S1353 — Establishes a right of action for claims arising out of coerced debts
Last action — Signed by Governor
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✓Introduced
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✓In Committee
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✓Passed Senate
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✓Passed Assembly
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced January 09, 2025. Enacted.
Signed by Governor Kathy Hochul (Democratic) on December 19, 2025.
Odds of enactment
High chanceBased on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Enacted
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Cleared a recorded vote
Passed 4 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
Prohibits creditors from enforcing a consumer debt incurred as a result of fraud, duress, intimidation, threat, force, identity theft, exploitation of the debtor's personal information or similar economic abuse perpetrated against a debtor; establishes a right of action by the debtor for relief against creditors for violations; makes related provisions.
Bill Text
- Full text View text Current
Action History
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APPROVAL MEMO.85
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SIGNED CHAP.710
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DELIVERED TO GOVERNOR
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RETURNED TO SENATE
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PASSED ASSEMBLY
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ORDERED TO THIRD READING RULES CAL.305
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SUBSTITUTED FOR A3038B
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REFERRED TO CODES
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RETURNED TO ASSEMBLY
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REPASSED SENATE
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AMENDED ON THIRD READING 1353B
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VOTE RECONSIDERED - RESTORED TO THIRD READING
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RETURNED TO SENATE
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RECALLED FROM ASSEMBLY
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REFERRED TO CODES
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DELIVERED TO ASSEMBLY
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PASSED SENATE
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ADVANCED TO THIRD READING
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2ND REPORT CAL.
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1ST REPORT CAL.773
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PRINT NUMBER 1353A
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AMEND AND RECOMMIT TO JUDICIARY
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REPORTED AND COMMITTED TO JUDICIARY
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REFERRED TO CONSUMER PROTECTION
Sponsors
- Cordell Cleare · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 218 not signed on · 12 voted No
Sponsors (1)
Co-sponsors (0)
None.
Not signed on (218)
218 members have not signed on to this bill.
Show all 218 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 51 | 11 | 0 | 1 |
| Total | 51 | 11 | 0 | 1 |
| % of votes cast | 81% | 17% | 0% | 2% |
How each member voted (63)
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 46 | 11 | 0 | 5 |
| Total | 46 | 11 | 0 | 5 |
| % of votes cast | 74% | 18% | 0% | 8% |
How each member voted (62)
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 17 | 2 | 0 | 0 |
| Total | 17 | 2 | 0 | 0 |
| % of votes cast | 89% | 11% | 0% | 0% |
How each member voted (19)
| Member | Party | Vote |
|---|---|---|
| Andrew Gounardes | — | Yea |
| Andrew J. Lanza | — | Nay |
| Anthony H. Palumbo | — | Yea |
| Brad Hoylman-Sigal | — | Yea |
| Jack M. Martins | — | Yea |
| Jamaal Bailey | — | Yea |
| James Skoufis | — | Yea |
| Jeremy Cooney | — | Yea |
| Jessica Ramos | — | Yea |
| John Liu | — | Yea |
| Kevin S. Parker | — | Yea |
| Luis R. Sepúlveda | — | Yea |
| Patricia Canzoneri-Fitzpatrick | — | Yea |
| Sean Ryan | — | Yea |
| Shelley Mayer | — | Yea |
| Steve Rhoads | — | Yea |
| Thomas F. O'Mara | — | Nay |
| Toby Ann Stavisky | — | Yea |
| Zellnor Myrie | — | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 7 | 0 | 0 | 0 |
| Total | 7 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (7)
| Member | Party | Vote |
|---|---|---|
| Christopher Ryan | — | Yea |
| Kristen Gonzalez | — | Yea |
| Patricia Canzoneri-Fitzpatrick | — | Yea |
| Rachel May | — | Yea |
| Siela Bynoe | — | Yea |
| William Weber | — | Yea |
| Zellnor Myrie | — | Yea |
Subjects
Frequently asked questions
- What does S1353 do?
- Prohibits creditors from enforcing a consumer debt incurred as a result of fraud, duress, intimidation, threat, force, identity theft, exploitation of the debtor's personal information or similar economic abuse perpetrated against a debtor; establishes a right of action by the debtor for relief against creditors for violations; makes related provisions.
- Who sponsors S1353?
- S1353 is sponsored by Cordell Cleare.
- What is the current status of S1353?
- This bill has been enacted into law. Introduced January 09, 2025. Enacted.
- Where can I track S1353?
- Track S1353 free on One Click Politics — get push/email alerts when it moves.
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