SB 193 — Establishes a pilot program to reduce interest rates on mortgage loans to certain eligible borrowers. (BDR 25-42)
Last action — (No further action taken.)
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✓Introduced
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✓In Committee
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3Passed Senate
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4Passed Assembly
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5To Executive
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6Enacted
This bill died with 2025 Regular Session. It reached “Passed Senate” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
This bill is no longer active — its legislative session has ended, so there are no live odds of enactment. It would have to be reintroduced in the current session to move again.
Bill Text
What changed in the latest version
13 added · 6 removed13 line(s) added, 6 removed.
EXEMPT (Reprinted with amendments adopted on MayApril 28,14, 2025) SECONDFIRST REPRINT S.B.
Section 1 further authorizes the Division to establish a requirement.an eligible borrower to obtain a waiver of the household income - *SB193_R2**SB193_R1* – 2 – Section 2 of this bill makes an appropriation to the Division for the purpose of establishing and carrying out the pilot program.
- *SB193_R2**SB193_R1* – 3 – (c) Has a household income of not more than 160 percent of the median income for the county in this State in which the residence to be purchased is located.
This1. act becomes effective on July 1, 2025.
HThis -section *SB193_R2*and section 2 of this act become effective upon passage and approval.
2.
Section 1 of this act becomes effective:
- *SB193_R1* – 4 – regulations and performing any other preparatory administrativey tasks that are necessary to carry out the provisions of this act;
and (b) On January 1, 2026, for all other purposes.
H - *SB193_R1*
View plain text versions (3)
- Reprint 1 View text pdf
- Reprint 2 View text Current pdf
- Introduced As Introduced pdf
Amendments
2 amendmentsClick Show changes on an amendment above to see how it modifies the bill.
Action History
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(No further action taken.)
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From committee: Do pass. Placed on Second Reading File. Read second time.
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From printer. To re-engrossment. Re-engrossed. Second reprint. To Assembly. In Assembly. Read first time. Referred to Committee on Ways and Means. To committee.
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From committee: Amend, and do pass as amended. Placed on General File. Read third time. Amended. (Amend. No. 873.) Reprinting dispensed with. Read third time. Passed, as amended. Title approved, as amended. (Yeas: 14, Nays: 5, Excused: 2.) To printer.
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From printer. To engrossment. Engrossed. First reprint. To committee.
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Notice of eligibility for exemption. Read second time. Amended. (Amend. No. 4.) Taken from General File. Re-referred to Committee on Finance. Exemption effective. To printer.
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From committee: Amend, and do pass as amended.
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From printer. To committee.
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Read first time. Referred to Committee on Commerce and Labor. To printer.
Sponsors
- Angela D. Taylor · Cosponsor
- Julie Pazina · Cosponsor
- Rochelle T. Nguyen · Cosponsor
- Roberta Lange · Cosponsor
- Edgar Flores · Cosponsor
- Marilyn Dondero Loop · Cosponsor
- Skip Daly · Cosponsor
- James Ohrenschall · Primary
- Nicole J. Cannizzaro · Primary
- Melanie Scheible · Primary
- Dina Neal · Primary
- Fabian Doñate · Primary
- Michelee "Shelly" Cruz-Crawford · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →5 sponsors · 8 co-sponsors · 54 not signed on · 5 voted No
Sponsors (5)
- Ohrenschall, James Democratic
- Cannizzaro, Nicole J. Democratic
- Scheible, Melanie Democratic
- Neal, Dina Democratic
- Doñate, Fabian Democratic
Co-sponsors (8)
- Taylor, Angela D. Democratic
- Pazina, Julie Democratic
- Nguyen, Rochelle T. Democratic
- Lange, Roberta Democratic
- Flores, Edgar Democratic
- Dondero Loop, Marilyn Democratic
- Daly, Skip Democratic
- Cruz-Crawford, Michelee "Shelly" Democratic
Not signed on (54)
54 members have not signed on to this bill.
Show all 54 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 3 | 5 | 0 | 0 |
| Democratic | 11 | 0 | 0 | 2 |
| Total | 14 | 5 | 0 | 2 |
| % of votes cast | 67% | 24% | 0% | 10% |
How each member voted (21)
| Member | Party | Vote |
|---|---|---|
| Cannizzaro, Nicole J. | Democratic | Yea |
| Cruz-Crawford, Michelee "Shelly" | Democratic | Not Voting |
| Daly, Skip | Democratic | Yea |
| Dondero Loop, Marilyn | Democratic | Yea |
| Doñate, Fabian | Democratic | Yea |
| Flores, Edgar | Democratic | Yea |
| Lange, Roberta | Democratic | Yea |
| Neal, Dina | Democratic | Not Voting |
| Nguyen, Rochelle T. | Democratic | Yea |
| Ohrenschall, James | Democratic | Yea |
| Pazina, Julie | Democratic | Yea |
| Scheible, Melanie | Democratic | Yea |
| Taylor, Angela D. | Democratic | Yea |
| Buck, Carrie Ann | Republican | Nay |
| Ellison, John | Republican | Nay |
| Hansen, Ira | Republican | Yea |
| Krasner, Lisa | Republican | Nay |
| Rogich, Lori | Republican | Yea |
| Steinbeck, John C. | Republican | Yea |
| Stone, Jeff | Republican | Nay |
| Titus, Robin L. | Republican | Nay |
Subjects
Frequently asked questions
- Who sponsors SB 193?
- SB 193 is sponsored by Taylor, Angela D. (Democratic), Pazina, Julie (Democratic), Nguyen, Rochelle T. (Democratic), Lange, Roberta (Democratic), Flores, Edgar (Democratic), Dondero Loop, Marilyn (Democratic), Daly, Skip (Democratic), Ohrenschall, James (Democratic), Cannizzaro, Nicole J. (Democratic), Scheible, Melanie (Democratic), Neal, Dina (Democratic), Doñate, Fabian (Democratic), and Cruz-Crawford, Michelee "Shelly" (Democratic).
- What is the current status of SB 193?
- This bill died with 2025 Regular Session. It reached “Passed Senate” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
- Where can I track SB 193?
- Track SB 193 free on One Click Politics — get push/email alerts when it moves.
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