HB 4115 — Occupations: pawnbrokers; civil sanctions for violation of allowable rate of interest charged by pawnbrokers; prescribe. Amends title & sec. 18 of 1917 PA 273 (MCL 446.218). TIE BAR WITH: HB 4116'25
Last action — REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION
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✓Introduced
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✓In Committee
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3Passed House
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4Passed Senate
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5To Executive
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6Enacted
This bill has passed the House. Introduced April 15, 2025. It now moves to the second chamber.
Next likely step: consideration and a floor vote in the Senate.
Odds of enactment
Moderate chanceBased on the sponsor, cosponsors, and committee posture, this bill has a moderate chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Passed House
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 R).
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Cleared a recorded vote
Passed 2 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
Occupations: pawnbrokers; civil sanctions for violation of allowable rate of interest charged by pawnbrokers; prescribe. Amends title & sec. 18 of 1917 PA 273 (MCL 446.218). TIE BAR WITH: HB 4116'25
Bill Text
What changed in the latest version
3 added · 2 removedPlain-language change summary
The latest version of Bill HB 4115 adds three lines of text that clarify its provisions, while two previous lines from an earlier draft have been removed. These changes likely aim to enhance the bill's clarity and effectiveness, making it easier to understand and implement. It matters because clearer legislation can lead to better compliance and outcomes, ensuring the intended benefits are realized.
HB-4115, As Passed House, March 20, 2025 HOUSE BILL NO.
TITLE An act to regulate and license pawnbrokers that conduct VMP H01859'25_HB4115_INTR_1H01859'25_HB4115_APH_1 xqetjz19537q 1 business in this state;
Final Page VMP H01859'25_HB4115_INTR_1H01859'25_HB4115_APH_1 xqetjz19537q
View plain text versions (2)
- As Passed by the House View text Current pdf
- Introduced House Introduced Bill pdf
Action History
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REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION
Sponsors
- Joseph A. Aragona · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 146 not signed on · 21 voted No
Sponsors (1)
- Joseph A. Aragona Republican
Co-sponsors (0)
None.
Not signed on (146)
146 members have not signed on to this bill.
Show all 146 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 27 | 18 | 0 | 0 |
| Unaffiliated | 2 | 0 | 0 | 0 |
| Republican | 54 | 3 | 0 | 0 |
| Total | 83 | 21 | 0 | 0 |
| % of votes cast | 80% | 20% | 0% | 0% |
How each member voted (104)
| Member | Party | Vote |
|---|---|---|
| Myers-Phillips | — | Yea |
| O’Neal | — | Yea |
| Alabas Farhat | Democrat | Nay |
| Betsy Coffia | Democrat | Nay |
| Brenda Carter | Democrat | Nay |
| Carol Glanville | Democrat | Nay |
| Carrie Rheingans | Democrat | Nay |
| Chedrick Greene | Democrat | Yea |
| Denise Mentzer | Democrat | Yea |
| Donavan McKinney | Democrat | Nay |
| Dylan Wegela | Democrat | Nay |
| Emily Dievendorf | Democrat | Nay |
| Erin Byrnes | Democrat | Nay |
| Helena Scott | Democrat | Yea |
| Jason M Hoskins | Democrat | Yea |
| Jason Morgan | Democrat | Nay |
| Jasper Martus | Democrat | Yea |
| Jennifer Conlin | Democrat | Nay |
| Jimmie Wilson Jr | Democrat | Yea |
| Joey Andrews | Democrat | Yea |
| John Fitzgerald | Democrat | Yea |
| Joseph Tate | Democrat | Yea |
| Julie Brixie | Democrat | Nay |
| Julie M. Rogers | Democrat | Nay |
| Kara Hope | Democrat | Nay |
| Kelly A Breen | Democrat | Yea |
| Kimberly Edwards | Democrat | Nay |
| Kristian Grant | Democrat | Yea |
| Laurie Pohutsky | Democrat | Yea |
| Mai Xiong | Democrat | Yea |
| Matt Koleszar | Democrat | Nay |
| Matt Longjohn | Democrat | Yea |
| Mike McFall | Democrat | Yea |
| Morgan Foreman | Democrat | Nay |
| Natalie Price | Democrat | Yea |
| Noah Arbit | Democrat | Yea |
| Penelope Tsernoglou | Democrat | Yea |
| Phil Skaggs | Democrat | Yea |
| Ranjeev Puri | Democrat | Yea |
| Reggie Miller | Democrat | Yea |
| Regina Weiss | Democrat | Yea |
| Samantha Steckloff | Democrat | Yea |
| Sharon MacDonell | Democrat | Nay |
| Stephanie A Young | Democrat | Yea |
| Stephen Wooden | Democrat | Yea |
| Tyrone Carter | Democrat | Yea |
| Veronica Paiz | Democrat | Yea |
| Alicia St. Germaine | Republican | Yea |
| Angela Rigas | Republican | Yea |
| Ann M. Bollin | Republican | Yea |
| Bill Schuette | Republican | Yea |
| Brad Paquette | Republican | Yea |
| Bradley Slagh | Republican | Yea |
| Brian BeGole | Republican | Yea |
| Bryan Posthumus | Republican | Yea |
| Cameron Cavitt | Republican | Yea |
| Curtis S VanderWall | Republican | Yea |
| David Prestin | Republican | Yea |
| David W. Martin | Republican | Yea |
| Donni Steele | Republican | Yea |
| Douglas C Wozniak | Republican | Yea |
| Gina Johnsen | Republican | Yea |
| Greg VanWoerkom | Republican | Yea |
| Gregory Alexander | Republican | Yea |
| Gregory Markkanen | Republican | Yea |
| James DeSana | Republican | Nay |
| Jamie Thompson | Republican | Yea |
| Jason Woolford | Republican | Yea |
| Jay DeBoyer | Republican | Yea |
| Jennifer Wortz | Republican | Yea |
| Jerry Neyer | Republican | Yea |
| John R. Roth | Republican | Yea |
| Joseph A. Aragona | Republican | Yea |
| Joseph Fox | Republican | Nay |
| Joseph Pavlov | Republican | Yea |
| Josh Schriver | Republican | Yea |
| Karl Bohnak | Republican | Yea |
| Kathy Schmaltz | Republican | Yea |
| Ken Borton | Republican | Yea |
| Luke Meerman | Republican | Yea |
| Mark A Tisdel | Republican | Yea |
| Matt Hall | Republican | Yea |
| Matt Maddock | Republican | Yea |
| Matthew Bierlein | Republican | Yea |
| Mike Harris | Republican | Yea |
| Mike Hoadley | Republican | Yea |
| Mike Mueller | Republican | Yea |
| Nancy DeBoer | Republican | Yea |
| Nancy Jenkins-Arno | Republican | Yea |
| Parker Fairbairn | Republican | Yea |
| Pauline Wendzel | Republican | Yea |
| Phil Green | Republican | Yea |
| Rachelle Smit | Republican | Yea |
| Rick Outman | Republican | Yea |
| Ron Robinson | Republican | Yea |
| Rylee Linting | Republican | Yea |
| Sarah Lightner | Republican | Yea |
| Steve Carra | Republican | Nay |
| Steve Frisbie | Republican | Yea |
| Thomas Kuhn | Republican | Yea |
| Tim Kelly | Republican | Yea |
| Timothy Beson | Republican | Yea |
| Tom Kunse | Republican | Yea |
| William Bruck | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 54 | 3 | 0 | 0 |
| Democrat | 26 | 18 | 0 | 0 |
| Unaffiliated | 3 | 0 | 0 | 0 |
| Total | 83 | 21 | 0 | 0 |
| % of votes cast | 80% | 20% | 0% | 0% |
How each member voted (104)
| Member | Party | Vote |
|---|---|---|
| Myers-Phillips | — | Yea |
| O’Neal | — | Yea |
| St. Germaine | — | Yea |
| Alabas Farhat | Democrat | Nay |
| Betsy Coffia | Democrat | Nay |
| Brenda Carter | Democrat | Nay |
| Carol Glanville | Democrat | Nay |
| Carrie Rheingans | Democrat | Nay |
| Denise Mentzer | Democrat | Yea |
| Donavan McKinney | Democrat | Nay |
| Dylan Wegela | Democrat | Nay |
| Emily Dievendorf | Democrat | Nay |
| Erin Byrnes | Democrat | Nay |
| Helena Scott | Democrat | Yea |
| Jason M Hoskins | Democrat | Yea |
| Jason Morgan | Democrat | Nay |
| Jasper Martus | Democrat | Yea |
| Jennifer Conlin | Democrat | Nay |
| Jimmie Wilson Jr | Democrat | Yea |
| Joey Andrews | Democrat | Yea |
| John Fitzgerald | Democrat | Yea |
| Joseph Tate | Democrat | Yea |
| Julie Brixie | Democrat | Nay |
| Julie M. Rogers | Democrat | Nay |
| Kara Hope | Democrat | Nay |
| Kelly A Breen | Democrat | Yea |
| Kimberly Edwards | Democrat | Nay |
| Kristian Grant | Democrat | Yea |
| Laurie Pohutsky | Democrat | Yea |
| Mai Xiong | Democrat | Yea |
| Matt Koleszar | Democrat | Nay |
| Matt Longjohn | Democrat | Yea |
| Mike McFall | Democrat | Yea |
| Morgan Foreman | Democrat | Nay |
| Natalie Price | Democrat | Yea |
| Noah Arbit | Democrat | Yea |
| Penelope Tsernoglou | Democrat | Yea |
| Phil Skaggs | Democrat | Yea |
| Ranjeev Puri | Democrat | Yea |
| Reggie Miller | Democrat | Yea |
| Regina Weiss | Democrat | Yea |
| Samantha Steckloff | Democrat | Yea |
| Sharon MacDonell | Democrat | Nay |
| Stephanie A Young | Democrat | Yea |
| Stephen Wooden | Democrat | Yea |
| Tyrone Carter | Democrat | Yea |
| Veronica Paiz | Democrat | Yea |
| Angela Rigas | Republican | Yea |
| Ann M. Bollin | Republican | Yea |
| Bill Schuette | Republican | Yea |
| Brad Paquette | Republican | Yea |
| Bradley Slagh | Republican | Yea |
| Brian BeGole | Republican | Yea |
| Bryan Posthumus | Republican | Yea |
| Cameron Cavitt | Republican | Yea |
| Curtis S VanderWall | Republican | Yea |
| David Prestin | Republican | Yea |
| David W. Martin | Republican | Yea |
| Donni Steele | Republican | Yea |
| Douglas C Wozniak | Republican | Yea |
| Gina Johnsen | Republican | Yea |
| Greg VanWoerkom | Republican | Yea |
| Gregory Alexander | Republican | Yea |
| Gregory Markkanen | Republican | Yea |
| Jaime Greene | Republican | Yea |
| James DeSana | Republican | Nay |
| Jamie Thompson | Republican | Yea |
| Jason Woolford | Republican | Yea |
| Jay DeBoyer | Republican | Yea |
| Jennifer Wortz | Republican | Yea |
| Jerry Neyer | Republican | Yea |
| John R. Roth | Republican | Yea |
| Joseph A. Aragona | Republican | Yea |
| Joseph Fox | Republican | Nay |
| Joseph Pavlov | Republican | Yea |
| Josh Schriver | Republican | Yea |
| Karl Bohnak | Republican | Yea |
| Kathy Schmaltz | Republican | Yea |
| Ken Borton | Republican | Yea |
| Luke Meerman | Republican | Yea |
| Mark A Tisdel | Republican | Yea |
| Matt Hall | Republican | Yea |
| Matt Maddock | Republican | Yea |
| Matthew Bierlein | Republican | Yea |
| Mike Harris | Republican | Yea |
| Mike Hoadley | Republican | Yea |
| Mike Mueller | Republican | Yea |
| Nancy DeBoer | Republican | Yea |
| Nancy Jenkins-Arno | Republican | Yea |
| Parker Fairbairn | Republican | Yea |
| Pauline Wendzel | Republican | Yea |
| Phil Green | Republican | Yea |
| Rachelle Smit | Republican | Yea |
| Rick Outman | Republican | Yea |
| Ron Robinson | Republican | Yea |
| Rylee Linting | Republican | Yea |
| Sarah Lightner | Republican | Yea |
| Steve Carra | Republican | Nay |
| Steve Frisbie | Republican | Yea |
| Thomas Kuhn | Republican | Yea |
| Tim Kelly | Republican | Yea |
| Timothy Beson | Republican | Yea |
| Tom Kunse | Republican | Yea |
| William Bruck | Republican | Yea |
Subjects
Frequently asked questions
- What does HB 4115 do?
- Occupations: pawnbrokers; civil sanctions for violation of allowable rate of interest charged by pawnbrokers; prescribe. Amends title & sec. 18 of 1917 PA 273 (MCL 446.218). TIE BAR WITH: HB 4116'25
- Who sponsors HB 4115?
- HB 4115 is sponsored by Joseph A. Aragona (Republican).
- What is the current status of HB 4115?
- This bill has passed the House. Introduced April 15, 2025. It now moves to the second chamber.
- Where can I track HB 4115?
- Track HB 4115 free on One Click Politics — get push/email alerts when it moves.
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Last checked for changes 3 months ago · updated continuously
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