AB 500 — Provides for the licensure and regulation of payments banks. (BDR 55-999)

- *AB500_R1* – 9 – (c) Has participated in any act which was a basis for the refusal or revocation of a license pursuant to this chapter.

In addition to any other lawful reasons, the Commissioner may suspend or revoke a license if the licensee has - *AB500_R2* – 9 – engaged in any act that would be grounds for denying a license pursuant to this chapter.

(DeletedIn addition to any other fees required by amendment.)this Sec.chapter, a payments bank shall pay to the Commissioner a fee equal to 0.025 percent of each transaction effectuated through the merchant acquiring activities of the payments bank.

All money received by the Commissioner pursuant to this section must be deposited with the State Treasurer for credit to the State General Fund.

Sec.

- *AB500_R1* – 10 – 3.

Upon execution of an application for permission to organize, the original application and two copies of the application must be submitted to the - *AB500_R2* – 10 – Commissioner.

The Commissioner may extend the time of the conditional expiration of the charter if the - *AB500_R1* – 11 – payments bank submits to the Commissioner a request containing any information required by the Commissioner by regulation and a fee in an amount established by the Commissioner by regulation.

The Commissionerfiling mayfees imposeare: conditions requiring the impoundment of proceeds from the sale of any stock, limiting the expense in connection with the sale of stock and such other - *AB500_R2* – 11 – conditions as are reasonable and necessary or advisable to insure the disposition of the proceeds from the sale of the stock in the manner and for the purposes provided in the permission to organize.

(a) For filing an original application, not more than $50,000 for the corporate office.

The applicant shall also pay such additional expenses incurred in the process of investigation as the Commissioner deems necessary.

All money received by the Commissioner pursuant to this paragraph must be placed in the Investigative Account for Financial Institutions created by NRS 232.545.

(b) If the license is approved for issuance, not more than $10,000 for the corporate office before issuance.

EveryThe permissionCommissioner tomay organizeimpose issuedconditions byrequiring the Commissionerimpoundment mustof reciteproceeds infrom boldthe typesale thatof itsany issuancestock, islimiting permissivethe onlyexpense in connection with the sale of stock and doessuch notother constituteconditions aas recommendationare reasonable and necessary or endorsementadvisable to insure the disposition of the organizationproceeds orfrom the sale of the stock permittedin tothe bemanner issued.and for the purposes provided in the permission to organize.

Every permission to organize issued by the Commissioner must recite in bold type that its issuance is permissive only and does not constitute a recommendation or endorsement of the organization or of the stock permitted to be issued.

12.

12.

The removal of the corporate office of a payments bank to any other location from its then existing location requires submission of written notice at least 30 days before relocation to the Commissioner and, if the Commissioner determines that his or her approval is necessary, approval of the Commissioner.

An application seeking approval, if required by the Commissioner, must be delivered to the Commissioner.

AThe removal of the corporate office of a payments bank shallto notany payother anylocation commissionsfrom orits otherthen compensationexisting forlocation therequires subscriptionsubmission of written notice at least 30 days before relocation to orthe saleCommissioner ofand, if the originalCommissioner issuedetermines that his or her approval is necessary, approval of itsthe stock.Commissioner.

An application seeking approval, if required by the Commissioner, must be delivered to the Commissioner, together with a fee to cover expenses attendant upon the investigation required for the - *AB500_R1* – 12 – approval, which must be not less than $200.

All money received by the Commissioner pursuant to this subsection must be placed in the Investigative Account for Financial Institutions created by NRS 232.545.

TheA Commissionerpayments bank shall consider an application to be withdrawn if the Commissioner has not receivedpay allany informationcommissions requiredor toother completecompensation thefor application within 12 months after the datesubscription the application is first submitted to the Commissioner or withinsale suchof later period as the Commissioneroriginal determinesissue in accordance with any existing policies of jointits regulatorystock. partners.

If15. an application is deemed to be withdrawn pursuant to this subsection or if the applicant otherwise withdraws the application, the Commissioner may not issue a license to the applicant unless the applicant submits a new application.

The Commissioner shall adopt regulations establishing the amount of fees required pursuant to this section.

16.

The Commissioner shall consider an application to be withdrawn if the Commissioner has not received all information and fees required to complete the application within 12 months after the date the application is first submitted to the Commissioner or within such later period as the Commissioner determines in accordance with any existing policies of joint regulatory partners.

If an application is deemed to be withdrawn pursuant to this subsection or if the applicant otherwise withdraws the application, the Commissioner may not issue a license to the applicant unless the applicant submits a new application and pays any required fees.

- *AB500_R2* – 12 – 4.

- *AB500_R1* – 13 – 1.

In determining whether a private insurer may issue a contract to insure the deposit accounts of a payments bank, - *AB500_R2* – 13 – the Commissioner and the Commissioner of Insurance must consider:

- *AB500_R1* – 14 – (g) The insurer’s requirements for premiums or deposits.

- *AB500_R2* – 14 – (b) Be issued by a bonding company authorized to do business in this State;

The amount of the surety bond or pledge of assets required pursuant to this section must be determined by the Commissioner - *AB500_R1* – 15 – in an amount sufficient to defray the costs of a liquidation or conservatorship.

- *AB500_R2* – 15 – Sec.

The Commissioner may - *AB500_R1* – 16 – require any portion of the guaranty to be secured by collateral of a type approved by the Commissioner.

- *AB500_R2* – 16 – Sec.

The board of directors may fill vacancies - *AB500_R1* – 17 – occurring on the board and such appointees serve until the next annual meeting of the stockholders.

Sells or hypothecates all the stock or investment certificates owned by him or her, or so much thereof that he or she ceases to - *AB500_R2* – 17 – be the owner, free from encumbrances, of the amount of stock or investment certificates required by subsection 4.

Any director may be removed from office, if he or she has become ineligible pursuant to section 56 of this act, by an affirmative vote of two-thirds of the members of the board of directors at any regular meeting of the board of directors or at any - *AB500_R1* – 18 – special meeting called for that purpose.

A payments bank shall immediately notify the Commissioner of any change or proposed change in ownership of - *AB500_R2* – 18 – the stock of the payments bank which would result in any person, including, without limitation, a business trust, obtaining 5 percent or more of the outstanding capital stock of the payments bank.

 Except as otherwise provided in subsection 3,4, the Commissioner shall conduct an investigation to determine whether the character and responsibility of the applicant is such as to command the confidence of the community in which the corporate office of the payments bank is located.

If the Commissioner denies the - *AB500_R1* – 19 – application, he or she may forbid the applicant from participating in the business of the payments bank.

The payments bank with which the applicant is affiliated shall pay such a portion of the cost of the investigation as the Commissioner requires.

All money received by the Commissioner pursuant to this section must be placed in the Investigative Account for Financial Institutions created by NRS 232.545.

4.

Any director or officer of a payments bank or any other person who knowingly and willingly participates in any violation of the laws of this State relative to payments banks is liable for all damage which the payments bank, its stockholders, - *AB500_R2* – 19 – payments depositors or creditors sustain in consequence of such violation.

§ - *AB500_R1* – 20 – 1828(k), and the regulations adopted by the Federal Deposit Insurance Corporation pursuant thereto.

or - *AB500_R2* – 20 – (b) That the Commissioner has, after notice and a hearing, expressly denied or limited.

Any restriction, limitation or requirement applicable to a specific power, privilege or authority of a state bank or national bank applies to a payments bank exercising such a power, - *AB500_R1* – 21 – privilege or authority pursuant to this section to the extent that a payments bank exercises such a power, privilege or authority.

- *AB500_R2* – 21 – 5.

- *AB500_R1* – 22 – (c) “Federal Reserve Bank” means the Federal Reserve Banks created and organized under authority of the Federal Reserve Act.

1.

-2. *AB500_R2* – 22 – Sec.

For the issuing of any license provided for in section 74 of this act and for any renewal thereof, the fee of the Commissioner is $400.

3.

The fees must accompany the license renewal application.

A penalty of 10 percent of the fee payable must be charged for each month or part thereof that the fees are not paid after June 30 of each year.

4.

The Commissioner shall adopt regulations establishing the amount of the fees required pursuant to this section.

- *AB500_R1* – 23 – Sec.

and - *AB500_R2**AB500_R1* – 2324 – (d) The amount of capital stock and paid-in surplus required by section 71 of this act.

Any payment thereon, or delivery thereof, or of any rights thereunder, to a minor of the age of 14 years or over, or to a married person, or a receipt or acquittance signed by the minor - *AB500_R2**AB500_R1* – 2425 – and parent, trustee or guardian or by a married person who holds such deposit accounts or investment certificates, is a valid and sufficient release and discharge of the payments bank for any such payment or delivery.

The Commissioner shall adopt regulations establishing the information to be reported and the amount of the fee that may be imposed pursuant to subsectionthis 1.subsection.

3.

Every payments bank shall pay to the Commissioner for supervision and examination a fee based on the rate established and, if applicable, adjusted pursuant to section 84.5 of this act.

(Deleted1. by amendment.) Sec.

The Commissioner shall establish by regulation rates to be paid by payments banks for supervision and examinations by the Commissioner or the Division of Financial Institutions.

The rates established pursuant to this section must be established separately from the rates established for banks and other financial institutions pursuant to NRS 658.101.

2.

In establishing a rate pursuant to subsection 1, the Commissioner shall consider:

(a) The complexity of the various examinations to which the rate applies;

(b) The skill required to conduct the examinations;

(c) The expenses associated with conducting an examination and preparing a report;

and (d) Any other factors the Commissioner deems relevant.

3.

At least once each year, the Commissioner shall review and analyze the proportional utilization of the resources of the Division of Financial Institutions by payments banks as compared to the annual budget approved by the Legislature for the Division - *AB500_R1* – 26 – of Financial Institutions.

If after such review and analysis the Commissioner deems it necessary, the Commissioner shall adjust by regulation the rates established pursuant to subsection 1.

4.

The Commissioner shall publish on the Internet website of the Division of Financial Institutions by December 31 of each year the amount of each fee for the following year that results from the rates established and, if applicable, adjusted pursuant to this section.

5.

As used in this section, “financial institution” has the meaning ascribed to it in NRS 658.101.

Sec.

Except as otherwise provided in section 92 of this act, all examination reports and all information obtained by the Commissioner in conducting hearings, investigations or examinations under the provisions of this chapter, including all related correspondence and memoranda, and information obtained by the Commissioner from other state or federal bank regulatory authorities with whom the Commissioner has entered into agreements for the confidential sharing of such information, and information obtained by the Commissioner relating to the examination and supervision of any corporation which is an affiliate of a payments bank is confidential and privileged information and must not be made public or otherwise disclosed to - *AB500_R2* – 25 – any person, firm, corporation, agency, association, governmental body, court or other entity.

- *AB500_R1* – 27 – (c) Examine any person under oath concerning the business and conduct of affairs of any payments bank subject to the provisions of this chapter, and require the production of any books, papers, records, money and securities relevant to the inquiry.

- *AB500_R2* – 26 – Sec.

and (c) The person has failed and refused to attend or produce the papers required by subpoena before the Commissioner in the - *AB500_R1* – 28 – examination, hearing or investigation named in the subpoena, or has refused to answer questions propounded to him or her in the course of such examination, hearing or investigation,  and asking an order of the court compelling the person to attend and testify or produce the books or papers before the Commissioner.

Upon making findings to that end, the Commissioner may order the discontinuance of borrowing or lending, selling or - *AB500_R2* – 27 – buying of assets, extending credit or guaranteeing obligations of the holding company which has been undertaken without the written approval of the Commissioner.

(Deleted1. by amendment.) Sec.

Whenever in connection with an examination it is necessary or expedient that the Commissioner or his or her designee, or both, leave this State, there must be assessed against the organization under examination a fee of not more than the per diem allowance and travel expenses provided for state officers and employees generally for each person while outside the State in - *AB500_R1* – 29 – connection with an examination, together with all actual and necessary expenses.

2.

The fee charged must be remitted to the Commissioner.

The Commissioner shall adopt regulations establishing the amount of the fee required pursuant to this section.

Sec.

or (e) The court in a proceeding initiated by the Commissioner concerning the payments bank if the Commissioner first provides - *AB500_R2* – 28 – such notice to the payments bank as will afford the payments bank an opportunity to object or to seek a protective order.

- *AB500_R1* – 30 – 3.

- *AB500_R2* – 29 – 2.

- *AB500_R1* – 31 – 3.

Each payments bank shall cooperatepay fullythe withassessment alllevied auditspursuant to NRS 658.055 and examinationscooperate performedfully bywith the Commissioneraudits onand theexaminations paymentsperformed bank.pursuant thereto.

- *AB500_R2* – 30 – 2.

In submitting an - *AB500_R1* – 32 – application for approval of any such plan, each payments bank proposing to reorganize, merge or consolidate must provide any and all information and other facts which the Commissioner requires for his or her review of the proposed transaction.

4.

Each application which is made under this section must be accompanied by a fee payment of not more than $300.

The responsibility for payment of the fee must be shared equally by the payments banks participating in each proposed plan.

5.

The Commissioner shall adopt regulations establishing the amount of the fee required pursuant to this section.

When the Commissioner approves the voluntary liquidation of a payments bank pursuant to subsection 2, the directors or managers of the payments bank shall cause to be published, in a newspaper in the city, town or county in which the - *AB500_R1* – 33 – corporate office of the payments bank is located, a notice that the payments bank is closing its affairs and going into liquidation, and that its depositors and creditors are to present their claims for payment.

- *AB500_R2* – 31 – 4.

If the Federal Deposit Insurance Corporation accepts the appointment, it shall have and possess all the powers and - *AB500_R1* – 34 – privileges provided by the laws of this State with respect to a receiver or liquidator, respectively, of a payments bank, its depositors and other creditors, and is subject to all the duties of such receiver or liquidator, except insofar as such powers, - *AB500_R2* – 32 – privileges or duties are in conflict with the provisions of the Federal Deposit Insurance Act.

The Commissioner, or the receiver or liquidator of any payments bank with the permission of the Commissioner, upon the - *AB500_R1* – 35 – order of a court of record of competent jurisdiction, may sell to the Federal Deposit Insurance Corporation any part or all of the assets of the payments bank.

- *AB500_R2* – 33 – 3.

Except as otherwise provided in subsection 2, if any payments bank that has been or is appointed trustee in any indenture, deed of trust or other instrument of like character, - *AB500_R1* – 36 – executed to secure the payment of any bonds, notes or other evidences of indebtedness, is taken over for liquidation by the Commissioner, by the Federal Deposit Insurance Corporation or - *AB500_R2* – 34 – by any other legally constituted authority, the powers and duties of the payments bank as trustee cease upon the entry of an order of the district court appointing a successor trustee pursuant to a petition as provided for in sections 109 to 114, inclusive, of this act.

Such appointed trustee is vested - *AB500_R1* – 37 – with and shall exercise all the powers conferred upon the trustee named in the instrument.

- *AB500_R2* – 35 – Sec.

When any payments bank is authorized to dissolve and has taken the necessary steps to effect dissolution in accordance with the laws of this State or the laws of the United States, but before actual dissolution, a majority of the directors or managers of the payments bank, upon authority in writing of the owners of two-thirds of its stock or two-thirds of the members’ interests and with the approval of the Commissioner, may execute articles of incorporation or organization as provided in this - *AB500_R1* – 38 – chapter for the organization of a new payments bank.

The articles - *AB500_R2* – 36 – must further set forth the authority derived from the stockholders or members of the payments bank.

- *AB500_R1* – 39 – (a) An explanation of the conduct which constitutes exploitation of an older person or vulnerable person;

- *AB500_R2* – 37 – (b) The manner in which exploitation of an older person or vulnerable person may be recognized;

- *AB500_R1* – 40 – 4.

- *AB500_R2* – 38 – (a) Disclose any facts or information that form the basis of the determination that the designated reporter knows or has reasonable cause to believe that an older person or vulnerable person has been exploited, including, without limitation, the identity of any person believed to be involved in the exploitation of the older person or vulnerable person;

(DeletedAny byperson amendment.)who Sec.knowingly makes, utters, circulates or transmits to another, or others, any statement untrue in fact, derogatory to the financial condition of any such payments bank doing business in this State, with intent to injure the payments bank, or who counsels, aids, procures or induces another to originate, make, utter, transmit or circulate any such statement or rumor, with like intent, is guilty of a misdemeanor.

Sec.

(DeletedIn addition to any other remedy or penalty, a payments bank which violates any provision of this chapter or fraudulently misrepresents the terms of any contract or of any securities, and thereby secures a sale therefor, shall be punished by amendment.)an Sec.administrative fine of not more than $10,000 and forfeiture and revocation of all licenses issued to it under the provisions of this chapter.

Sec.

128.5.129.

NRS 658.055658.098 is hereby amended to read as follows:

658.055658.098 1.

TheOn Commissionera mayquarterly appointor deputy commissioners of financial institutions, examiners, assistants, clerks, stenographers and other employeesregular necessarybasis, to assist the Commissioner inshall thecollect performancean ofassessment the Commissioner’s duties pursuant to this titlesection orfrom anyeach: other law.

These(a) employeesCheck-cashing shallservice performor suchdeferred dutiesdeposit asloan areservice assignedthat is supervised pursuant to themchapter by604A theof Commissioner.NRS;

- *AB500_R1* – 41 – (b) Collection agency that is supervised pursuant to chapter 649 of NRS;

(c) Bank that is supervised pursuant to chapters 657 to 668, inclusive, of NRS;

(d) Trust company or family trust company that is supervised pursuant to chapter 669 or 669A of NRS;

(e) Person engaged in the business of money transmission that is supervised pursuant to chapter 671 of NRS;

(f) Savings and loan association or savings bank that is supervised pursuant to chapter 673 of NRS;

(g) Person engaged in the business of lending that is supervised pursuant to chapter 675 of NRS;

(h) Thrift company that is supervised pursuant to chapter 677 of NRS;

(i) Credit union that is supervised pursuant to chapter 672 of NRS;

(j) Consumer litigation funding company that is supervised pursuant to chapter 604C of NRS;

[and] (k) Student loan servicer that is supervised pursuant to chapter 670B of NRS [.] ;

and (l) Payments bank that is supervised pursuant to the chapter consisting of sections 2 to 127, inclusive, of this act.

The Commissioner shall employdetermine athe certifiedtotal publicamount accountantof all assessments to reviewbe andcollected conductfrom independentthe auditsentities identified in subsection 1, but that amount must not exceed the amount necessary to recover the cost of legal services provided by the Attorney General to the Commissioner and examinationsto the Division of financialFinancial institutions.Institutions.

The Commissionertotal shallamount levyof anall assessmentassessments uponcollected eachmust licensedbe financialreduced institutionby ,any otheramounts thancollected aby payments bank licensed pursuant to the chapterCommissioner consistingfrom ofan sectionsentity 2for tothe 127,recovery inclusive, of this act, to cover all of the costs related to the employment of thelegal certifiedservices publicprovided accountantby and the performanceAttorney ofGeneral thein auditsa andspecific examinations.case.

AssessmentsThe collected by the Commissioner pursuantshall tocollect subsectionfrom 2each mustentity beidentified deposited in thesubsection State1 Treasuryan forassessment creditthat to the Account for Auditing Financial Institutions, which is herebybased createdon: in the State General Fund.

Money(a) A portion of the total amount of all assessments as determined pursuant to subsection 2, such that the assessment collected from an entity identified in subsection 1 shall bear the Accountsame mayrelation beto usedthe bytotal amount of all assessments as the Commissionertotal orassets forof anythat purposeentity authorizedbear byto the Legislature.total of all assets of all entities identified in subsection 1;

-or *AB500_R2*(b) –Any 39other –reasonable Thebasis Commissioneradopted mayby advance money from the Account,Commissioner. for the purposes specified in subsection 2.

4.

The assessment required by this section is in addition to any other assessment, fee or cost required by law to be paid by an entity identified in subsection 1.

- *AB500_R1* – 42 – 5.

Money collected by the Commissioner pursuant to this section must be deposited in the State Treasury pursuant to the provisions of NRS 658.091.

129.

(Deleted by amendment.) Sec.

A corporate or company name must not be amended to - *AB500_R2**AB500_R1* – 4043 – include the words “bank” or “banking” unless the corporation or company is under such regulation.

- *AB500_R2**AB500_R1* – 4144 – 4.

- *AB500_R2**AB500_R1* – 4245 – 14.

- *AB500_R2**AB500_R1* – 4346 – (a) Transact any such business within this State until it has first complied with all laws concerning or affecting the right to engage in such business.

- *AB500_R2**AB500_R1* – 4447 – 4.

and - *AB500_R2**AB500_R1* – 4548 – (b) Paid to the Administrator of the Real Estate Division the fees required pursuant to NRS 116.31155 or 116B.620.

- *AB500_R2**AB500_R1* – 4649 – (h) Make, assign, draw, endorse, discount, guarantee and negotiate promissory notes, checks, drafts and other negotiable or nonnegotiable paper of the principal or payable to the principal or the principal’s order, transfer money, receive the cash or other proceeds of those transactions, and accept a draft drawn by a person upon the principal and pay it when due;

Except as otherwise provided in this section and NRS 1.4683, 1.4687, 1A.110, 3.2203, 41.0397, 41.071, 49.095, 49.293, 62D.420, 62D.440, 62E.516, 62E.620, 62H.025, 62H.030, 62H.170, 62H.220, 62H.320, 75A.100, 75A.150, 76.160, 78.152, 80.113, 81.850, 82.183, 86.246, 86.54615, 87.515, 87.5413, 87A.200, 87A.580, 87A.640, 88.3355, 88.5927, 88.6067, 88A.345, 88A.7345, 89.045, 89.251, 90.730, 91.160, 116.757, 116A.270, 116B.880, 118B.026, 119.260, 119.265, 119.267, 119.280, 119A.280, 119A.653, 119A.677, 119B.370, 119B.382, 120A.640, 120A.690, 125.130, 125B.140, 126.141, 126.161, 126.163, 126.730, 127.007, 127.057, 127.130, 127.140, 127.2817, 128.090, 130.312, 130.712, 136.050, 159.044, 159A.044, 164.041, 172.075, 172.245, 176.01334, 176.01385, 176.015, 176.0625, 176.09129, 176.156, 176A.630, 178.39801, 178.4715, 178.5691, 178.5717, 179.495, 179A.070, 179A.165, 179D.160, 180.600, 200.3771, 200.3772, 200.5095, 200.604, 202.3662, 205.4651, 209.392, 209.3923, 209.3925, 209.419, 209.429, 209.521, 211A.140, 213.010, 213.040, 213.095, 213.131, 217.105, 217.110, 217.464, 217.475, 218A.350, 218E.625, 218F.150, 218G.130, 218G.240, 218G.350, 218G.615, 224.240, 226.462, 226.796, 228.270, 228.450, 228.495, 228.570, 231.069, 231.1285, 231.1473, 232.1369, 233.190, 237.300, 239.0105, 239.0113, 239.014, 239B.026, 239B.030, 239B.040, 239B.050, 239C.140, 239C.210, 239C.230, 239C.250, 239C.270, 239C.420, 240.007, 241.020, 241.030, 241.039, 242.105, 244.264, 244.335, 247.540, 247.545, 247.550, 247.560, 250.087, 250.130, - *AB500_R2**AB500_R1* – 4750 – 250.140, 250.145, 250.150, 268.095, 268.0978, 268.490, 268.910, 269.174, 271A.105, 281.195, 281.805, 281A.350, 281A.680, 281A.685, 281A.750, 281A.755, 281A.780, 284.4068, 284.4086, 286.110, 286.118, 287.0438, 289.025, 289.080, 289.387, 289.830, 293.4855, 293.5002, 293.503, 293.504, 293.558, 293.5757, 293.870, 293.906, 293.908, 293.909, 293.910, 293B.135, 293D.510, 331.110, 332.061, 332.351, 333.333, 333.335, 338.070, 338.1379, 338.1593, 338.1725, 338.1727, 348.420, 349.597, 349.775, 353.205, 353A.049, 353A.085, 353A.100, 353C.240, 353D.250, 360.240, 360.247, 360.255, 360.755, 361.044, 361.2242, 361.610, 365.138, 366.160, 368A.180, 370.257, 370.327, 372A.080, 378.290, 378.300, 379.0075, 379.008, 379.1495, 385A.830, 385B.100, 387.626, 387.631, 388.1455, 388.259, 388.501, 388.503, 388.513, 388.750, 388A.247, 388A.249, 391.033, 391.035, 391.0365, 391.120, 391.925, 392.029, 392.147, 392.264, 392.271, 392.315, 392.317, 392.325, 392.327, 392.335, 392.850, 393.045, 394.167, 394.16975, 394.1698, 394.447, 394.460, 394.465, 396.1415, 396.1425, 396.143, 396.159, 396.3295, 396.405, 396.525, 396.535, 396.9685, 398A.115, 408.3885, 408.3886, 408.3888, 408.5484, 412.153, 414.280, 416.070, 422.2749, 422.305, 422A.342, 422A.350, 425.400, 427A.1236, 427A.872, 427A.940, 432.028, 432.205, 432B.175, 432B.280, 432B.290, 432B.4018, 432B.407, 432B.430, 432B.560, 432B.5902, 432C.140, 432C.150, 433.534, 433A.360, 439.4941, 439.4988, 439.5282, 439.840, 439.914, 439A.116, 439A.124, 439B.420, 439B.754, 439B.760, 439B.845, 440.170, 441A.195, 441A.220, 441A.230, 442.330, 442.395, 442.735, 442.774, 445A.665, 445B.570, 445B.7773, 449.209, 449.245, 449.4315, 449A.112, 450.140, 450B.188, 450B.805, 453.164, 453.720, 458.055, 458.280, 459.050, 459.3866, 459.555, 459.7056, 459.846, 463.120, 463.15993, 463.240, 463.3403, 463.3407, 463.790, 467.1005, 480.535, 480.545, 480.935, 480.940, 481.063, 481.091, 481.093, 482.170, 482.368, 482.5536, 483.340, 483.363, 483.575, 483.659, 483.800, 484A.469, 484B.830, 484B.833, 484E.070, 485.316, 501.344, 503.452, 522.040, 534A.031, 561.285, 571.160, 584.655, 587.877, 598.0964, 598.098, 598A.110, 598A.420, 599B.090, 603.070, 603A.210, 604A.303, 604A.710, 604D.500, 604D.600, 612.265, 616B.012, 616B.015, 616B.315, 616B.350, 618.341, 618.425, 622.238, 622.310, 623.131, 623A.137, 624.110, 624.265, 624.327, 625.425, 625A.185, 628.418, 628B.230, 628B.760, 629.043, 629.047, 629.069, 630.133, 630.2671, 630.2672, 630.2673, 630.2687, 630.30665, 630.336, 630A.327, 630A.555, 631.332, 631.368, 632.121, 632.125, 632.3415, 632.3423, 632.405, 633.283, 633.301, 633.427, 633.4715, 633.4716, 633.4717, 633.524, 634.055, 634.1303, 634.214, 634A.169, 634A.185, 634B.730, 635.111, 635.158, 636.262, 636.342, 637.085, - *AB500_R2**AB500_R1* – 4851 – 637.145, 637B.192, 637B.288, 638.087, 638.089, 639.183, 639.2485, 639.570, 640.075, 640.152, 640A.185, 640A.220, 640B.405, 640B.730, 640C.580, 640C.600, 640C.620, 640C.745, 640C.760, 640D.135, 640D.190, 640E.225, 640E.340, 641.090, 641.221, 641.2215, 641A.191, 641A.217, 641A.262, 641B.170, 641B.281, 641B.282, 641C.455, 641C.760, 641D.260, 641D.320, 642.524, 643.189, 644A.870, 645.180, 645.625, 645A.050, 645A.082, 645B.060, 645B.092, 645C.220, 645C.225, 645D.130, 645D.135, 645G.510, 645H.320, 645H.330, 647.0945, 647.0947, 648.033, 648.197, 649.065, 649.067, 652.126, 652.228, 653.900, 654.110, 656.105, 657A.510, 661.115, 665.130, 665.133, 669.275, 669.285, 669A.310, 670B.680, 671.365, 671.415, 673.450, 673.480, 675.380, 676A.340, 676A.370, 677.243, 678A.470, 678C.710, 678C.800, 679B.122, 679B.124, 679B.152, 679B.159, 679B.190, 679B.285, 679B.690, 680A.270, 681A.440, 681B.260, 681B.410, 681B.540, 683A.0873, 685A.077, 686A.289, 686B.170, 686C.306, 687A.060, 687A.115, 687B.404, 687C.010, 688C.230, 688C.480, 688C.490, 689A.696, 692A.117, 692C.190, 692C.3507, 692C.3536, 692C.3538, 692C.354, 692C.420, 693A.480, 693A.615, 696B.550, 696C.120, 703.196, 704B.325, 706.1725, 706A.230, 710.159, 711.600, and section 86 of this act, sections 35, 38 and 41 of chapter 478, Statutes of Nevada 2011 and section 2 of chapter 391, Statutes of Nevada 2013 and unless otherwise declared by law to be confidential, all public books and public records of a governmental entity must be open at all times during office hours to inspection by any person, and may be fully copied or an abstract or memorandum may be prepared from those public books and public records.

- *AB500_R2**AB500_R1* – 4952 – 4.

Any balance of the sums appropriated by subsection 1 remaining at the end of the respective fiscal years must not be committed for expenditure after June 30 of the respective fiscal years by the entity to which the appropriation is made or any entity to which money from the appropriation is granted or otherwise transferred in any manner, and any portion of the appropriated money remaining must not be spent for any purpose after September 18, 2026, and September 17, 2027, respectively, by - *AB500_R2**AB500_R1* – 5053 – either the entity to which the money was appropriated or the entity to which the money was subsequently granted or transferred, and must be reverted to the State General Fund on or before September 18, 2026, and September 17, 2027, respectively.

H - *AB500_R2**AB500_R1*