New York 2025 Session Status: Introduced

S1323 — Relates to prohibiting pre-payment penalties for mortgages secured by real property owned in a cooperative form of ownership

Last action — In Senate Committee

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced January 09, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Stalled 26% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • Introduced

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Prohibits pre-payment penalties for mortgages secured by real property owned in a cooperative form of ownership where over fifty percent of the units are shareholder occupied.

Bill Text

Action History

  1. COMMITTED TO RULES

  2. ADVANCED TO THIRD READING

  3. 2ND REPORT CAL.

  4. 1ST REPORT CAL.184

  5. REFERRED TO JUDICIARY

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 218 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

Show all 218 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Committee vote — Judiciary

Passed 19 Yea · 0 Nay
Party YeaNayPresentNot Voting
Unaffiliated 19000
Total 19000
% of votes cast 100%0%0%0%
How each member voted (19)
Member Party Vote
Andrew Gounardes — Yea
Andrew J. Lanza — Yea
Anthony H. Palumbo — Yea
Brad Hoylman-Sigal — Yea
Jack M. Martins — Yea
Jamaal Bailey — Yea
James Skoufis — Yea
Jeremy Cooney — Yea
Jessica Ramos — Yea
John Liu — Yea
Kevin S. Parker — Yea
Luis R. Sepúlveda — Yea
Patricia Canzoneri-Fitzpatrick — Yea
Sean Ryan — Yea
Shelley Mayer — Yea
Steve Rhoads — Yea
Thomas F. O'Mara — Yea
Toby Ann Stavisky — Yea
Zellnor Myrie — Yea

Official roll call →

Subjects

housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does S1323 do?
Prohibits pre-payment penalties for mortgages secured by real property owned in a cooperative form of ownership where over fifty percent of the units are shareholder occupied.
Who sponsors S1323?
S1323 is sponsored by Brad Hoylman-Sigal.
What is the current status of S1323?
This bill has been introduced in the Senate. Introduced January 09, 2025. It must pass committee before a floor vote.
Where can I track S1323?
Track S1323 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on S1323

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of S1323

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →