| % of votes cast | 63% | 37% | 0% | 0% |
How each member voted (107)
| Member | Party | Vote |
|---|---|---|
| Myers-Phillips | — | Nay |
| St. Germaine | — | Yea |
| Alabas Farhat | Democrat | Yea |
| Amos O'Neal | Democrat | Nay |
| Angela Witwer | Democrat | Yea |
| Betsy Coffia | Democrat | Nay |
| Brenda Carter | Democrat | Nay |
| Carol Glanville | Democrat | Nay |
| Carrie Rheingans | Democrat | Nay |
| Cynthia Neeley | Democrat | Nay |
| Denise Mentzer | Democrat | Yea |
| Donavan McKinney | Democrat | Nay |
| Dylan Wegela | Democrat | Nay |
| Emily Dievendorf | Democrat | Nay |
| Erin Byrnes | Democrat | Nay |
| Helena Scott | Democrat | Nay |
| Jason M Hoskins | Democrat | Nay |
| Jason Morgan | Democrat | Yea |
| Jasper Martus | Democrat | Nay |
| Jennifer Conlin | Democrat | Yea |
| Jimmie Wilson Jr | Democrat | Nay |
| Joey Andrews | Democrat | Yea |
| John Fitzgerald | Democrat | Nay |
| Joseph Tate | Democrat | Yea |
| Julie Brixie | Democrat | Nay |
| Julie M. Rogers | Democrat | Nay |
| Kara Hope | Democrat | Nay |
| Kelly A Breen | Democrat | Yea |
| Kristian Grant | Democrat | Nay |
| Laurie Pohutsky | Democrat | Nay |
| Mai Xiong | Democrat | Yea |
| Matt Koleszar | Democrat | Nay |
| Matt Longjohn | Democrat | Nay |
| Mike McFall | Democrat | Nay |
| Morgan Foreman | Democrat | Yea |
| Natalie Price | Democrat | Yea |
| Noah Arbit | Democrat | Nay |
| Penelope Tsernoglou | Democrat | Yea |
| Peter Herzberg | Democrat | Nay |
| Phil Skaggs | Democrat | Nay |
| Ranjeev Puri | Democrat | Nay |
| Reggie Miller | Democrat | Nay |
| Regina Weiss | Democrat | Nay |
| Samantha Steckloff | Democrat | Nay |
| Sharon MacDonell | Democrat | Nay |
| Stephanie A Young | Democrat | Nay |
| Stephen Wooden | Democrat | Nay |
| Tullio Liberati Jr. | Democrat | Nay |
| Tyrone Carter | Democrat | Nay |
| Will Snyder | Democrat | Yea |
| Angela Rigas | Republican | Yea |
| Ann M. Bollin | Republican | Yea |
| Bill Schuette | Republican | Yea |
| Brad Paquette | Republican | Nay |
| Bradley Slagh | Republican | Yea |
| Brian BeGole | Republican | Yea |
| Bryan Posthumus | Republican | Yea |
| Cameron Cavitt | Republican | Yea |
| Curtis S VanderWall | Republican | Yea |
| David Prestin | Republican | Yea |
| David W. Martin | Republican | Yea |
| Donni Steele | Republican | Yea |
| Douglas C Wozniak | Republican | Yea |
| Gina Johnsen | Republican | Yea |
| Greg VanWoerkom | Republican | Yea |
| Gregory Alexander | Republican | Yea |
| Gregory Markkanen | Republican | Yea |
| Jaime Greene | Republican | Nay |
| James DeSana | Republican | Yea |
| Jamie Thompson | Republican | Yea |
| Jason Woolford | Republican | Yea |
| Jay DeBoyer | Republican | Yea |
| Jennifer Wortz | Republican | Yea |
| Jerry Neyer | Republican | Yea |
| John R. Roth | Republican | Yea |
| Joseph A. Aragona | Republican | Yea |
| Joseph Fox | Republican | Yea |
| Joseph Pavlov | Republican | Yea |
| Josh Schriver | Republican | Yea |
| Karl Bohnak | Republican | Yea |
| Kathy Schmaltz | Republican | Yea |
| Ken Borton | Republican | Yea |
| Luke Meerman | Republican | Yea |
| Mark A Tisdel | Republican | Yea |
| Matt Hall | Republican | Yea |
| Matt Maddock | Republican | Yea |
| Matthew Bierlein | Republican | Yea |
| Mike Harris | Republican | Yea |
| Mike Hoadley | Republican | Yea |
| Mike Mueller | Republican | Yea |
| Nancy DeBoer | Republican | Yea |
| Nancy Jenkins-Arno | Republican | Yea |
| Parker Fairbairn | Republican | Yea |
| Pauline Wendzel | Republican | Yea |
| Phil Green | Republican | Nay |
| Rachelle Smit | Republican | Yea |
| Rick Outman | Republican | Yea |
| Ron Robinson | Republican | Yea |
| Rylee Linting | Republican | Yea |
| Sarah Lightner | Republican | Yea |
| Steve Carra | Republican | Nay |
| Steve Frisbie | Republican | Yea |
| Thomas Kuhn | Republican | Yea |
| Tim Kelly | Republican | Yea |
| Timothy Beson | Republican | Yea |
| Tom Kunse | Republican | Yea |
| William Bruck | Republican | Yea |
Subjects
Frequently asked questions
- What does HB 5298 do?
- Insurance: no-fault; personal protection insurance benefits for individuals in a motor vehicle operated in the business of transporting passengers; modify. Amends sec. 3114 of 1956 PA 218 (MCL 500.3114). TIE BAR WITH: HB 5299'25
- Who sponsors HB 5298?
- HB 5298 is sponsored by Mike Harris (Republican).
- What is the current status of HB 5298?
- This bill has passed the House. Introduced February 26, 2026. It now moves to the second chamber.
- Where can I track HB 5298?
- Track HB 5298 free on One Click Politics — get push/email alerts when it moves.
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