Illinois 104th General Assembly Status: Introduced 6 D cosponsors

SB0269      — INSURANCE RATE TRANSPARENCY

Last action — Added as Co-Sponsor Sen. Paul Faraci

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced January 24, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Not enough signal yet

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Creates the Insurance Rate Transparency Law as an Article of the Illinois Insurance Code. Provides that, beginning January 1, 2026, each insurer offering automobile and homeowners insurance policies in Illinois shall maintain a publicly accessible website displaying a summary of the annual percentage increase or decrease in premium rates for homeowners insurance policies and automobile insurance policies. Requires the website to display the rate-change data for the previous 5 years, updated annually by no later than January 31 of each year, and specified other data. Sets forth provisions concerning the format of the renewal notice; enforcement of the requirements by the Department of Insurance; penalties; and rulemaking. Effective immediately.

Bill Text

We don't have the full text on file for this bill yet.

Read SB0269 on the official Illinois source →

Action History

  1. Added as Co-Sponsor Sen. Paul Faraci

  2. Added as Chief Co-Sponsor Sen. Patrick J. Joyce

  3. Added as Chief Co-Sponsor Sen. Mike Simmons

  4. Added as Chief Co-Sponsor Sen. Meg Loughran Cappel

  5. Added as Chief Co-Sponsor Sen. Mike Porfirio

  6. Referred to Assignments

  7. First Reading

  8. Filed with Secretary by Sen. Michael E. Hastings

Sponsors

Sponsorship breakdown

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1 sponsors · 5 co-sponsors · 177 not signed on

Sponsors (1)

Co-sponsors (5)

Not signed on (177)

177 members have not signed on to this bill.

Show all 177 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB0269      do?
Creates the Insurance Rate Transparency Law as an Article of the Illinois Insurance Code. Provides that, beginning January 1, 2026, each insurer offering automobile and homeowners insurance policies in Illinois shall maintain a publicly accessible website displaying a summary of the annual percentage increase or decrease in premium rates for homeowners insurance policies and automobile insurance policies. Requires the website to display the rate-change data for the previous 5 years, updated annually by no later than January 31 of each year, and specified other data. Sets forth provisions concerning the format of the renewal notice; enforcement of the requirements by the Department of Insurance; penalties; and rulemaking. Effective immediately.
Who sponsors SB0269     ?
SB0269      is sponsored by Michael E. Hastings (Democrat), Mike Porfirio (Democrat), Meg Loughran Cappel (Democrat), Mike Simmons (Democrat), Patrick J. Joyce (Democrat), and Paul Faraci (Democrat).
What is the current status of SB0269     ?
This bill has been introduced in the Senate. Introduced January 24, 2025. It must pass committee before a floor vote.
Where can I track SB0269     ?
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Last checked for changes 3 months ago · updated continuously

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