Health insurance; revise mandatory policy provisions to penalize late payments of claims.
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HB 628 — Health insurance; revise mandatory policy provisions to penalize late payments of claims.
Last action — Approved by Governor
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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✓In Committee
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✓Passed House
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced January 16, 2019. Enacted.
Prognosis
Where this bill stands today.
Odds of enactment
HighHow often bills like it became law.
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Enacted
Current position in the legislative process.
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3 sponsors
1 primary, 2 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 D).
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Cleared a recorded vote
Passed 3 recorded votes so far.
Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.
Bill Text
What changed in the latest version
67 added · 70 removedPlain-language change summary
In the revised version of Bill HB 628, the interest rate on unpaid benefits has been increased from one and one-half percent (1.5%) per month to three percent (3%) per month. This change means that those waiting for their claims to be settled will earn more interest on the money they are owed, which can provide them with some financial relief during that waiting period. Additionally, the bill clarifies that healthcare providers must be notified directly when payments are made to the insured for medical care, although this requirement doesn't apply to certain types of insurance policies. These adjustments aim to ensure better compensation for insured individuals while maintaining clear communication between insurers and healthcare providers.
HB 628 (As SentPassed tothe Governor)House) - 2019 Regular Session MISSISSIPPI LEGISLATURE Regular Session To:
Representatives Chism, Hines, Paden House Bill 628 (As SentPassed tothe Governor)House) AN ACT TO AMEND SECTION 83-9-5, MISSISSIPPI CODE OF 1972, TO REQUIRE ACCIDENT AND HEALTH INSURANCE POLICIES TO INCLUDE ADDITIONAL PROVISIONS THAT PENALIZE LATE PAYMENT OF CLAIMS BY INSURER TO HEALTH CARE PROVIDER OR INSURED;
Whenever interest due pursuant to this provision is less than One Dollar ($1.00), such amount shall be credited to the account of the person or entity to whom such amount is owed. owed. The provisions of this subparagraph 3 shall not apply to any claims or benefits owed under Medicare Advantage plans or Medicare Advantage Prescription Drug plans.
4. In the event the insurer fails to pay benefits when due, the person entitled to such benefits may bring action to recover such benefits, any interest which may accrue as provided in * * * paragraph (h) subparagraphitem 3 of this * * * subsection paragraph (h) and any other damages as may be allowable by law. If it is determined in such action that the insurer acted in bad faith as evidenced by a repeated or deliberate pattern of failing to pay benefits and/or claims when due, the person entitled to such benefits (health(healthcare care provider or insured) shall be entitled to recover damages in an amount upequal to three (3) times the amount of the benefits that remain unpaid untilclaims. the claim is finally settled or adjudicated.
(5) (5) Third-party Third-party ownership. The word "insured," as used in Sections 83-9-1 through 83-9-21, Mississippi Code of 1972, shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured, or from being entitled under such a policy to any indemnities, benefits and rights provided therein.
View plain text versions (4)
- As Passed the lower View text html
- Current version View text Current html
- Committee Substitute View text html
- Introduced As Introduced html
Amendments
4 amendments- Amendment No 1 to Committee Amendment No 1 (Adopted) (Voice Vote) Adopted Show changes
- Committee Amendment No 1 (Adopted) (Voice Vote) Adopted Show changes
- Amendment No 1 (Cmte Sub) (Adopted) (Voice Vote) Adopted Show changes
- Amendment Report for House Bill No. 628 Show changes
Click Show changes on an amendment above to see how it modifies the bill.
Action History
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Approved by Governor
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Enrolled Bill Signed
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Enrolled Bill Signed
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Concurred in Amend From Senate
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Returned For Concurrence
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Passed As Amended
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Amended
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Title Suff Do Pass As Amended
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Referred To Insurance
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Transmitted To Senate
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Passed As Amended
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Amended
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Tabled Subject To Call
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Committee Substitute Adopted
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Title Suff Do Pass Comm Sub
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Referred To Insurance
Sponsors
- Chism · Primary
- Sr. John W. Hines · Cosponsor
- Paden · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 2 co-sponsors · 172 not signed on · 2 voted No
Sponsors (1)
- Chism
Co-sponsors (2)
- John W. Hines, Sr. Democrat
- Paden
Not signed on (172)
172 members have not signed on to this bill.
Show all 172 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 19 | 0 | 0 | 2 |
| Republican | 43 | 0 | 0 | 2 |
| Unaffiliated | 46 | 1 | 0 | 6 |
| Independent | 1 | 0 | 0 | 0 |
| Total | 109 | 1 | 0 | 10 |
| % of votes cast | 91% | 1% | 0% | 8% |
How each member voted (120)
| Member | Party | Vote |
|---|---|---|
| Bain | — | Yea |
| Baria | — | Yea |
| Beckett | — | Yea |
| Busby | — | Yea |
| Calhoun | — | Yea |
| Corley | — | Yea |
| Denny | — | Not Voting |
| Dixon | — | Yea |
| Henley | — | Yea |
| Holland | — | Yea |
| Hopkins | — | Yea |
| Hughes | — | Yea |
| McLeod | — | Yea |
| McNeal | — | Yea |
| Mettetal | — | Yea |
| Miles | — | Yea |
| Myers | — | Not Voting |
| Paden | — | Not Voting |
| Patterson | — | Yea |
| Reynolds | — | Yea |
| Shirley | — | Not Voting |
| Snowden | — | Yea |
| Staples | — | Yea |
| Straughter | — | Yea |
| Sullivan | — | Yea |
| Sykes | — | Yea |
| Walker | — | Yea |
| Weathersby | — | Yea |
| Williams-Barnes | — | Yea |
| Willis | — | Yea |
| Young | — | Yea |
| Yeas--Aguirre | — | Yea |
| Baker | — | Yea |
| Barnett | — | Yea |
| Bell (65th) | — | Yea |
| Bell (21st) | — | Yea |
| Blackmon | — | Yea |
| Clarke | — | Yea |
| Gibbs (72nd) | — | Yea |
| Gibbs (36th) | — | Yea |
| Holloway | — | Yea |
| Huddleston | — | Yea |
| Hudson | — | Yea |
| Jackson | — | Yea |
| Johnson (87th) | — | Yea |
| Johnson (94th) | — | Yea |
| Rogers (14th) | — | Yea |
| Rogers (61st) | — | Yea |
| Present--Dortch | — | Not Voting |
| Taylor | — | Yea |
| Mr. Speaker | — | Yea |
| Nays--Bomgar | — | Nay |
| Absent or those Criswell | — | Not Voting |
| Bo Brown | Democrat | Yea |
| Bob Evans | Democrat | Yea |
| Bob Evans | Democrat | Not Voting |
| Bryant W. Clark | Democrat | Yea |
| Carl Mickens | Democrat | Yea |
| Cedric Burnett | Democrat | Yea |
| Earle S. Banks | Democrat | Yea |
| Jeffery Harness | Democrat | Yea |
| Jeramey Anderson | Democrat | Yea |
| John G. Faulkner | Democrat | Yea |
| John W. Hines, Sr. | Democrat | Yea |
| Kabir Karriem | Democrat | Yea |
| Omeria Scott | Democrat | Yea |
| Oscar Denton | Democrat | Yea |
| Otis Anthony | Democrat | Yea |
| Percy W. Watson | Democrat | Not Voting |
| Ronnie C. Crudup | Democrat | Yea |
| Solomon C. Osborne | Democrat | Yea |
| Stephanie Foster | Democrat | Yea |
| Tracey T. Rosebud | Democrat | Yea |
| Willie Bailey | Democrat | Yea |
| Angela Cockerham | Independent | Yea |
| Becky Currie | Republican | Yea |
| Bill Kinkade | Republican | Yea |
| Bill Pigott | Republican | Yea |
| Brent Powell | Republican | Yea |
| C. Scott Bounds | Republican | Yea |
| Carolyn Crawford | Republican | Yea |
| Casey Eure | Republican | Yea |
| Dan Eubanks | Republican | Yea |
| Donnie Scoggin | Republican | Yea |
| Fred Shanks | Republican | Yea |
| Greg Haney | Republican | Yea |
| Henry Zuber III | Republican | Yea |
| Jason White | Republican | Yea |
| Jeff Hale | Republican | Yea |
| Jeffrey S. Guice | Republican | Yea |
| Jerry R. Turner | Republican | Not Voting |
| Jody Steverson | Republican | Yea |
| Joey Hood | Republican | Yea |
| John Read | Republican | Yea |
| John Thomas "Trey" Lamar, III | Republican | Yea |
| Karl Oliver | Republican | Yea |
| Kathy L. Chism | Republican | Yea |
| Ken Morgan | Republican | Yea |
| Kevin Ford | Republican | Yea |
| Kevin Horan | Republican | Yea |
| Larry Byrd | Republican | Yea |
| Lester Carpenter | Republican | Yea |
| Manly Barton | Republican | Yea |
| Mark Tullos | Republican | Yea |
| Missy McGee | Republican | Yea |
| Noah Sanford | Republican | Yea |
| Price Wallace | Republican | Yea |
| Randy P. Boyd | Republican | Yea |
| Randy Rushing | Republican | Yea |
| Richard Bennett | Republican | Yea |
| Rob Roberson | Republican | Yea |
| Sam C. Mims, V | Republican | Yea |
| Scott DeLano | Republican | Yea |
| Stacey Hobgood-Wilkes | Republican | Yea |
| Stephen A. Horne | Republican | Not Voting |
| Steve Massengill | Republican | Yea |
| Timmy Ladner | Republican | Yea |
| Troy Smith | Republican | Yea |
| Vince Mangold | Republican | Yea |
| William Tracy Arnold | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 16 | 0 | 0 | 0 |
| Democrat | 6 | 0 | 0 | 0 |
| Unaffiliated | 29 | 0 | 0 | 1 |
| Total | 51 | 0 | 0 | 1 |
| % of votes cast | 98% | 0% | 0% | 2% |
How each member voted (52)
| Member | Party | Vote |
|---|---|---|
| Branning | — | Yea |
| Browning | — | Yea |
| Carmichael | — | Yea |
| Caughman | — | Yea |
| Dawkins | — | Yea |
| Doty | — | Yea |
| Gollott | — | Yea |
| Horhn | — | Yea |
| Jolly | — | Yea |
| Jordan | — | Yea |
| Massey | — | Yea |
| McDaniel | — | Yea |
| Moran | — | Yea |
| Polk | — | Yea |
| Tollison | — | Yea |
| Turner-Ford | — | Yea |
| Wilemon | — | Yea |
| Witherspoon | — | Yea |
| Yeas--Barnett | — | Yea |
| Blackmon | — | Yea |
| Clarke | — | Yea |
| Dearing | — | Yea |
| Hudson | — | Yea |
| Jackson G. (15th) | — | Yea |
| Jackson R. (11th) | — | Yea |
| Jackson S. (32nd) | — | Yea |
| Parker | — | Yea |
| Simmons D. T. (12th) | — | Yea |
| Simmons W. (13th) | — | Yea |
| Absent and those Burton | — | Not Voting |
| Albert Butler | Democrat | Yea |
| David Blount | Democrat | Yea |
| Hillman Terome Frazier | Democrat | Yea |
| Hob Bryan | Democrat | Yea |
| Percy W. Watson | Democrat | Yea |
| Sollie B. Norwood | Democrat | Yea |
| Angela Burks Hill | Republican | Yea |
| Brice Wiggins | Republican | Yea |
| Briggs Hopson | Republican | Yea |
| Chad McMahan | Republican | Yea |
| Chuck Younger | Republican | Yea |
| Dean Kirby | Republican | Yea |
| Dennis DeBar, Jr. | Republican | Yea |
| J. Walter Michel | Republican | Yea |
| Joel R. Carter, Jr. | Republican | Yea |
| Joey Fillingane | Republican | Yea |
| Joseph M. Seymour | Republican | Yea |
| Josh Harkins | Republican | Yea |
| Kevin Blackwell | Republican | Yea |
| Lydia Graves Chassaniol | Republican | Yea |
| Neil S. Whaley | Republican | Yea |
| Rita Potts Parks | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 19 | 0 | 0 | 0 |
| Republican | 43 | 2 | 0 | 0 |
| Unaffiliated | 52 | 1 | 0 | 1 |
| Independent | 1 | 0 | 0 | 0 |
| Total | 115 | 3 | 0 | 1 |
| % of votes cast | 97% | 3% | 0% | 1% |
How each member voted (119)
| Member | Party | Vote |
|---|---|---|
| Bain | — | Yea |
| Baria | — | Yea |
| Beckett | — | Yea |
| Busby | — | Yea |
| Calhoun | — | Yea |
| Corley | — | Yea |
| Criswell | — | Yea |
| Denny | — | Yea |
| Dixon | — | Yea |
| Dortch | — | Yea |
| Henley | — | Yea |
| Holland | — | Yea |
| Hopkins | — | Yea |
| Hughes | — | Yea |
| McLeod | — | Yea |
| McNeal | — | Yea |
| Mettetal | — | Yea |
| Miles | — | Yea |
| Paden | — | Yea |
| Patterson | — | Yea |
| Reynolds | — | Yea |
| Shirley | — | Yea |
| Snowden | — | Yea |
| Staples | — | Yea |
| Straughter | — | Yea |
| Sullivan | — | Yea |
| Sykes | — | Yea |
| Walker | — | Yea |
| Weathersby | — | Yea |
| Williams-Barnes | — | Yea |
| Willis | — | Yea |
| Wilson | — | Yea |
| Young | — | Yea |
| Clarke | — | Yea |
| Gibbs (72nd) | — | Yea |
| Gibbs (36th) | — | Yea |
| Holloway | — | Yea |
| Huddleston | — | Yea |
| Hudson | — | Yea |
| Jackson | — | Yea |
| Johnson (87th) | — | Yea |
| Johnson (94th) | — | Yea |
| Yeas--Aguirre | — | Yea |
| Baker | — | Yea |
| Barnett | — | Yea |
| Bell (65th) | — | Yea |
| Bell (21st) | — | Yea |
| Blackmon | — | Yea |
| Rogers (14th) | — | Yea |
| Rogers (61st) | — | Yea |
| Taylor | — | Yea |
| Mr. Speaker | — | Yea |
| Nays--Bomgar | — | Nay |
| Absent or those Myers | — | Not Voting |
| Bo Brown | Democrat | Yea |
| Bob Evans | Democrat | Yea |
| Bob Evans | Democrat | Yea |
| Bryant W. Clark | Democrat | Yea |
| Carl Mickens | Democrat | Yea |
| Cedric Burnett | Democrat | Yea |
| Earle S. Banks | Democrat | Yea |
| Jeffery Harness | Democrat | Yea |
| Jeramey Anderson | Democrat | Yea |
| John G. Faulkner | Democrat | Yea |
| John W. Hines, Sr. | Democrat | Yea |
| Kabir Karriem | Democrat | Yea |
| Omeria Scott | Democrat | Yea |
| Oscar Denton | Democrat | Yea |
| Otis Anthony | Democrat | Yea |
| Percy W. Watson | Democrat | Yea |
| Stephanie Foster | Democrat | Yea |
| Tracey T. Rosebud | Democrat | Yea |
| Willie Bailey | Democrat | Yea |
| Angela Cockerham | Independent | Yea |
| Becky Currie | Republican | Yea |
| Bill Kinkade | Republican | Yea |
| Bill Pigott | Republican | Yea |
| Brent Powell | Republican | Yea |
| C. Scott Bounds | Republican | Yea |
| Carolyn Crawford | Republican | Yea |
| Casey Eure | Republican | Yea |
| Dan Eubanks | Republican | Yea |
| Donnie Scoggin | Republican | Yea |
| Fred Shanks | Republican | Yea |
| Greg Haney | Republican | Yea |
| Henry Zuber III | Republican | Nay |
| Jason White | Republican | Yea |
| Jeff Hale | Republican | Yea |
| Jeffrey S. Guice | Republican | Nay |
| Jerry R. Turner | Republican | Yea |
| Jody Steverson | Republican | Yea |
| Joey Hood | Republican | Yea |
| John Read | Republican | Yea |
| John Thomas "Trey" Lamar, III | Republican | Yea |
| Karl Oliver | Republican | Yea |
| Kathy L. Chism | Republican | Yea |
| Ken Morgan | Republican | Yea |
| Kevin Ford | Republican | Yea |
| Kevin Horan | Republican | Yea |
| Larry Byrd | Republican | Yea |
| Lester Carpenter | Republican | Yea |
| Manly Barton | Republican | Yea |
| Mark Tullos | Republican | Yea |
| Missy McGee | Republican | Yea |
| Noah Sanford | Republican | Yea |
| Price Wallace | Republican | Yea |
| Randy P. Boyd | Republican | Yea |
| Randy Rushing | Republican | Yea |
| Richard Bennett | Republican | Yea |
| Rob Roberson | Republican | Yea |
| Sam C. Mims, V | Republican | Yea |
| Scott DeLano | Republican | Yea |
| Stacey Hobgood-Wilkes | Republican | Yea |
| Stephen A. Horne | Republican | Yea |
| Steve Massengill | Republican | Yea |
| Timmy Ladner | Republican | Yea |
| Troy Smith | Republican | Yea |
| Vince Mangold | Republican | Yea |
| William Tracy Arnold | Republican | Yea |
Subjects
Frequently asked questions
- Who sponsors HB 628?
- HB 628 is sponsored by Chism, John W. Hines, Sr. (Democrat), and Paden.
- What is the current status of HB 628?
- This bill has been enacted into law. Introduced January 16, 2019. Enacted.
- Where can I track HB 628?
- Track HB 628 free on One Click Politics — get push/email alerts when it moves.
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