HB 4715 — Insurance: other; sharing of information concerning suspected or completed insurance fraud; allow. Amends sec. 4509 of 1956 PA 218 (MCL 500.4509).

HB-4715, As Passed House, September 16, 2025 HOUSE BILL NO.

(1) A person acting without malice is not subject to liability for filing a report or requesting or furnishing orally or in writing other information concerning suspected or completed insurance fraud under this chapter, if the reports or information are provided to or received from the insurance bureau, department, DAW H01730'25_HB4715_INTR_1H01730'25_HB4715_APH_1 fw7s6dhwiae0 1 the national association of insurance commissioners, National Association of Insurance Commissioners, the National Insurance Crime Bureau, any federal, state, or governmental agency established to detect and prevent insurance fraud, as well as or any other organization, and their agents, employees, or designees, unless that person knows that the report or other information contains false information pertaining to any material fact or thing.

(3) In the absence of malice, an insurer, or any officer, employee, or agent of an insurer, or any person who cooperates with, or who furnishes evidence , or provides information regarding suspected insurance fraud to an authorized agency, the national association of insurance commissioners, National Association of Insurance Commissioners, the National Insurance Crime Bureau, or DAW H01730'25_HB4715_INTR_1H01730'25_HB4715_APH_1 fw7s6dhwiae0 1 any organization, or who complies with an order issued by a court of competent jurisdiction acting in response to a request by any of these entities to furnish evidence or provide testimony, is not subject to civil liability for libel, slander, or any other tort, and a civil cause of action of any nature does not exist against the person , for filing a report, providing information, or otherwise cooperating with an investigation or examination of any of these entities, unless that person knows that the evidence, information, testimony, or matter contains false information pertaining to any material fact or thing.

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