SB2838 — INS-HEARING CARE PLAN
Last action — Public Act . . . . . . . . . 104-0636
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✓Introduced
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✓In Committee
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✓Passed Senate
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✓Passed House
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5To Executive
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6Enacted
This bill has been sent to the executive. Introduced January 13, 2026. It awaits signature.
Next likely step: the executive signs it into law or issues a veto.
Odds of enactment
Moderate chanceBased on the sponsor, cosponsors, and committee posture, this bill has a moderate chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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To Executive
Current position in the legislative process.
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6 sponsors
1 primary, 5 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (2 D).
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Cleared a recorded vote
Passed 4 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
In plain language
The bill sets regulations for hearing care plan contracts in Illinois insurance.
This bill amends the Illinois Insurance Code to regulate hearing care plans, ensuring professionals are not required to provide services at set fees unless covered. Beginning January 1, 2027, organizations must register with the Department of Insurance.
What this means for you
- Consumers: Consumers may benefit from increased transparency in what services are covered under hearing care plans.
- Healthcare: Hearing care professionals must adhere to new regulations regarding payment and services for hearing care plans.
Summary
Amends the Illinois Insurance Code to create the Hearing Care Plan Contracts Article. Provides that no hearing care organization that issues, delivers, amends, or renews a hearing care plan on or after the effective date of the amendatory Act shall issue a contract that requires a hearing instrument professional, as a condition of participation in the hearing care plan, to provide items or services to an enrollee at a fee set by the hearing care plan unless the items and services are covered items or covered services under the hearing care plan. Exempts de minimis reimbursements. Establishes notice and disclosure provisions for a hearing instrument professional who chooses not to accept as payment an amount set by a hearing care plan for items and services that are not covered and other hearing care plan contract requirements. Provides that, beginning on January 1, 2027, to conduct business in the State, a hearing care organization must register with the Department of Insurance and submit the specified registration materials. Requires the registrant to report any specified change in information to the Department in writing within 60 days after the change occurs. Sets forth provisions concerning issuance and expiration of a registration certificate. Grants the Department of Insurance rulemaking authority over the registration provisions. Amends the Consumer Fraud and Deceptive Business Practices Act to make it an unlawful practice under the meaning of the Act for any person to violate the Hearing Plan Contracts Article of the Illinois Insurance Code. Effective January 1, 2027.
Bill Text
We don't have the full text on file for this bill yet.
Read SB2838 on the official Illinois source →Action History
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Public Act . . . . . . . . . 104-0636
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Effective Date January 1, 2027
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Governor Approved
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Sent to the Governor
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Added as Co-Sponsor Sen. Cristina Castro
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Added Alternate Co-Sponsor Rep. Dagmara Avelar
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Added Alternate Co-Sponsor Rep. Matt Hanson
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Passed Both Houses
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Third Reading - Short Debate - Passed 108-000-000
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Added Alternate Co-Sponsor Rep. Camille Y. Lilly
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Placed on Calendar Order of 3rd Reading - Short Debate
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Second Reading - Short Debate
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Placed on Calendar 2nd Reading - Short Debate
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Do Pass / Short Debate Insurance Committee; 015-000-000
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Assigned to Insurance Committee
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Referred to Rules Committee
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First Reading
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Chief House Sponsor Rep. Rita Mayfield
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Arrived in House
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Third Reading - Passed; 057-000-000
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Placed on Calendar Order of 3rd Reading ** April 15, 2026
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Placed on Calendar Order of 3rd Reading April 15, 2026
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Second Reading
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Placed on Calendar Order of 2nd Reading March 12, 2026
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Do Pass as Amended Insurance; 010-000-000
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Senate Committee Amendment No. 1 Adopted
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Senate Committee Amendment No. 1 Assignments Refers to Insurance
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Senate Committee Amendment No. 1 Referred to Assignments
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Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
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Assigned to Insurance
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Referred to Assignments
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First Reading
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Filed with Secretary by Sen. Julie A. Morrison
Sponsors
- Rita Mayfield · Cosponsor
- Camille Y. Lilly · Cosponsor
- Matt Hanson · Cosponsor
- Dagmara Avelar · Cosponsor
- Julie A. Morrison · Primary
- Cristina Castro · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 5 co-sponsors · 177 not signed on
Sponsors (1)
- Julie A. Morrison Democrat
Co-sponsors (5)
- Rita Mayfield
- Camille Y. Lilly
- Matt Hanson
- Dagmara Avelar
- Cristina Castro Democrat
Not signed on (177)
177 members have not signed on to this bill.
Show all 177 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 65 | 0 | 0 | 5 |
| Republican | 33 | 0 | 0 | 5 |
| Unaffiliated | 9 | 0 | 0 | 0 |
| Total | 107 | 0 | 0 | 10 |
| % of votes cast | 91% | 0% | 0% | 9% |
How each member voted (117)
| Member | Party | Vote |
|---|---|---|
| Jacobs | — | Yea |
| Johnson | — | Yea |
| Jones | — | Yea |
| Du Buclet | — | Yea |
| Faver Dias | — | Yea |
| Hernandez, Lisa | — | Yea |
| Katz Muhl | — | Yea |
| La Ha | — | Yea |
| Yang Rohr | — | Yea |
| Aarón M. Ortíz | Democrat | Yea |
| Abdelnasser Rashid | Democrat | Yea |
| Amy Briel | Democrat | Yea |
| Angelica Guerrero-Cuellar | Democrat | Yea |
| Ann M. Williams | Democrat | Yea |
| Anna Moeller | Democrat | Yea |
| Anne Stava | Democrat | Yea |
| Anthony DeLuca | Democrat | Yea |
| Barbara Hernandez | Democrat | Yea |
| Bob Morgan | Democrat | Yea |
| Camille Y. Lilly | Democrat | Yea |
| Carol Ammons | Democrat | Yea |
| Curtis J. Tarver, II | Democrat | Yea |
| Dagmara Avelar | Democrat | Yea |
| Daniel Didech | Democrat | Yea |
| Dave Vella | Democrat | Yea |
| Debbie Meyers-Martin | Democrat | Yea |
| Diane Blair-Sherlock | Democrat | Yea |
| Edgar González, Jr. | Democrat | Yea |
| Eva-Dina Delgado | Democrat | Not Voting |
| Fred Crespo | Democrat | Yea |
| Harry Benton | Democrat | Yea |
| Hoan Huynh | Democrat | Not Voting |
| Jaime M. Andrade, Jr. | Democrat | Not Voting |
| Jawaharial Williams | Democrat | Yea |
| Jay Hoffman | Democrat | Yea |
| Jehan Gordon-Booth | Democrat | Not Voting |
| Jennifer Gong-Gershowitz | Democrat | Yea |
| Joyce Mason | Democrat | Yea |
| Justin Cochran | Democrat | Yea |
| Justin Slaughter | Democrat | Yea |
| Kam Buckner | Democrat | Yea |
| Katie Stuart | Democrat | Yea |
| Kelly M. Cassidy | Democrat | Yea |
| Kevin John Olickal | Democrat | Yea |
| La Shawn K. Ford | Democrat | Yea |
| Lawrence "Larry" Walsh, Jr. | Democrat | Yea |
| Lilian Jiménez | Democrat | Yea |
| Lindsey LaPointe | Democrat | Yea |
| Lisa Davis | Democrat | Not Voting |
| Marcus C. Evans, Jr. | Democrat | Yea |
| Margaret A. DeLaRosa | Democrat | Yea |
| Margaret Croke | Democrat | Yea |
| Martha Deuter | Democrat | Yea |
| Mary Beth Canty | Democrat | Yea |
| Mary Gill | Democrat | Yea |
| Matt Hanson | Democrat | Yea |
| Maura Hirschauer | Democrat | Yea |
| Maurice A. West, II | Democrat | Yea |
| Michael Crawford | Democrat | Yea |
| Michael J. Kelly | Democrat | Yea |
| Michelle Mussman | Democrat | Yea |
| Nabeela Syed | Democrat | Yea |
| Natalie A. Manley | Democrat | Yea |
| Nicholas K. Smith | Democrat | Yea |
| Nicolle Grasse | Democrat | Yea |
| Norma Hernandez | Democrat | Yea |
| Rick Ryan | Democrat | Yea |
| Rita Mayfield | Democrat | Yea |
| Robert "Bob" Rita | Democrat | Yea |
| Robyn Gabel | Democrat | Yea |
| Sharon Chung | Democrat | Yea |
| Sonya M. Harper | Democrat | Yea |
| Stephanie A. Kifowit | Democrat | Yea |
| Sue Scherer | Democrat | Yea |
| Suzanne M. Ness | Democrat | Yea |
| Theresa Mah | Democrat | Yea |
| Will Guzzardi | Democrat | Yea |
| William "Will" Davis | Democrat | Yea |
| Yolonda Morris | Democrat | Yea |
| Adam M. Niemerg | Republican | Yea |
| Amy Elik | Republican | Yea |
| Amy L. Grant | Republican | Not Voting |
| Blaine Wilhour | Republican | Yea |
| Brad Halbrook | Republican | Yea |
| Brad Stephens | Republican | Yea |
| Bradley Fritts | Republican | Yea |
| Brandun Schweizer | Republican | Yea |
| Charles Meier | Republican | Yea |
| Chris Miller | Republican | Yea |
| Christopher "C.D." Davidsmeyer | Republican | Yea |
| Dan Swanson | Republican | Yea |
| Daniel J. Ugaste | Republican | Yea |
| Dave Severin | Republican | Yea |
| David Friess | Republican | Yea |
| Dennis Tipsword | Republican | Not Voting |
| Jackie Haas | Republican | Yea |
| Jason R. Bunting | Republican | Yea |
| Jed Davis | Republican | Yea |
| Jeff Keicher | Republican | Yea |
| Jennifer Sanalitro | Republican | Yea |
| Joe C. Sosnowski | Republican | Not Voting |
| John M. Cabello | Republican | Yea |
| Kevin Schmidt | Republican | Yea |
| Kyle Moore | Republican | Yea |
| Martin McLaughlin | Republican | Yea |
| Michael J. Coffey, Jr. | Republican | Yea |
| Norine K. Hammond | Republican | Yea |
| Patrick Sheehan | Republican | Yea |
| Patrick Windhorst | Republican | Yea |
| Regan Deering | Republican | Yea |
| Ryan Spain | Republican | Not Voting |
| Steven Reick | Republican | Yea |
| Tom Weber | Republican | Yea |
| Tony M. McCombie | Republican | Yea |
| Travis Weaver | Republican | Yea |
| Wayne A. Rosenthal | Republican | Yea |
| William E Hauter | Republican | Not Voting |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 10 | 0 | 0 | 0 |
| Republican | 5 | 0 | 0 | 1 |
| Total | 15 | 0 | 0 | 1 |
| % of votes cast | 94% | 0% | 0% | 6% |
How each member voted (16)
| Member | Party | Vote |
|---|---|---|
| Angelica Guerrero-Cuellar | Democrat | Yea |
| Anthony DeLuca | Democrat | Yea |
| Bob Morgan | Democrat | Yea |
| Camille Y. Lilly | Democrat | Yea |
| Daniel Didech | Democrat | Yea |
| Diane Blair-Sherlock | Democrat | Yea |
| Lilian Jiménez | Democrat | Yea |
| Rita Mayfield | Democrat | Yea |
| Thaddeus Jones | Democrat | Yea |
| Tracy Katz Muhl | Democrat | Yea |
| Adam M. Niemerg | Republican | Yea |
| Dennis Tipsword | Republican | Yea |
| Jeff Keicher | Republican | Yea |
| John M. Cabello | Republican | Not Voting |
| Travis Weaver | Republican | Yea |
| William E Hauter | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 19 | 0 | 0 | 0 |
| Democrat | 32 | 0 | 0 | 2 |
| Unaffiliated | 5 | 0 | 0 | 0 |
| Total | 56 | 0 | 0 | 2 |
| % of votes cast | 97% | 0% | 0% | 3% |
How each member voted (58)
| Member | Party | Vote |
|---|---|---|
| Simmons | — | Yea |
| Harris, N. | — | Yea |
| Johnson | — | Yea |
| Glowiak Hilton | — | Yea |
| Loughran Cappel | — | Yea |
| Bill Cunningham | Democrat | Yea |
| Celina Villanueva | Democrat | Yea |
| Christopher Belt | Democrat | Yea |
| Cristina Castro | Democrat | Yea |
| David Koehler | Democrat | Yea |
| Doris Turner | Democrat | Yea |
| Elgie R. Sims, Jr. | Democrat | Yea |
| Emil Jones, III | Democrat | Yea |
| Graciela Guzmán | Democrat | Yea |
| Javier L. Cervantes | Democrat | Yea |
| Julie A. Morrison | Democrat | Yea |
| Karina Villa | Democrat | Yea |
| Kimberly A. Lightford | Democrat | Yea |
| Lakesia Collins | Democrat | Yea |
| Laura Ellman | Democrat | Yea |
| Laura Fine | Democrat | Yea |
| Laura M. Murphy | Democrat | Yea |
| Linda Holmes | Democrat | Yea |
| Mark L. Walker | Democrat | Yea |
| Mary Edly-Allen | Democrat | Yea |
| Mattie Hunter | Democrat | Yea |
| Michael E. Hastings | Democrat | Yea |
| Michael W. Halpin | Democrat | Yea |
| Mike Porfirio | Democrat | Not Voting |
| Omar Aquino | Democrat | Yea |
| Patrick J. Joyce | Democrat | Yea |
| Paul Faraci | Democrat | Yea |
| Rachel Ventura | Democrat | Yea |
| Ram Villivalam | Democrat | Yea |
| Robert F. Martwick | Democrat | Yea |
| Robert Peters | Democrat | Not Voting |
| Sara Feigenholtz | Democrat | Yea |
| Steve Stadelman | Democrat | Yea |
| Willie Preston | Democrat | Yea |
| Andrew S. Chesney | Republican | Yea |
| Chapin Rose | Republican | Yea |
| Chris Balkema | Republican | Yea |
| Craig Wilcox | Republican | Yea |
| Dale Fowler | Republican | Yea |
| Darby A. Hills | Republican | Yea |
| Dave Syverson | Republican | Yea |
| Donald P. DeWitte | Republican | Yea |
| Erica Harriss | Republican | Yea |
| Jason Plummer | Republican | Yea |
| Jil Tracy | Republican | Yea |
| John F. Curran | Republican | Yea |
| Li Arellano, Jr. | Republican | Yea |
| Neil Anderson | Republican | Yea |
| Sally J. Turner | Republican | Yea |
| Seth Lewis | Republican | Yea |
| Steve McClure | Republican | Yea |
| Sue Rezin | Republican | Yea |
| Terri Bryant | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 2 | 0 | 0 | 3 |
| Democrat | 8 | 0 | 0 | 1 |
| Total | 10 | 0 | 0 | 4 |
| % of votes cast | 71% | 0% | 0% | 29% |
How each member voted (14)
| Member | Party | Vote |
|---|---|---|
| Bill Cunningham | Democrat | Yea |
| Cristina Castro | Democrat | Yea |
| David Koehler | Democrat | Yea |
| Julie A. Morrison | Democrat | Yea |
| Laura Ellman | Democrat | Yea |
| Mark L. Walker | Democrat | Yea |
| Mattie Hunter | Democrat | Yea |
| Suzy Glowiak Hilton | Democrat | Yea |
| Willie Preston | Democrat | Not Voting |
| Chapin Rose | Republican | Not Voting |
| Dave Syverson | Republican | Not Voting |
| Jason Plummer | Republican | Yea |
| Neil Anderson | Republican | Not Voting |
| Steve McClure | Republican | Yea |
Subjects
Frequently asked questions
- What does SB2838 do?
- Amends the Illinois Insurance Code to create the Hearing Care Plan Contracts Article. Provides that no hearing care organization that issues, delivers, amends, or renews a hearing care plan on or after the effective date of the amendatory Act shall issue a contract that requires a hearing instrument professional, as a condition of participation in the hearing care plan, to provide items or services to an enrollee at a fee set by the hearing care plan unless the items and services are covered items or covered services under the hearing care plan. Exempts de minimis reimbursements. Establishes notice and disclosure provisions for a hearing instrument professional who chooses not to accept as payment an amount set by a hearing care plan for items and services that are not covered and other hearing care plan contract requirements. Provides that, beginning on January 1, 2027, to conduct business in the State, a hearing care organization must register with the Department of Insurance and submit the specified registration materials. Requires the registrant to report any specified change in information to the Department in writing within 60 days after the change occurs. Sets forth provisions concerning issuance and expiration of a registration certificate. Grants the Department of Insurance rulemaking authority over the registration provisions. Amends the Consumer Fraud and Deceptive Business Practices Act to make it an unlawful practice under the meaning of the Act for any person to violate the Hearing Plan Contracts Article of the Illinois Insurance Code. Effective January 1, 2027.
- Who sponsors SB2838 ?
- SB2838 is sponsored by Rita Mayfield, Camille Y. Lilly, Matt Hanson, Dagmara Avelar, Julie A. Morrison (Democrat), and Cristina Castro (Democrat).
- What is the current status of SB2838 ?
- This bill has been sent to the executive. Introduced January 13, 2026. It awaits signature.
- Where can I track SB2838 ?
- Track SB2838 free on One Click Politics — get push/email alerts when it moves.
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