New York 2025 Session Status: Introduced

S70 — Relates to mortgage loan servicers

Last action — In Assembly Committee

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced January 08, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 26% · moderate confidence

  • Introduced

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 4 recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Provides that any person who has been injured by reason of any violation of any such rules, regulations or policies as the superintendent may promulgate may bring an action in such person's own name; assert a counterclaim; or, if an action is commenced by the mortgagee or anyone acting on its behalf, bring a third party claim, against either the mortgagee and/or the mortgage servicer to enjoin any violations thereof; authorizes damages; makes related provisions.

Bill Text

Action History

  1. REFERRED TO BANKS

  2. DELIVERED TO ASSEMBLY

  3. PASSED SENATE

  4. ADVANCED TO THIRD READING

  5. 2ND REPORT CAL.

  6. 1ST REPORT CAL.438

  7. REFERRED TO BANKS

  8. RETURNED TO SENATE

  9. DIED IN ASSEMBLY

  10. REFERRED TO BANKS

  11. DELIVERED TO ASSEMBLY

  12. PASSED SENATE

  13. ADVANCED TO THIRD READING

  14. 2ND REPORT CAL.

  15. 1ST REPORT CAL.387

  16. REFERRED TO BANKS

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 218 not signed on · 22 voted No

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

Show all 218 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Floor vote

Passed 38 Yea · 21 Nay · 4 Other
Party YeaNayPresentNot Voting
Unaffiliated 382104
Total 382104
% of votes cast 60%33%0%6%
How each member voted (63)
Member Party Vote
Alexis Weik — Nay
Andrea Stewart-Cousins — Yea
Andrew Gounardes — Not Voting
Andrew J. Lanza — Nay
Anthony H. Palumbo — Nay
April Baskin — Yea
Brian Kavanagh — Yea
Christopher Ryan — Yea
Cordell Cleare — Yea
Dan Stec — Nay
Dean Murray — Nay
Erik Bottcher — Yea
George Borrello — Nay
Gustavo Rivera — Yea
Jabari Brisport — Yea
Jack M. Martins — Nay
Jake Ashby — Nay
Jamaal Bailey — Yea
James Sanders Jr. — Not Voting
James Skoufis — Yea
James Tedisco — Nay
Jeremy Cooney — Yea
Jeremy Zellner — Yea
Jessica Ramos — Yea
Jessica Scarcella-Spanton — Yea
John Liu — Yea
Joseph A. Griffo — Nay
Joseph P. Addabbo Jr. — Yea
José M. Serrano — Yea
Julia Salazar — Yea
Kevin S. Parker — Yea
Kristen Gonzalez — Yea
Lea Webb — Yea
Leroy Comrie — Yea
Liz Krueger — Yea
Luis R. Sepúlveda — Yea
Mario Mattera — Nay
Mark Walczyk — Nay
Michael Gianaris — Yea
Michelle Hinchey — Yea
Monica Martinez — Yea
Nathalia Fernandez — Yea
Pamela Helming — Nay
Patricia Canzoneri-Fitzpatrick — Nay
Patricia Fahy — Yea
Patrick M. Gallivan — Nay
Pete Harckham — Yea
Peter Oberacker — Yea
Rachel May — Yea
Robert Jackson — Yea
Robert Ortt — Nay
Robert Rolison — Nay
Roxanne J. Persaud — Yea
Sam Sutton — Not Voting
Samra Brouk — Not Voting
Shelley Mayer — Yea
Siela Bynoe — Yea
Stephen T. Chan — Nay
Steve Rhoads — Nay
Thomas F. O'Mara — Nay
Toby Ann Stavisky — Yea
William Weber — Nay
Zellnor Myrie — Yea

Official roll call →

Floor vote

Passed 37 Yea · 22 Nay · 4 Other
Party YeaNayPresentNot Voting
Unaffiliated 372204
Total 372204
% of votes cast 59%35%0%6%
How each member voted (63)
Member Party Vote
Alexis Weik — Nay
Andrea Stewart-Cousins — Yea
Andrew Gounardes — Yea
Andrew J. Lanza — Nay
Anthony H. Palumbo — Nay
April Baskin — Yea
Brad Hoylman-Sigal — Yea
Brian Kavanagh — Yea
Christopher Ryan — Yea
Cordell Cleare — Yea
Dan Stec — Nay
Dean Murray — Nay
George Borrello — Nay
Gustavo Rivera — Yea
Jabari Brisport — Yea
Jack M. Martins — Nay
Jake Ashby — Nay
Jamaal Bailey — Yea
James Sanders Jr. — Yea
James Skoufis — Yea
James Tedisco — Nay
Jeremy Cooney — Yea
Jessica Ramos — Yea
Jessica Scarcella-Spanton — Yea
John Liu — Yea
Joseph A. Griffo — Nay
Joseph P. Addabbo Jr. — Yea
José M. Serrano — Yea
Julia Salazar — Yea
Kevin S. Parker — Yea
Kristen Gonzalez — Not Voting
Lea Webb — Yea
Leroy Comrie — Yea
Liz Krueger — Yea
Luis R. Sepúlveda — Not Voting
Mario Mattera — Nay
Mark Walczyk — Nay
Michael Gianaris — Yea
Michelle Hinchey — Yea
Monica Martinez — Yea
Nathalia Fernandez — Yea
Pamela Helming — Nay
Patricia Canzoneri-Fitzpatrick — Nay
Patricia Fahy — Yea
Patrick M. Gallivan — Nay
Pete Harckham — Yea
Peter Oberacker — Nay
Rachel May — Yea
Robert Jackson — Yea
Robert Ortt — Nay
Robert Rolison — Nay
Roxanne J. Persaud — Yea
Samra Brouk — Yea
Sean Ryan — Yea
Shelley Mayer — Not Voting
Siela Bynoe — Yea
Simcha Felder — Yea
Stephen T. Chan — Nay
Steve Rhoads — Nay
Thomas F. O'Mara — Nay
Toby Ann Stavisky — Yea
William Weber — Nay
Zellnor Myrie — Not Voting

Official roll call →

Subjects

finance housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does S70 do?
Provides that any person who has been injured by reason of any violation of any such rules, regulations or policies as the superintendent may promulgate may bring an action in such person's own name; assert a counterclaim; or, if an action is commenced by the mortgagee or anyone acting on its behalf, bring a third party claim, against either the mortgagee and/or the mortgage servicer to enjoin any violations thereof; authorizes damages; makes related provisions.
Who sponsors S70?
S70 is sponsored by Brian Kavanagh.
What is the current status of S70?
This bill has been introduced in the Senate. Introduced January 08, 2025. It must pass committee before a floor vote.
Where can I track S70?
Track S70 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on S70

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of S70

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →