West Virginia 2018 Regular Session Status: Enacted 1 R cosponsors

SB 495 — Designating specific insurance coverages exempt from rate filing requirements

Last action — Chapter 128, Acts, Regular Session, 2018

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House of Delegates
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 06, 2018. Enacted.

Prognosis

Likely to advance 72% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Cleared a recorded vote

    Passed 3 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Bill Text

What changed in the latest version

167 added · 191 removed

Plain-language change summary

The latest version of SB 495 adds more specific language regarding the filing requirements for insurance rates, particularly focusing on casualties and marine insurance. It specifies that certain insurance coverages, especially those purchased by commercial policyholders with annual premiums of $25,000 or more, are exempt from these filing requirements. This change is significant because it may decrease the regulatory burden on businesses, allowing them greater flexibility in managing their insurance costs.

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NEWS RELEASES HELPFUL LINKS Enrolled Version - Final Version « Senate Bill 495 History OTHER VERSIONS  —  Committee Substitute (1)  |  Introduced Version  |   |  Email Key:
NEWS RELEASES HELPFUL LINKS SB495 SUB1 « Senate Bill 495 History OTHER VERSIONS  —  Enrolled Version - Final Version  |  Introduced Version  |   |  Email Key:
Red = new code to be enacted WEST virginia legislature regular session ENROLLED Committee Substitute for Senate Bill 495 Senator Azinger, original sponsor [Passed March 10, 2018;
Red = new code to be enacted WEST virginia legislature regular session Committee Substitute for Senate Bill 495 By Senator Azinger [Originating in the Committee on Banking and Insurance;
in effect 90 days from passage]     AN ACT to amend and reenact §33-20-4 of the Code of West Virginia, 1931, as amended, relating to commercial insurance rates;
Reported on February 13, 2018]     A BILL to amend and reenact §33-20-4 of the Code of West Virginia, 1931, as amended, relating to commercial insurance rates;
and designating specific insurance coverages which are exempt from the requirements of filing rates with the insurance commissioner.
and designating specific insurance coverages which are exempt from rate filing requirements.
(3) Subject to §33-20-4(a)(4) and §33-20-4(a)(5) of this code and the requirements for ratemaking in §33-20-3 of this code, the following commercial lines insurance coverages are exempt from rate-filing requirements under this article with respect to every manual, minimum, class rate, rating schedule, or rating plans, and every other rating rule and modification of any of the foregoing, whether the insurance coverage is endorsed to, or otherwise made part of, another kind of insurance policy or sold as a stand-alone policy:
(3) Subject to §33-20-4(a)(4) and §33-20-4(a)(5) of this code and the requirements for ratemaking in §33-20-3 of this code, the following insurance coverages are exempt from rate-filing requirements under this article with respect to every manual, minimum, class rate, rating schedule, or rating plans, and every other rating rule and modification of any of the foregoing, whether the insurance coverage is endorsed to, or otherwise made part of, another kind of insurance policy or sold as a stand-alone policy:
(e) Subject to the exceptions specified in §33-20-4(f), §33-20-4(g) and §33-20-4(h) of this code, each filing shall be on file for a waiting period of 60 days before it becomes effective.
(e) Subject to the exceptions specified in §33-20-4(f), §33-20-4(g), and §33-20-4(h) of this code, each filing shall be on file for a waiting period of 60 days before it becomes effective.
This subsection does not apply to contracts or policies for risks as to which filings are not required.
This subsection does not apply to contracts or policies for inland marine risks as to which filings are not required.
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Action History

  1. Chapter 128, Acts, Regular Session, 2018

  2. Approved by Governor 3/27/18

  3. To Governor 3/21/18

  4. Approved by Governor 3/27/18 - Senate Journal

  5. Approved by Governor 3/27/18 - House Journal

  6. To Governor 3/21/18 - Senate Journal

  7. To Governor 3/21/18 - House Journal

  8. House Message received

  9. Completed legislative action

  10. Communicated to Senate

  11. Passed House (Roll No. 526)

  12. House concurred in Senate title amendment

  13. House received Senate message

  14. Senate requests House to concur

  15. Senate amends House amendment and passed bill (Roll No. 482)

  16. House Message received

  17. Communicated to Senate

  18. Title amendment adopted (Voice vote)

  19. Passed House (Roll No. 467)

  20. Read 3rd time

  21. On 3rd reading, Special Calendar

  22. Committee amendment adopted (Voice vote)

  23. Read 2nd time

  24. On 2nd reading, Special Calendar

  25. Read 1st time

  26. On 1st reading, Special Calendar

  27. With amendment, do pass

  28. To House Judiciary

  29. With amendment, do pass, but first to Judiciary

  30. To House Banking and Insurance

  31. To Banking and Insurance then Judiciary

  32. Introduced in House

  33. Ordered to House

  34. Passed Senate (Roll No. 139)

  35. Read 3rd time

  36. On 3rd reading

  37. Read 2nd time

  38. On 2nd reading

  39. Read 1st time

  40. On 1st reading

  41. Committee substitute reported

  42. To Banking and Insurance

  43. Introduced in Senate

  44. To Banking and Insurance

  45. Filed for introduction

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 151 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (151)

151 members have not signed on to this bill.

Show all 151 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

PASSAGE

Passed 94 Yea · 4 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 64401
Republican 26000
Democrat 4000
Total 94401
% of votes cast 95%4%0%1%
How each member voted (99)
Member Party Vote
Evans, E. — Yea
Lane — Yea
Romine, C. — Yea
Romine, R. — Yea
Foster — Yea
Blair — Yea
Martin — Yea
Maynard — Yea
Atkinson — Yea
Bates — Yea
Boggs — Yea
Byrd — Yea
Fast — Nay
Ferro — Yea
Folk — Yea
Graves — Yea
Hamrick — Yea
Longstreth — Yea
Love — Yea
Lynch — Yea
Marcum — Yea
Robinson — Nay
Rodighiero — Yea
Rowan — Yea
Rowe — Nay
Shott — Yea
Sponaugle — Yea
Storch — Yea
Sypolt — Yea
Hartman — Yea
Thompson — Yea
Nelson — Yea
Diserio — Yea
Phillips — Yea
Speaker Armstead — Yea
Evans, A. — Yea
Capito — Yea
Caputo — Yea
Cowles — Yea
Espinosa — Yea
Hicks — Yea
Higginbotham — Yea
Hill — Yea
Iaquinta — Yea
Overington — Yea
Paynter — Yea
Pethtel — Yea
Pyles — Yea
Summers — Yea
Wagner — Yea
Ambler — Yea
Brewer — Yea
Canestraro — Yea
Deem — Not Voting
Fleischauer — Nay
Frich — Yea
Harshbarger — Yea
Hollen — Yea
Householder — Yea
Isner — Yea
Kessinger — Yea
Lovejoy — Yea
Miley — Yea
Moye — Yea
Pack — Yea
Sobonya — Yea
Upson — Yea
Westfall — Yea
Wilson — Yea
John Williams Democrat Yea
Mike Pushkin Democrat Yea
Sean Hornbuckle Democrat Yea
Shawn Fluharty Democrat Yea
Ben Queen Republican Yea
Betsy Kelly Republican Yea
Bill Hamilton Republican Yea
D. Rolland Jennings Republican Yea
Erica Moore Republican Yea
Gary G. Howell Republican Yea
George Miller Republican Yea
George Miller Republican Yea
Guy Ward Republican Yea
Jason Barrett Republican Yea
Jeff Campbell Republican Yea
Jeff Eldridge Republican Yea
Jim Butler Republican Yea
Joe Ellington Republican Yea
Joe Statler Republican Yea
Lisa White Republican Yea
Mark Dean Republican Yea
Mark Zatezalo Republican Yea
Marty Gearheart Republican Yea
Matthew Rohrbach Republican Yea
Pat McGeehan Republican Yea
Roger Hanshaw Republican Yea
Roy Cooper Republican Yea
Stanley Adkins Republican Yea
Vernon Criss Republican Yea
William Anderson Republican Yea

Official roll call →

PASSAGE

Passed 96 Yea · 2 Nay · 1 Other
Party YeaNayPresentNot Voting
Unaffiliated 66201
Republican 26000
Democrat 4000
Total 96201
% of votes cast 97%2%0%1%
How each member voted (99)
Member Party Vote
Fast — Nay
Ferro — Yea
Fleischauer — Yea
Kessinger — Yea
Robinson — Nay
Evans, E. — Yea
Lane — Yea
Romine, C. — Yea
Romine, R. — Yea
Foster — Yea
Blair — Yea
Martin — Yea
Maynard — Yea
Hartman — Yea
Sypolt — Yea
Thompson — Yea
Nelson — Yea
Diserio — Yea
Phillips — Yea
Bates — Yea
Boggs — Yea
Byrd — Yea
Capito — Yea
Caputo — Yea
Cowles — Yea
Folk — Yea
Frich — Yea
Graves — Yea
Harshbarger — Yea
Higginbotham — Yea
Hill — Yea
Householder — Yea
Iaquinta — Yea
Longstreth — Yea
Lovejoy — Yea
Lynch — Yea
Overington — Yea
Pack — Yea
Paynter — Yea
Pethtel — Yea
Rowan — Yea
Shott — Yea
Sponaugle — Yea
Storch — Yea
Summers — Yea
Upson — Yea
Wagner — Yea
Westfall — Yea
Evans, A. — Yea
Speaker Armstead — Yea
Espinosa — Yea
Isner — Yea
Pyles — Yea
Ambler — Yea
Atkinson — Yea
Brewer — Yea
Canestraro — Yea
Deem — Not Voting
Hamrick — Yea
Hicks — Yea
Hollen — Yea
Love — Yea
Marcum — Yea
Miley — Yea
Moye — Yea
Rodighiero — Yea
Rowe — Yea
Sobonya — Yea
Wilson — Yea
John Williams Democrat Yea
Mike Pushkin Democrat Yea
Sean Hornbuckle Democrat Yea
Shawn Fluharty Democrat Yea
Ben Queen Republican Yea
Betsy Kelly Republican Yea
Bill Hamilton Republican Yea
D. Rolland Jennings Republican Yea
Erica Moore Republican Yea
Gary G. Howell Republican Yea
George Miller Republican Yea
George Miller Republican Yea
Guy Ward Republican Yea
Jason Barrett Republican Yea
Jeff Campbell Republican Yea
Jeff Eldridge Republican Yea
Jim Butler Republican Yea
Joe Ellington Republican Yea
Joe Statler Republican Yea
Lisa White Republican Yea
Mark Dean Republican Yea
Mark Zatezalo Republican Yea
Marty Gearheart Republican Yea
Matthew Rohrbach Republican Yea
Pat McGeehan Republican Yea
Roger Hanshaw Republican Yea
Roy Cooper Republican Yea
Stanley Adkins Republican Yea
Vernon Criss Republican Yea
William Anderson Republican Yea

Official roll call →

Passage

Passed 30 Yea · 2 Nay · 2 Other
Party YeaNayPresentNot Voting
Unaffiliated 27202
Republican 3000
Total 30202
% of votes cast 88%6%0%6%
How each member voted (34)
Member Party Vote
ARVON — Yea
GAUNCH — Yea
RUCKER — Yea
JEFFRIES — Yea
SMITH — Yea
BALDWIN — Nay
KARNES — Yea
STOLLINGS — Yea
BEACH — Yea
MANN — Yea
SWOPE — Yea
BLAIR — Yea
MARONEY — Not Voting
SYPOLT — Yea
BOLEY — Not Voting
MAYNARD — Yea
TAKUBO — Yea
BOSO — Yea
OJEDA — Yea
TRUMP — Yea
PALUMBO — Yea
UNGER — Yea
CLINE — Yea
PLYMALE — Yea
WELD — Yea
PREZIOSO — Yea
WOELFEL — Yea
FACEMIRE — Yea
ROMANO — Nay
MR PRESIDENT — Yea
FERNS — Yea
Charles H. Clements Republican Yea
Mike Azinger Republican Yea
Sarah Drennan Republican Yea

Official roll call →

Subjects

finance health-insurance
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Frequently asked questions

Who sponsors SB 495?
SB 495 is sponsored by Mike Azinger (Republican).
What is the current status of SB 495?
This bill has been enacted into law. Introduced February 06, 2018. Enacted.
Where can I track SB 495?
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