SB2972 — BOATS-INSURANCE REQUIRED
Last action — Public Act . . . . . . . . . 104-0651
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✓Introduced
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✓In Committee
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✓Passed Senate
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✓Passed House
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5To Executive
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6Enacted
This bill has been sent to the executive. Introduced January 27, 2026. It awaits signature.
Next likely step: the executive signs it into law or issues a veto.
Odds of enactment
Moderate chanceBased on the sponsor, cosponsors, and committee posture, this bill has a moderate chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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To Executive
Current position in the legislative process.
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2 sponsors
1 primary, 1 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 D).
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Cleared a recorded vote
Passed 4 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
In plain language
Mandates liability insurance for motorboats over 50 horsepower and personal watercraft.
This bill requires owners of certain motorboats and personal watercraft to have liability insurance. It specifies coverage requirements and mandates that proof of insurance be carried on board while operating the vessel.
What this means for you
- Families: Families operating larger boats or personal watercraft will need to secure liability insurance before using their vessels.
- Consumers: Consumers purchasing or operating motorboats over 50 horsepower must ensure compliance with new insurance requirements.
Summary
Amends the Boat Registration and Safety Act. Provides that it is unlawful for the owner of a motorboat of more than 50 horsepower or a personal watercraft to operate or allow the operation of the motorboat or personal watercraft unless it is covered by a liability insurance policy with at least $50,000 of liability coverage per occurrence. Requires every owner or operator of a motorboat of more than 50 horsepower or a personal watercraft to carry within the motorboat or personal watercraft evidence of insurance. Provides penalties for violations. Authorizes the Department of Natural Resources to adopt rules as necessary to implement the provision.
Bill Text
We don't have the full text on file for this bill yet.
Read SB2972 on the official Illinois source →Action History
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Public Act . . . . . . . . . 104-0651
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Effective Date January 1, 2027
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Governor Approved
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Sent to the Governor
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Passed Both Houses
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Third Reading - Short Debate - Passed 080-022-003
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Placed on Calendar Order of 3rd Reading - Short Debate
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Second Reading - Short Debate
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Placed on Calendar 2nd Reading - Short Debate
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Do Pass / Short Debate Transportation: Vehicles & Safety; 010-000-000
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Committee Deadline Extended-Rule 9(b) May 15, 2026
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Assigned to Transportation: Vehicles & Safety
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Referred to Rules Committee
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First Reading
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Chief House Sponsor Rep. Anthony DeLuca
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Arrived in House
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Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a)
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Third Reading - Passed; 049-006-000
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Placed on Calendar Order of 3rd Reading March 25, 2026
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Second Reading
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Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments
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Placed on Calendar Order of 2nd Reading March 12, 2026
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Do Pass as Amended Transportation; 016-001-001
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Senate Committee Amendment No. 3 Adopted
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Senate Committee Amendment No. 2 Adopted
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Senate Committee Amendment No. 1 Postponed - Transportation
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Senate Committee Amendment No. 3 Assignments Refers to Transportation
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Senate Committee Amendment No. 2 Assignments Refers to Transportation
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Senate Committee Amendment No. 3 Referred to Assignments
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Senate Committee Amendment No. 3 Filed with Secretary by Sen. Julie A. Morrison
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Postponed - Transportation
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Senate Committee Amendment No. 2 Referred to Assignments
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Senate Committee Amendment No. 2 Filed with Secretary by Sen. Julie A. Morrison
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Senate Committee Amendment No. 1 Assignments Refers to Transportation
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Senate Committee Amendment No. 1 Referred to Assignments
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Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
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Assigned to Transportation
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Referred to Assignments
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First Reading
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Filed with Secretary by Sen. Julie A. Morrison
Sponsors
- Anthony DeLuca · Cosponsor
- Julie A. Morrison · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 1 co-sponsors · 181 not signed on · 27 voted No
Sponsors (1)
- Julie A. Morrison Democrat
Co-sponsors (1)
- Anthony DeLuca
Not signed on (181)
181 members have not signed on to this bill.
Show all 181 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 63 | 0 | 0 | 7 |
| Republican | 9 | 21 | 0 | 8 |
| Unaffiliated | 7 | 1 | 0 | 1 |
| Total | 79 | 22 | 0 | 16 |
| % of votes cast | 68% | 19% | 0% | 14% |
How each member voted (117)
| Member | Party | Vote |
|---|---|---|
| Jacobs | — | Nay |
| Johnson | — | Yea |
| Jones | — | Yea |
| Du Buclet | — | Yea |
| Faver Dias | — | Yea |
| Hernandez, Lisa | — | Yea |
| Katz Muhl | — | Yea |
| La Ha | — | Not Voting |
| Yang Rohr | — | Yea |
| Aarón M. Ortíz | Democrat | Yea |
| Abdelnasser Rashid | Democrat | Yea |
| Amy Briel | Democrat | Yea |
| Angelica Guerrero-Cuellar | Democrat | Yea |
| Ann M. Williams | Democrat | Yea |
| Anna Moeller | Democrat | Yea |
| Anne Stava | Democrat | Yea |
| Anthony DeLuca | Democrat | Yea |
| Barbara Hernandez | Democrat | Yea |
| Bob Morgan | Democrat | Yea |
| Camille Y. Lilly | Democrat | Yea |
| Carol Ammons | Democrat | Yea |
| Curtis J. Tarver, II | Democrat | Yea |
| Dagmara Avelar | Democrat | Yea |
| Daniel Didech | Democrat | Yea |
| Dave Vella | Democrat | Yea |
| Debbie Meyers-Martin | Democrat | Yea |
| Diane Blair-Sherlock | Democrat | Yea |
| Edgar González, Jr. | Democrat | Yea |
| Eva-Dina Delgado | Democrat | Not Voting |
| Fred Crespo | Democrat | Yea |
| Harry Benton | Democrat | Not Voting |
| Hoan Huynh | Democrat | Not Voting |
| Jaime M. Andrade, Jr. | Democrat | Not Voting |
| Jawaharial Williams | Democrat | Yea |
| Jay Hoffman | Democrat | Yea |
| Jehan Gordon-Booth | Democrat | Not Voting |
| Jennifer Gong-Gershowitz | Democrat | Yea |
| Joyce Mason | Democrat | Yea |
| Justin Cochran | Democrat | Yea |
| Justin Slaughter | Democrat | Yea |
| Kam Buckner | Democrat | Yea |
| Katie Stuart | Democrat | Yea |
| Kelly M. Cassidy | Democrat | Yea |
| Kevin John Olickal | Democrat | Yea |
| La Shawn K. Ford | Democrat | Yea |
| Lawrence "Larry" Walsh, Jr. | Democrat | Yea |
| Lilian Jiménez | Democrat | Yea |
| Lindsey LaPointe | Democrat | Yea |
| Lisa Davis | Democrat | Not Voting |
| Marcus C. Evans, Jr. | Democrat | Yea |
| Margaret A. DeLaRosa | Democrat | Yea |
| Margaret Croke | Democrat | Yea |
| Martha Deuter | Democrat | Yea |
| Mary Beth Canty | Democrat | Yea |
| Mary Gill | Democrat | Yea |
| Matt Hanson | Democrat | Yea |
| Maura Hirschauer | Democrat | Yea |
| Maurice A. West, II | Democrat | Not Voting |
| Michael Crawford | Democrat | Yea |
| Michael J. Kelly | Democrat | Yea |
| Michelle Mussman | Democrat | Yea |
| Nabeela Syed | Democrat | Yea |
| Natalie A. Manley | Democrat | Yea |
| Nicholas K. Smith | Democrat | Yea |
| Nicolle Grasse | Democrat | Yea |
| Norma Hernandez | Democrat | Yea |
| Rick Ryan | Democrat | Yea |
| Rita Mayfield | Democrat | Yea |
| Robert "Bob" Rita | Democrat | Yea |
| Robyn Gabel | Democrat | Yea |
| Sharon Chung | Democrat | Yea |
| Sonya M. Harper | Democrat | Yea |
| Stephanie A. Kifowit | Democrat | Yea |
| Sue Scherer | Democrat | Yea |
| Suzanne M. Ness | Democrat | Yea |
| Theresa Mah | Democrat | Yea |
| Will Guzzardi | Democrat | Yea |
| William "Will" Davis | Democrat | Yea |
| Yolonda Morris | Democrat | Yea |
| Adam M. Niemerg | Republican | Nay |
| Amy Elik | Republican | Nay |
| Amy L. Grant | Republican | Nay |
| Blaine Wilhour | Republican | Nay |
| Brad Halbrook | Republican | Nay |
| Brad Stephens | Republican | Yea |
| Bradley Fritts | Republican | Yea |
| Brandun Schweizer | Republican | Nay |
| Charles Meier | Republican | Nay |
| Chris Miller | Republican | Nay |
| Christopher "C.D." Davidsmeyer | Republican | Yea |
| Dan Swanson | Republican | Yea |
| Daniel J. Ugaste | Republican | Not Voting |
| Dave Severin | Republican | Nay |
| David Friess | Republican | Nay |
| Dennis Tipsword | Republican | Not Voting |
| Jackie Haas | Republican | Not Voting |
| Jason R. Bunting | Republican | Yea |
| Jed Davis | Republican | Nay |
| Jeff Keicher | Republican | Not Voting |
| Jennifer Sanalitro | Republican | Yea |
| Joe C. Sosnowski | Republican | Not Voting |
| John M. Cabello | Republican | Nay |
| Kevin Schmidt | Republican | Nay |
| Kyle Moore | Republican | Nay |
| Martin McLaughlin | Republican | Nay |
| Michael J. Coffey, Jr. | Republican | Not Voting |
| Norine K. Hammond | Republican | Nay |
| Patrick Sheehan | Republican | Yea |
| Patrick Windhorst | Republican | Nay |
| Regan Deering | Republican | Nay |
| Ryan Spain | Republican | Not Voting |
| Steven Reick | Republican | Yea |
| Tom Weber | Republican | Nay |
| Tony M. McCombie | Republican | Nay |
| Travis Weaver | Republican | Nay |
| Wayne A. Rosenthal | Republican | Yea |
| William E Hauter | Republican | Not Voting |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 7 | 0 | 0 | 0 |
| Republican | 3 | 0 | 0 | 1 |
| Total | 10 | 0 | 0 | 1 |
| % of votes cast | 91% | 0% | 0% | 9% |
How each member voted (11)
| Member | Party | Vote |
|---|---|---|
| Angelica Guerrero-Cuellar | Democrat | Yea |
| Barbara Hernandez | Democrat | Yea |
| Diane Blair-Sherlock | Democrat | Yea |
| Edgar González, Jr. | Democrat | Yea |
| Margaret Croke | Democrat | Yea |
| Matt Hanson | Democrat | Yea |
| Michael J. Kelly | Democrat | Yea |
| Brad Stephens | Republican | Yea |
| Bradley Fritts | Republican | Yea |
| Regan Deering | Republican | Not Voting |
| Wayne A. Rosenthal | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 13 | 6 | 0 | 0 |
| Democrat | 30 | 0 | 0 | 4 |
| Unaffiliated | 5 | 0 | 0 | 0 |
| Total | 48 | 6 | 0 | 4 |
| % of votes cast | 83% | 10% | 0% | 7% |
How each member voted (58)
| Member | Party | Vote |
|---|---|---|
| Simmons | — | Yea |
| Harris, N. | — | Yea |
| Johnson | — | Yea |
| Glowiak Hilton | — | Yea |
| Loughran Cappel | — | Yea |
| Bill Cunningham | Democrat | Yea |
| Celina Villanueva | Democrat | Yea |
| Christopher Belt | Democrat | Not Voting |
| Cristina Castro | Democrat | Yea |
| David Koehler | Democrat | Yea |
| Doris Turner | Democrat | Yea |
| Elgie R. Sims, Jr. | Democrat | Yea |
| Emil Jones, III | Democrat | Yea |
| Graciela Guzmán | Democrat | Yea |
| Javier L. Cervantes | Democrat | Yea |
| Julie A. Morrison | Democrat | Yea |
| Karina Villa | Democrat | Yea |
| Kimberly A. Lightford | Democrat | Yea |
| Lakesia Collins | Democrat | Yea |
| Laura Ellman | Democrat | Yea |
| Laura Fine | Democrat | Yea |
| Laura M. Murphy | Democrat | Yea |
| Linda Holmes | Democrat | Yea |
| Mark L. Walker | Democrat | Yea |
| Mary Edly-Allen | Democrat | Yea |
| Mattie Hunter | Democrat | Yea |
| Michael E. Hastings | Democrat | Yea |
| Michael W. Halpin | Democrat | Yea |
| Mike Porfirio | Democrat | Not Voting |
| Omar Aquino | Democrat | Yea |
| Patrick J. Joyce | Democrat | Yea |
| Paul Faraci | Democrat | Yea |
| Rachel Ventura | Democrat | Not Voting |
| Ram Villivalam | Democrat | Yea |
| Robert F. Martwick | Democrat | Yea |
| Robert Peters | Democrat | Not Voting |
| Sara Feigenholtz | Democrat | Yea |
| Steve Stadelman | Democrat | Yea |
| Willie Preston | Democrat | Yea |
| Andrew S. Chesney | Republican | Nay |
| Chapin Rose | Republican | Nay |
| Chris Balkema | Republican | Nay |
| Craig Wilcox | Republican | Yea |
| Dale Fowler | Republican | Yea |
| Darby A. Hills | Republican | Yea |
| Dave Syverson | Republican | Yea |
| Donald P. DeWitte | Republican | Yea |
| Erica Harriss | Republican | Yea |
| Jason Plummer | Republican | Nay |
| Jil Tracy | Republican | Yea |
| John F. Curran | Republican | Yea |
| Li Arellano, Jr. | Republican | Nay |
| Neil Anderson | Republican | Nay |
| Sally J. Turner | Republican | Yea |
| Seth Lewis | Republican | Yea |
| Steve McClure | Republican | Yea |
| Sue Rezin | Republican | Yea |
| Terri Bryant | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 13 | 0 | 0 | 0 |
| Republican | 6 | 0 | 0 | 0 |
| Total | 19 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (19)
| Member | Party | Vote |
|---|---|---|
| Celina Villanueva | Democrat | Yea |
| Laura Ellman | Democrat | Yea |
| Laura M. Murphy | Democrat | Yea |
| Mark L. Walker | Democrat | Yea |
| Mattie Hunter | Democrat | Yea |
| Mike Porfirio | Democrat | Yea |
| Omar Aquino | Democrat | Yea |
| Patrick J. Joyce | Democrat | Yea |
| Rachel Ventura | Democrat | Yea |
| Ram Villivalam | Democrat | Yea |
| Robert F. Martwick | Democrat | Yea |
| Steve Stadelman | Democrat | Yea |
| Suzy Glowiak Hilton | Democrat | Yea |
| Craig Wilcox | Republican | Yea |
| Dale Fowler | Republican | Yea |
| Darby A. Hills | Republican | Yea |
| Donald P. DeWitte | Republican | Yea |
| Erica Harriss | Republican | Yea |
| Seth Lewis | Republican | Yea |
Subjects
Frequently asked questions
- What does SB2972 do?
- Amends the Boat Registration and Safety Act. Provides that it is unlawful for the owner of a motorboat of more than 50 horsepower or a personal watercraft to operate or allow the operation of the motorboat or personal watercraft unless it is covered by a liability insurance policy with at least $50,000 of liability coverage per occurrence. Requires every owner or operator of a motorboat of more than 50 horsepower or a personal watercraft to carry within the motorboat or personal watercraft evidence of insurance. Provides penalties for violations. Authorizes the Department of Natural Resources to adopt rules as necessary to implement the provision.
- Who sponsors SB2972 ?
- SB2972 is sponsored by Anthony DeLuca and Julie A. Morrison (Democrat).
- What is the current status of SB2972 ?
- This bill has been sent to the executive. Introduced January 27, 2026. It awaits signature.
- Where can I track SB2972 ?
- Track SB2972 free on One Click Politics — get push/email alerts when it moves.
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