California 2023-2024 Regular Session Status: In Committee

AB 1095 — Insurance: personal vehicle sharing.

Last action — From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 2023-2024 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Summary

Existing law generally regulates classes of insurance, including automobile liability insurance. Existing law prohibits classifying a private passenger motor vehicle as a commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely because its owner allows it to be shared, if specified criteria are met. Existing law requires a personal vehicle sharing program to provide insurance coverage for the vehicle and driver that is equal to or greater than the coverage maintained by the vehicle owner, but no less than 3 times the minimum coverage amounts for private passenger vehicles. Existing law requires an owner or operator of a motor vehicle, or an owner of a vehicle used to transport passengers for hire not regulated by the Public Utilities Commission, to maintain liability insurance coverage for the named insured and any other person using the vehicle with permission in the amount of $15,000 for the bodily injury or death of any one person, $30,000 for the bodily injury or death of all persons, and $5,000 for damage to the property of others resulting from any one accident. Existing law increases these minimum amounts to $30,000, $60,000, and $15,000, respectively, on January 1, 2025. Under existing law, a violation of these requirements is a crime. This bill would delete the insurance coverage requirement for a personal vehicle sharing program, and would instead require a personal vehicle sharing program, when a vehicle is engaged in personal vehicle sharing, to provide liability insurance coverage of the same minimum coverage that applies to an owner or operator of a motor vehicle. The bill would require a personal vehicle sharing program to provide the vehicle owner and operator with the ability to purchase additional coverage and to make specified disclosures. A violation of these provisions would make a person liable for a specified civil penalty, and a violation of the requirement to maintain minimum liability coverages would be a crime, thus imposing a state-mandated local program. The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason.

Bill Text

Action History

  1. From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.

  2. Died pursuant to Art. IV, Sec. 10(c) of the Constitution.

  3. Re-referred to Com. on INS.

  4. From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.

  5. Referred to Com. on INS.

  6. From printer. May be heard in committee March 18.

  7. Read first time. To print.

Sponsors

  • Low · Primary
  • Dodd · Cosponsor

Sponsorship breakdown

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1 sponsors · 1 co-sponsors · 120 not signed on

Sponsors (1)

  • Low

Co-sponsors (1)

  • Dodd

Not signed on (120)

120 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

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Subjects

transportation
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Frequently asked questions

What does AB 1095 do?
Existing law generally regulates classes of insurance, including automobile liability insurance. Existing law prohibits classifying a private passenger motor vehicle as a commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely because its owner allows it to be shared, if specified criteria are met. Existing law requires a personal vehicle sharing program to provide insurance coverage for the vehicle and driver that is equal to or greater than the coverage maintained by the vehicle owner, but no less than 3 times the minimum coverage amounts for private passenger vehicles. Existing law requires an owner or operator of a motor vehicle, or an owner of a vehicle used to transport passengers for hire not regulated by the Public Utilities Commission, to maintain liability insurance coverage for the named insured and any other person using the vehicle with permission in the amount of $15,000 for the bodily injury or death of any one person, $30,000 for the bodily injury or death of all persons, and $5,000 for damage to the property of others resulting from any one accident. Existing law increases these minimum amounts to $30,000, $60,000, and $15,000, respectively, on January 1, 2025. Under existing law, a violation of these requirements is a crime. This bill would delete the insurance coverage requirement for a personal vehicle sharing program, and would instead require a personal vehicle sharing program, when a vehicle is engaged in personal vehicle sharing, to provide liability insurance coverage of the same minimum coverage that applies to an owner or operator of a motor vehicle. The bill would require a personal vehicle sharing program to provide the vehicle owner and operator with the ability to purchase additional coverage and to make specified disclosures. A violation of these provisions would make a person liable for a specified civil penalty, and a violation of the requirement to maintain minimum liability coverages would be a crime, thus imposing a state-mandated local program. The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement. This bill would provide that no reimbursement is required by this act for a specified reason.
Who sponsors AB 1095?
AB 1095 is sponsored by Low and Dodd.
What is the current status of AB 1095?
This bill died with 2023-2024 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track AB 1095?
Track AB 1095 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 3 months ago · updated continuously

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