New York 2025 Session Status: Enacted

A431 — Relates to private education debt reporting

Last action — Signed by Governor

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Assembly
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 08, 2025. Enacted.

Signed by Governor Kathy Hochul (Democratic) on February 14, 2025.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Likely to advance 70% · moderate confidence

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Provides that each student loan servicer shall submit an annual report containing a list of all private education creditors associated with the private education debts serviced by the student loan servicer that are owed by persons who resided in New York during the prior calendar year and containing additional information for each private education creditor reported.

Bill Text

Action History

  1. SIGNED CHAP.15

  2. DELIVERED TO GOVERNOR

  3. RETURNED TO ASSEMBLY

  4. PASSED SENATE

  5. 3RD READING CAL.163

  6. SUBSTITUTED FOR S2680

  7. REFERRED TO RULES

  8. DELIVERED TO SENATE

  9. PASSED ASSEMBLY

  10. ORDERED TO THIRD READING RULES CAL.70

  11. RULES REPORT CAL.70

  12. REPORTED

  13. REPORTED REFERRED TO RULES

  14. REFERRED TO BANKS

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 218 not signed on · 14 voted No

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

Show all 218 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Floor vote

Passed 45 Yea · 14 Nay · 4 Other
Party YeaNayPresentNot Voting
Unaffiliated 451404
Total 451404
% of votes cast 71%22%0%6%
How each member voted (63)
Member Party Vote
Alexis Weik — Nay
Andrea Stewart-Cousins — Yea
Andrew Gounardes — Yea
Andrew J. Lanza — Nay
Anthony H. Palumbo — Yea
April Baskin — Yea
Brad Hoylman-Sigal — Yea
Brian Kavanagh — Yea
Christopher Ryan — Yea
Cordell Cleare — Yea
Dan Stec — Nay
Dean Murray — Nay
George Borrello — Nay
Gustavo Rivera — Yea
Jabari Brisport — Yea
Jack M. Martins — Yea
Jake Ashby — Yea
Jamaal Bailey — Yea
James Sanders Jr. — Yea
James Skoufis — Yea
James Tedisco — Nay
Jeremy Cooney — Yea
Jessica Ramos — Yea
Jessica Scarcella-Spanton — Yea
John Liu — Yea
Joseph A. Griffo — Not Voting
Joseph P. Addabbo Jr. — Yea
José M. Serrano — Yea
Julia Salazar — Yea
Kevin S. Parker — Yea
Kristen Gonzalez — Yea
Lea Webb — Yea
Leroy Comrie — Yea
Liz Krueger — Yea
Luis R. Sepúlveda — Not Voting
Mario Mattera — Nay
Mark Walczyk — Yea
Michael Gianaris — Yea
Michelle Hinchey — Yea
Monica Martinez — Yea
Nathalia Fernandez — Yea
Pamela Helming — Nay
Patricia Canzoneri-Fitzpatrick — Yea
Patricia Fahy — Yea
Patrick M. Gallivan — Nay
Pete Harckham — Yea
Peter Oberacker — Nay
Rachel May — Yea
Robert Jackson — Yea
Robert Ortt — Nay
Robert Rolison — Yea
Roxanne J. Persaud — Yea
Samra Brouk — Not Voting
Sean Ryan — Yea
Shelley Mayer — Yea
Siela Bynoe — Yea
Simcha Felder — Yea
Stephen T. Chan — Yea
Steve Rhoads — Nay
Thomas F. O'Mara — Nay
Toby Ann Stavisky — Yea
William Weber — Nay
Zellnor Myrie — Not Voting

Official roll call →

Subjects

finance education
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does A431 do?
Provides that each student loan servicer shall submit an annual report containing a list of all private education creditors associated with the private education debts serviced by the student loan servicer that are owed by persons who resided in New York during the prior calendar year and containing additional information for each private education creditor reported.
Who sponsors A431?
A431 is sponsored by Harvey Epstein.
What is the current status of A431?
This bill has been enacted into law. Introduced January 08, 2025. Enacted.
Where can I track A431?
Track A431 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on A431

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of A431

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →