AB 376 — Revises provisions relating to insurance. (BDR 57-1009)

(Deleted by amendment.) - *AB376_R1* – 4 – Sec.

- 83rd Session (2025) – 4 – Sec.

insurance product through the Program.ovide a qualified Sec.

8.

“Test” means to offer or provide a qualified insurance product through the Program.

Sec.

The Commissioner shall establish and administer the Regulatory Experimentation Program for Insurance Product Innovation to enable an authorized insurer who offers at least one insurance product that provides property insurance coverage for real or personal property located in this State outside of the Program to test a qualified insurance product in this State, identified in an application to participate in the Program pursuant to section 12 of this act, without complying with any provision of this title or any regulation adopted pursuant thereto except as otherwise required by the Commissioner pursuant to section 15 or 20 of this act.

(b) The registration number applicable to the qualified insurance product, as issued by the Commissioner pursuant to sec(c) The fact that the qualified insurance product may be exempt from certain provisions of this title and certain regulations adopted pursuant thereto, except as otherwise required by the Commissioner pursuant to section 15 or 20 of this act;

(c) The fact that the qualified insurance product may be exempt from certain provisions of this title and certain regulations adopted pursuant thereto, except as otherwise required by the Commissioner pursuant to section 15 or 20 of this act;

and - *AB376_R1* – 5 – (e) The fact that the qualified insurance product is provided as part of a test and may be discontinued at or before the end of the test, with the date on which the test is expected to end.

The Commissioner may condition approval of an application to participate in the Program on, or require at any time thereafter, the disclosure by a participant of information relating- to83rd aSession qualified(2025) insurance– product5 in– addition to the disclosures required by subsection 1.

The application must show that the applicant offers at least one insurance product that provides property insurance coverage for real or personal property located in this State outside of the Program and will at all times during the test continue to offer at least one insurance product that provides property insurance coverage for real or personal property located in this State outside of the Program.

and (4) The manner in which participation in the Program will facilitate a successful test of the qualified insurance product.

- *AB376_R1* – 6 – (I) An estimate of the dates or periods anticipated for the test;

(II) The regions and populations of this State that the applicant will target during the test, including, without limitation, - 83rd Session (2025) – 6 – any high-risk areas of this State and any underserved regions or populations;

and (IV) The plan to wind up and terminate the test;

The Commissioner may refuse to consider any application submitted pursuant to section 12 of this act if the application does not include the information required by section 12 of this act or any other information deemed necessary by the Commissioner.

2.of the approval or denial of the application within 5 business days after the date of approval or denial.

The Commissioner shall give the applicant written notice of the approval or denial of the application within 5 business days after the date of approval or denial.

(c) Except as otherwise required by the Commissioner pursuant to subsection 2 or section 20 of this act, a qualified insurance product offered or provided within the scope of the Program is exempt from any provision of this title or any regulation adopted pursuant thereto for which an exemption was requested in the application pursuant to subparagraph (1) of - *AB376_R1* – 7 – paragraph (a) of subsection 3 of section 12 of this act.

The qualified insurance product may be offered or provided by - 83rd Session (2025) – 7 – producers of insurance acting as agents and brokers, in accordance with the proposed plan for testing the qualified insurance product provided pursuant to paragraph (b) of subsection 3 of section 12 of this act.

2.application upon compliance by the participant with one or more provisions of this title or any regulation adopted pursuant thereto for which an exemption was requested in the application pursuant to subparagraph (1) of paragraph (a) of subsection 3 of section 12 of this act.

The Commissioner may condition approval of an application upon compliance by the participant with one or more provisions of this title or any regulation adopted pursuant thereto for which an exemption was requested in the application pursuant to subparagraph (1) of paragraph (a) of subsection 3 of section 12 of this act.

(b) Any conditions imposed pursuant to subsection 2 or section 20 of this act;

The Commissioner may approve or deny the request, except that only one extension of the period of testing of a qualified insurance product may bebeon of the approved.

Each participant shall retain, for such time as the Commissioner requires by order or regulation, all records and - *AB376_R1*83rd Session (2025) – 8 – data produced in the ordinary course of business relating to a qualified insurance product tested in the Program.

In addition to providing any other disclosure or notice of the unauthorized acquisition of computerized data required by any applicablethelicCommissioner statute or regulation,rofulaanyn, aaunauthorized participantshaacquisition shallnooffy promptly notify the Commissioner of any unauthorized acquisition of computerized data constituting a breach of the security of the system data, as that term is defined in NRS 603A.020.

A participant shall not disclose, use or refer to any comments, conclusions or results of an examination, inquirypotential orconsumer.ation investigation in any communication to a consumer or potential3. consumer.

3.

- *AB376_R1*83rd Session (2025) – 9 – (a) The number of applications submitted to participate in the Program, and the number of applications that were approved or denied;

(b) With respect to the applications that were denied, a descriptiondes(c) ofWith respect to the reasonsapplications forthat thewere denial;approved:

and (c) With respect to the applications that were approved:

Proceed to adopt a regulation to address the issue pursuant to section2.ctRequire 10the participant to comply with one or more provisions of this act;title or any regulation adopted pursuant thereto;

2.

Require the participant to comply with one or more provisions of this title or any regulation adopted pursuant thereto;

- 83rd Session (2025) – 10 – 2.

- *AB376_R1* – 10 – (a) The filing must be limited solely to a proposed increase in a rate and must not contain changes to any supplementary rate information;inf(b) The proposed increase in the rate must not exceed either of the flex-rated filing thresholds which are in effect at the time the filing is made;

(b) The proposed increase in the rate must not exceed either of the flex-rated filing thresholds which are in effect at the time the filing is made;

The Commissioner shall review each proposed increase in a rate filed under the program of flex-rated filing established pursuant to this section.

Thereafter, on or before June 1 of any year, the Commissioner may adjust the flex-rated filing thresholds to take effect on June 1 - 83rd Session (2025) – 11 – of that year.

- *AB376_R1* – 11 – (a) Before establishing the flex-rated filing thresholds, solicit public input and hold a public hearing on the matter to consider past and future economic conditions;

andandn the matter to consider (b) Establish the maximum percentage of overall rate impact to be a percentage that is not less than 3 percent.

(b) “Individual rate disruption” means the largest percentage increase in the amount of the premiums of any single policyholder affected by a filing for a proposed increase in a rate that will occur if the proposed increase becomes effective.

“Advisory organization,” except as limited by NRS 686B.1752, means any person or organization which is controlled - 83rd Session (2025) – 12 – by or composed of two or more insurers and which engages in activities related to rate making.

An advisoryadv(a) organizationA doesjoint notunderwriting include:association;

- *AB376_R1* – 12 – (a) A joint underwriting association;

686B.030and 1.NRS 686B.125, the provisions of NRS 686B.010 to 686B.1799,2 inclusive, and section 20.3 of this act apply to all kinds and lines of direct insurance written on risks or operations in this State by any insurer authorized to do business in this State, except:

Except as otherwise provided in subsection 2 and NRS 686B.125, the provisions of NRS 686B.010 to 686B.1799, inclusive, and section 20.3 of this act apply to all kinds and lines of direct insurance written on risks or operations in this State by any insurer authorized to do business in this State, except:

- 83rd Session (2025) – 13 – (i) Health insurance offered through a group health plan maintained by a large employer;

The exclusions set forth in paragraphs (f) and (g) of subsectionapproval 1of extendpremium onlyrates.o to issues related to the determination or approvalSec. of premium rates.

- *AB376_R1* – 13 – Sec.

If an insurer makes a filing for a proposed increase in a rate for insurance covering the liability of a practitioner licensed pursuant to chapter 630, 631, 632 or 633 of NRS for a breach of the practitioner’s professional duty toward a patient, the insurer shall not include in the filing any component that is directly or indirectly related to the following:

If an insurer makes a filing for a proposed increase in a rate for a health benefit plan, as that term is defined in NRS 687B.470, the filing must include a unified rate review template, a written - 83rd Session (2025) – 14 – description justifying the rate increase and any rate filing documentation.

As used in this section, “rate filing documentation,” “unified rate review template” and “written description justifying the rate increase”§ have154.215. the meanings ascribed in 45 C.F.R.

§have 154.215.the meanings ascribed in 45 C.F.R.

Sec.Secs.

22.22-25.

23.

(Deleted by amendment.) - *AB376_R1* – 14 – Sec.

24.

(Deleted by amendment.) Sec.

25.

(Deleted by amendment.) Sec.

Except as otherwise provided in subsection 2, a reciprocal insurer shall at all times maintain an unearned premium reserve equal to not less than 50 percent of the net written premiums of the subscribers on policies that have 1 year or less to run and pro rata on those for longer periods, except that, as to marine and transportation insurance, the entire amount of premiums on trip risks not terminated shall be deemed unearned.

If, at any time, the amount of the unearned premium reserve maintained by a reciprocal insurer pursuant to subsection 1 is less than $100,000, the reciprocal insurer shall maintain cash or securities acceptable to the Commissioner in an amount that, when added to the amount of the unearned premium reserve maintained pursuant to subsection 1, equals not less than $100,000.

The amount of the bond filed with the Commissioner pursuant to NRS 694B.100 must be included as part of the - 83rd Session (2025) – 15 – unearned premium reserve maintained by a reciprocal insurer pursuant to subsection 1.

For the purposes of subsection 1, net written premiums is determined by subtracting from the sum of the amount of all premiumfrom paymentssubscribers:made made by the subscribers and the premiums due from(a) subscribers:Any amount specifically provided for in the agreements of the subscribers for expenses, including, without limitation, reinsurance costs;

- *AB376_R1* – 15 – (a) Any amount specifically provided for in the agreements of the subscribers for expenses, including, without limitation, reinsurance costs;

4.allowed as assets.m deposits delinquent less than 90 days shall be 5.

All premium deposits delinquent less than 90 days shall be allowed as assets.

5.

694C.113 “Participant” means a corporation, association, limited-liability company, partnership, trust, sponsor or other business organization, [and] any affiliate thereof, and a homeowner or a unit-owners’ association, as defined in NRS 116.011, that is - 83rd Session (2025) – 16 – insured by a sponsored captive insurer, where the losses of the participant are limited by a participant contract to the participant’s pro rata share of the assets of one or more protected cells identified in such participant contract.

Sec.follows:25.5.

25.5.NRS 694C.300 is hereby amended to read as 694C.300 1.

NRSExcept 694C.300as isotherwise herebyprovided amendedin this section, a captive insurer licensed pursuant to readthis aschapter follows:may transact any form of insurance described in NRS 681A.020 to 681A.080, inclusive.

694C.300 1.

Except as otherwise provided in this section, a captive insurer licensed pursuant to this chapter may transact any - *AB376_R1* – 16 – form of insurance described in NRS 681A.020 to 681A.080, inclusive.

3.those of its parent and affiliated companies or controlled unaffiliated businesses.

A pure captive insurer shall not insure any risks other than those of its parent and affiliated companies or controlled unaffiliated businesses.

6.- 83rd Session (2025) – 17 – than those of the policies that are placed by or through the insurance agency or brokerage that owns the captive insurer.

An agency captive insurer shall not insure any risks other than those of the policies that are placed by or through the insurance agency or brokerage that owns the captive insurer.

A sponsored captive insurer may - *AB376_R1* – 17 – insure the risks of individual homeowners, including, without limitation, units’ owners in a common-interest community, who elect to become a participant of a protected cell of a sponsored captive insurer.

(b) “Excess workers’ compensation insurance” means insurance in excess of the specified per-incident or aggregate limit, if any, established by:

Commencing not later than the time of the first conveyance of a unit to a person other than a declarant, the association shall maintain, to the extent reasonably available and subjectsub(a) toProperty reasonableinsurance on the common elements and, in a planned community, also on property that must become common elements, insuring against risks of direct physical loss commonly insured against, which insurance, after application of any deductibles, allmust be not less than 80 percent of the following:actual cash value of the insured property at the time the insurance is purchased and at each renewal date, exclusive of land, excavations, foundations and other items normally excluded from property policies.

(a)- Property83rd insuranceSession on(2025) the– common18 elements– and,for inmedical apayments, plannedin community,an alsoamount ondetermined propertyby thatthe mustexecutiveance becomeboard commonbut elements,not insuringless againstthan risksany ofamount directspecified physicalin lossthe commonlydeclaration, insuredcovering against,all whichoccurrences insurance,commonly afterinsured applicationagainst offor anybodily deductibles,injury mustand beproperty notdamage lessarising thanout 80 percent of theor actualin cashconnection valuewith of the insureduse, propertyownership, ator themaintenance timeof the insurancecommon iselements purchasedand, andin atcooperatives, eachalso renewal date, exclusive of land,all excavations,units. foundations and other items normally excluded from property policies.

(b) Commercial general liability insurance, including insurance for medical payments, in an amount determined by the executive board but not less than any amount specified in the declaration, covering all occurrences commonly insured against for bodily injury and property damage arising out of or in connection with the use, ownership, or maintenance of the common elements and, in cooperatives, also of all units.

Such insurance may not contain a conviction requirement, and the - *AB376_R1* – 18 – minimum amount of the policy must be not less than an amount equal to 3 months of aggregate assessments on all units plus reserve funds or $5,000,000, whichever is less.

(d) Directors and officers insurance that is a nonprofit organization errors and omissions policy in a minimum aggregate amount of not less than $1,000,000 naming the association as the owner and the named insured.

[In[In] Except as otherwise provided in subsection 3, in the case of a building that contains units divided by horizontal boundaries described in the declaration, or vertical boundaries that comprise common walls between units, the insurance maintained under paragraph (a) of subsection 1, to the extent reasonably available, must include the units, but need not include improvements and betterments installed by units’ owners.

3.] If the insurance described in [subsections] subsection 1 [and 2] is not reasonably available, the association promptly shall cause notice of that fact to be given to all units’ owners.

The declaration may require the association to carry any other insurance, and the association may carry any other insurance it considers appropriate to protect the association or the units’ owners.

[4.] 3.

An insurance policy issued to the association does not prevent a unit’s owner from obtaining insurance for the unit’s owner’s own benefit.

Sec.

25.7.

NRS 116.31133 is hereby amended to read as follows:

116.31133 1.

Insurance policies carried pursuant to NRS 116.3113 must provide that:

(a) Each unit’s owner is an insured person under the policy with respect to liability arising out of the unit’s owner’s interest in the common elements or membership in the association;

(b) The insurer waives its right to subrogation under the policy against any unit’s owner or member of his or her household;

(c) No act or omission by any unit’s owner, unless acting within the scope of his or her authority on behalf of the association, voids the policy or is a condition to recovery under the policy;

and (d) If, at the time of a loss under the policy, there is other insurance in the name of a unit’s owner covering the same risk covered by the policy, the association’s policy provides primary insurance.

2.

Any loss covered by the property policy under [subsections] subsection 1 [and 2] of NRS 116.3113 must be adjusted with the - *AB376_R1* – 19 – association, but the proceeds for that loss are payable to any insurance trustee designated for that purpose, or otherwise to the association, and not to any holder of a security interest.

The insurance trustee or the association shall hold any insurance proceeds in trust for the association, units’ owners and lienholders as their interests may appear.

Subject to NRS 116.31135, the proceeds must be disbursed first for the repair or restoration of the damaged property, and the association, units’ owners, and lienholders are not entitled to receive payment of any portion of the proceeds unless there is a surplus of proceeds after the property has been completely repaired or restored, or the common-interest community is terminated.

AnThe insurerprovisions thatof hassubsection issued2 ando insurancenot policyapply underto thisproperty sectionsubsection shall1 issuewhich certificatescovers orthe memorandaperil of insurancewildfire toand thewhich) associationof and,coordinates uponwith writtenor request,subrogates toindividual anypolicies unit’sof ownerproperty orinsurance holdermaintained ofby aunits’ securityowners interest.that cover the peril of wildfire.

The insurerprovisions issuingof thethis policysubsection maydo not cancelrelieve oran refuseassociation tofrom renewcompliance itwith untilany 30other daysprovision after notice of thethis proposedchapter. cancellation or nonrenewal has been mailed to the association, each unit’s owner and each holder of a security interest to whom a certificate or memorandum of insurance has been issued at their respective last known addresses.

Sec.4.

If the insurance described in subsections 1 and 2 is not reasonably available, the association promptly shall cause notice of that fact to be given to all units’ owners.

The declaration may - 83rd Session (2025) – 19 – require the association to carry any other insurance, and the association may carry any other insurance it considers appropriate to protect the association or the units’ owners.

[4.] 5.

An insurance policy issued to the association does not owner’s own benefit.er from obtaining insurance for the unit’s Sec.

25.7.

(Deleted by amendment.) Sec.

Except as otherwise provided in this section and NRS 1.4683, 1.4687, 1A.110, 3.2203, 41.0397, 41.071, 49.095, 49.293, 62D.420, 62D.440, 62E.516, 62E.620, 62H.025, 62H.030, 62H.170, 62H.220, 62H.320, 75A.100, 75A.150, 76.160, 78.152, 80.113, 81.850, 82.183, 86.246, 86.54615, 87.515, 87.5413, 87A.200, 87A.580, 87A.640, 88.3355, 88.5927, 88.6067, 88A.345, 88A.7345, 89.045, 89.251, 90.730, 91.160, 116.757, 116A.270, 116B.880, 118B.026, 119.260, 119.265, 119.267, 119.280, 119A.280, 119A.653, 119A.677, 119B.370, 119B.382, 120A.640, 120A.690, 125.130, 125B.140, 126.141, 126.161, 126.163, 126.730, 127.007, 127.057, 127.130, 127.140, 127.2817, 128.090, 130.312, 130.712, 136.050, 159.044, 159A.044, 164.041, 172.075, 172.245, 176.01334, 176.01385, 176.015, 176.0625, 176.09129, 176.156, 176A.630, 178.39801, 178.4715, 178.5691, 178.5717, 179.495, 179A.070, 179A.165, 179D.160, 180.600, 200.3771, 200.3772, 200.5095, 200.604, 202.3662, 205.4651, 209.392, 209.3923, 209.3925, 209.419, 209.429, 209.521, 211A.140, 213.010, 213.040, 213.095, 213.131, 217.105, 217.110, 217.464, 217.475, 218A.350, 218E.625, 218F.150, 218G.130, 218G.240, 218G.350, 218G.615, 224.240, 226.462, 226.796, 228.270, 228.450, 228.495, 228.570, 231.069, 231.1285, 231.1473, 232.1369, 233.190, 237.300,237.300,8.570, 239.0105, 239.0113, 239.014, 239B.026, 239B.030, 239B.040, 239B.050, 239C.140, 239C.210, 239C.230, 239C.250, 239C.270, - *AB376_R1* – 20 – 239C.420, 240.007, 241.020, 241.030, 241.039, 242.105, 244.264, 244.335, 247.540, 247.545, 247.550, 247.560, 250.087, 250.130, 250.140, 250.145, 250.150, 268.095, 268.0978, 268.490, 268.910, 269.174, 271A.105, 281.195, 281.805, 281A.350, 281A.680, 281A.685, 281A.750, 281A.755, 281A.780, 284.4068, 284.4086, 286.110, 286.118, 287.0438, 289.025, 289.080, 289.387, 289.830, 293.4855, 293.5002, 293.503, 293.504, 293.558, 293.5757, 293.870, 293.906, 293.908, 293.909, 293.910, 293B.135, 293D.510, 331.110, 332.061, 332.351, 333.333, 333.335, 338.070, 338.1379, 338.1593, 338.1725, 338.1727, 348.420, 349.597, 349.775, 353.205, 353A.049, 353A.085, 353A.100, 353C.240, 353D.250, 360.240, 360.247, 360.255, 360.755, 361.044, 361.2242, 361.610, 365.138, - 83rd Session (2025) – 20 – 366.160, 368A.180, 370.257, 370.327, 372A.080, 378.290, 378.300, 379.0075, 379.008, 379.1495, 385A.830, 385B.100, 387.626, 387.631, 388.1455, 388.259, 388.501, 388.503, 388.513, 388.750, 388A.247, 388A.249, 391.033, 391.035, 391.0365, 391.120, 391.925, 392.029, 392.147, 392.264, 392.271, 392.315, 392.317, 392.325, 392.327, 392.335, 392.850, 393.045, 394.167, 394.16975, 394.1698, 394.447, 394.460, 394.465, 396.1415, 396.1425, 396.143, 396.159, 396.3295, 396.405, 396.525, 396.535, 396.9685, 398A.115, 408.3885, 408.3886, 408.3888, 408.5484, 412.153, 414.280, 416.070, 422.2749, 422.305, 422A.342, 422A.350, 425.400, 427A.1236, 427A.872, 427A.940, 432.028, 432.205, 432B.175, 432B.280, 432B.290, 432B.4018, 432B.407, 432B.430, 432B.560, 432B.5902, 432C.140, 432C.150, 433.534, 433A.360, 439.4941, 439.4988, 439.5282, 439.840, 439.914, 439A.116, 439A.124, 439B.420, 439B.754, 439B.760, 439B.845, 440.170, 441A.195, 441A.220, 441A.230, 442.330, 442.395, 442.735, 442.774, 445A.665, 445B.570, 445B.7773, 449.209, 449.245, 449.4315, 449A.112, 450.140, 450B.188, 450B.805, 453.164, 453.720, 458.055, 458.280, 459.050, 459.3866, 459.555, 459.7056, 459.846, 463.120, 463.15993, 463.240, 463.3403, 463.3407, 463.790, 467.1005, 480.535, 480.545, 480.935, 480.940, 481.063, 481.091, 481.093, 482.170, 482.368, 482.5536, 483.340, 483.363, 483.575, 483.659, 483.800, 484A.469, 484B.830, 484B.833, 484E.070, 485.316, 501.344, 503.452, 522.040, 534A.031, 561.285, 571.160, 584.655, 587.877, 598.0964, 598.098, 598A.110, 598A.420, 599B.090, 603.070, 603A.210, 604A.303, 604A.710, 604D.500, 604D.600, 612.265, 616B.012, 616B.015, 616B.315, 616B.350, 618.341, 618.425, 622.238, 622.310, 623.131, 623A.137, 624.110, 624.265, 624.327, 625.425, 625A.185, 628.418, 628B.230, 628B.760, 629.043, 629.047, 629.069, 630.133, 630.2671, 630.2672, 630.2673, 630.2687, 630.30665, 630.336, 630A.327, 630A.555, 631.332, 631.368, 632.121, 632.125, 632.3415, 632.3423, 632.405, 633.283, 633.301, 633.427, 633.4715, 633.4716, - *AB376_R1* – 21 – 633.4717, 633.524, 634.055, 634.1303, 634.214, 634A.169, 634A.185, 634B.730, 635.111, 635.158, 636.262, 636.342, 637.085, 637.145, 637B.192, 637B.288, 638.087, 638.089, 639.183, 639.2485, 639.570, 640.075, 640.152, 640A.185, 640A.220, 640B.405, 640B.730, 640C.580, 640C.600, 640C.620, 640C.745, 640C.760, 640D.135, 640D.190, 640E.225, 640E.340, 641.090, 641.221, 641.2215, 641A.191, 641A.217, 641A.262, 641B.170, 641B.281, 641B.282, 641C.455, 641C.760, 641D.260, 641D.320, 642.524, 643.189, 644A.870, 645.180, 645.625, 645A.050, 645A.082, 645B.060, 645B.092, 645C.220, 645C.225, 645D.130, 645D.135,- 645G.510,83rd 645H.320,Session 645H.330,(2025) 647.0945,– 647.0947,21 – 648.033, 648.197, 649.065, 649.067, 652.126, 652.228, 653.900, 654.110, 656.105, 657A.510, 661.115, 665.130, 665.133, 669.275, 669.285, 669A.310, 670B.680, 671.365, 671.415, 673.450, 673.480, 675.380, 676A.340, 676A.370, 677.243, 678A.470, 678C.710, 678C.800, 679B.122, 679B.124, 679B.152, 679B.159, 679B.190, 679B.285, 679B.690, 680A.270, 681A.440, 681B.260, 681B.410, 681B.540, 683A.0873, 685A.077, 686A.289, 686B.170, 686C.306, 687A.060, 687A.115, 687B.404, 687C.010, 688C.230, 688C.480, 688C.490, 689A.696, 692A.117, 692C.190, 692C.3507, 692C.3536, 692C.3538, 692C.354, 692C.420, 693A.480, 693A.615, 696B.550, 696C.120, 703.196, 704B.325, 706.1725, 706A.230, 710.159, 711.600, and section 17 of this act, sections 35, 38 and 41 of chapter 478, Statutes of Nevada 2011 and section 2 of chapter 391, Statutes of Nevada 2013 and unless otherwise declared by law to be confidential, all public books and public records of a governmental entity must be open at all times during office hours to inspection by any person, and may be fully copied or an abstract or memorandum may be prepared from those public books and public records.

AnyAnym such copies, abstracts or memoranda may be used to supply the general public with copies, abstracts or memoranda of the records or may be used in any other way to the advantage of the governmental entity or of the general public.

A governmental entity that has legal custody or control of a public book or record shall not deny a request made pursuant to subsection 1 to inspect or copy or receive a copy of a public book or record on the basis that the requested public book or record contains information that is confidential if the governmental entity can redact, delete, conceal or separate, including, without limitation, electronically, the confidential information from the informationinformationn, - *AB376_R1* – 22 – included in the public book or record that is not otherwise confidential.

- 83rd Session (2025) – 22 – (1) Was not created or prepared in an electronic format;

(a) Shall not refuse to provide a copy of that public record in the medium that is requested because the officer, employee or agent has already prepared or would prefer to provide the copy in a different medium.

H~~~~~ 25 - *AB376_R1*83rd Session (2025)