Illinois 104th General Assembly Status: Introduced 6 D cosponsors

SB3106      — PRIVATE EDUCATION LOANS-REPORT

Last action — Rule 3-9(a) / Re-referred to Assignments

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced January 29, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 38% · moderate confidence

  • Introduced

    Current position in the legislative process.

  • 6 sponsors

    1 primary, 5 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (6 D).

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Amends the Know Before You Owe Private Education Loan Act. Provides that the annual report to the Department of Financial and Professional Regulation and the Student Loan Ombudsman shall include the total number and dollar amount (instead of the volume) of private education loans made annually by a private educational lender, the total number and dollar amount (instead of the volume) of private education loans made annually at institutions of higher education, the total number and dollar amount of private education loans made annually with a cosigner, and the default rate for the private education loans reported by the private educational lender pursuant to specified provisions for the previous reporting period. Effective immediately.

Bill Text

We don't have the full text on file for this bill yet.

Read SB3106 on the official Illinois source →

Action History

  1. Rule 3-9(a) / Re-referred to Assignments

  2. Added as Co-Sponsor Sen. Adriane L. Johnson

  3. Added as Co-Sponsor Sen. Robert Peters

  4. Added as Co-Sponsor Sen. Julie A. Morrison

  5. Added as Co-Sponsor Sen. Paul Faraci

  6. Placed on Calendar Order of 3rd Reading March 3, 2026

  7. Second Reading

  8. Placed on Calendar Order of 2nd Reading February 26, 2026

  9. Do Pass Higher Education; 013-000-000

  10. Added as Co-Sponsor Sen. Mary Edly-Allen

  11. Assigned to Higher Education

  12. Referred to Assignments

  13. First Reading

  14. Filed with Secretary by Sen. Michael W. Halpin

Sponsors

Sponsorship breakdown

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1 sponsors · 5 co-sponsors · 177 not signed on

Sponsors (1)

Co-sponsors (5)

Not signed on (177)

177 members have not signed on to this bill.

Show all 177 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Higher Education

Passed 13 Yea · 0 Nay · 1 Other
Party YeaNayPresentNot Voting
Republican 5000
Democrat 8001
Total 13001
% of votes cast 93%0%0%7%
How each member voted (14)
Member Party Vote
Bill Cunningham Democrat Yea
David Koehler Democrat Yea
Graciela Guzmán Democrat Yea
Kimberly A. Lightford Democrat Not Voting
Mary Edly-Allen Democrat Yea
Michael W. Halpin Democrat Yea
Mike Porfirio Democrat Yea
Paul Faraci Democrat Yea
Steve Stadelman Democrat Yea
Craig Wilcox Republican Yea
Dale Fowler Republican Yea
Erica Harriss Republican Yea
Jil Tracy Republican Yea
Terri Bryant Republican Yea

Official roll call →

Subjects

finance education
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB3106      do?
Amends the Know Before You Owe Private Education Loan Act. Provides that the annual report to the Department of Financial and Professional Regulation and the Student Loan Ombudsman shall include the total number and dollar amount (instead of the volume) of private education loans made annually by a private educational lender, the total number and dollar amount (instead of the volume) of private education loans made annually at institutions of higher education, the total number and dollar amount of private education loans made annually with a cosigner, and the default rate for the private education loans reported by the private educational lender pursuant to specified provisions for the previous reporting period. Effective immediately.
Who sponsors SB3106     ?
SB3106      is sponsored by Michael W. Halpin (Democrat), Mary Edly-Allen (Democrat), Paul Faraci (Democrat), Julie A. Morrison (Democrat), Robert Peters (Democrat), and Adriane L. Johnson (Democrat).
What is the current status of SB3106     ?
This bill has been introduced in the Senate. Introduced January 29, 2026. It must pass committee before a floor vote.
Where can I track SB3106     ?
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Last checked for changes about 2 months ago · updated continuously

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