Illinois 104th General Assembly Status: Introduced 2 D cosponsors

SB2415      — INS CD-AUTOMOBILE THEFT

Last action — Senate Floor Amendment No. 1 Pursuant to Senate Rule 3-9(b) / Referred to Assignments

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced February 07, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 30% · moderate confidence

  • Introduced

    Current position in the legislative process.

  • 2 sponsors

    1 primary, 1 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (2 D).

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the vehicle. Provides that nothing in the provisions prohibits a company from investigating and denying a claim due to fraudulent acts. Effective January 1, 2026.

Bill Text

We don't have the full text on file for this bill yet.

Read SB2415 on the official Illinois source →

Action History

  1. Senate Floor Amendment No. 1 Pursuant to Senate Rule 3-9(b) / Referred to Assignments

  2. Rule 3-9(a) / Re-referred to Assignments

  3. Rule 2-10 Third Reading Deadline Established As June 1, 2025

  4. Rule 2-10 Third Reading Deadline Established As May 23, 2025

  5. Rule 2-10 Third Reading Deadline Established As May 9, 2025

  6. Placed on Calendar Order of 3rd Reading April 11, 2025

  7. Second Reading

  8. Added as Chief Co-Sponsor Sen. Mike Simmons

  9. Senate Floor Amendment No. 1 Assignments Refers to Insurance

  10. Senate Floor Amendment No. 1 Referred to Assignments

  11. Senate Floor Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison

  12. Placed on Calendar Order of 2nd Reading March 20, 2025

  13. Do Pass Insurance; 014-000-000

  14. Assigned to Insurance

  15. Referred to Assignments

  16. First Reading

  17. Filed with Secretary by Sen. Julie A. Morrison

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 1 co-sponsors · 181 not signed on

Sponsors (1)

Co-sponsors (1)

Not signed on (181)

181 members have not signed on to this bill.

Show all 181 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Insurance

Passed 14 Yea · 0 Nay
Party YeaNayPresentNot Voting
Republican 5000
Democrat 8000
Unaffiliated 1000
Total 14000
% of votes cast 100%0%0%0%
How each member voted (14)
Member Party Vote
Harris III, Napoleon — Yea
Bill Cunningham Democrat Yea
Cristina Castro Democrat Yea
Julie A. Morrison Democrat Yea
Laura Ellman Democrat Yea
Laura Fine Democrat Yea
Mark L. Walker Democrat Yea
Suzy Glowiak Hilton Democrat Yea
Willie Preston Democrat Yea
Dave Syverson Republican Yea
Jason Plummer Republican Yea
Neil Anderson Republican Yea
Steve McClure Republican Yea
Terri Bryant Republican Yea

Official roll call →

Subjects

public-safety health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB2415      do?
Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the vehicle. Provides that nothing in the provisions prohibits a company from investigating and denying a claim due to fraudulent acts. Effective January 1, 2026.
Who sponsors SB2415     ?
SB2415      is sponsored by Julie A. Morrison (Democrat) and Mike Simmons (Democrat).
What is the current status of SB2415     ?
This bill has been introduced in the Senate. Introduced February 07, 2025. It must pass committee before a floor vote.
Where can I track SB2415     ?
Track SB2415      free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on SB2415     

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of SB2415     

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →