Illinois 95th Regular Session Status: Enacted

SB 484 — INSCODE-NOTICE

Last action — Public Act . . . . . . . . . 95-0533

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced February 08, 2007. Enacted.

Prognosis

Likely to advance 70% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    0 primary, 1 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Amends the Illinois Insurance Code. Provides that if an insurer fails to provide the notice required by this provision regarding terms, conditions, and premium between 30 and 60 days in advance of the expiration date on the policy declaration page, the current expiration date must be extended with no changes to allow 60 days notice of an increase in the premium of 30% or more (now, the company must extend the current policy under the same terms, conditions, and premium to allow 60 days notice of renewal and provide the actual renewal premium quotation and any change in coverage or deductible on the policy). Provides that if any insurer fails to provide at least 30 days notice prior to the expiration date on the policy declaration page, the insurer may not change any terms, conditions, or increase the premium by 30% or more for one full year of the renewal policy term. Also provides that if the policy is not mailed to the insured or the insured's agent prior to the renewal effective date, the policy must be renewed at the expiring policy's terms, conditions, and premium for the entire year of the renewal policy (now, should a company fail to comply with the non-renewal notice requirements, the policy shall be extended for an additional year or until the effective date of any similar insurance procured by the insured, whichever is less, on the same terms and conditions as the policy sought to be terminated, unless the insurer has manifested its intention to renew at a different premium that represents an increase not exceeding 30%). Effective immediately.

Bill Text

What changed in the latest version

6 added · 6 removed

Plain-language change summary

In the latest version of Bill SB 484, the title was changed from "Engrossed" to "Enrolled." This adjustment signifies that the bill has passed all legislative hurdles and is now in its final form, ready for observation and implementation. Such changes are important as they provide clarity on the bill's status and ensure that everyone is aware that it is moving forward in the legislative process.

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Latest
SB0484 Engrossed LRB095 10667 KBJ 30898 b AN ACT concerning insurance.
SB0484 Enrolled LRB095 10667 KBJ 30898 b AN ACT concerning insurance.
The company shall maintain proof of mailing of such notice on one SB0484 Engrossed - 2 - LRB095 10667 KBJ 30898 b of the following forms:
The company shall maintain proof of mailing of such notice on one SB0484 Enrolled - 2 - LRB095 10667 KBJ 30898 b of the following forms:
The increase in premium shall be the renewal premium based on the known exposure as of the date of the quotation compared to the SB0484 Engrossed - 3 - LRB095 10667 KBJ 30898 b premium as of the last day of coverage for the current year’s policy, annualized.
The increase in premium shall be the renewal premium based on the known exposure as of the date of the quotation compared to the SB0484 Enrolled - 3 - LRB095 10667 KBJ 30898 b premium as of the last day of coverage for the current year’s policy, annualized.
If an insurer fails to provide the notice required by this subsection, then the company must extend the current policy under the same terms, conditions, and premium to allow 60 days notice of renewal and provide the actual renewal SB0484 Engrossed - 4 - LRB095 10667 KBJ 30898 b premium quotation and any change in coverage or deductible on the policy.
If an insurer fails to provide the notice required by this subsection, then the company must extend the current policy under the same terms, conditions, and premium to allow 60 days notice of renewal and provide the actual renewal SB0484 Enrolled - 4 - LRB095 10667 KBJ 30898 b premium quotation and any change in coverage or deductible on the policy.
(d) Under subsection (a), the company shall maintain proof SB0484 Engrossed - 5 - LRB095 10667 KBJ 30898 b of mailing of the notice of intention not to renew to the named insured on one of the following forms:
(d) Under subsection (a), the company shall maintain proof SB0484 Enrolled - 5 - LRB095 10667 KBJ 30898 b of mailing of the notice of intention not to renew to the named insured on one of the following forms:
(f) For purposes of this Section, the named insured’s SB0484 Engrossed - 6 - LRB095 10667 KBJ 30898 b producer, if known, or the producer of record and the mortgagee or lien holder may opt to accept notification electronically.
(f) For purposes of this Section, the named insured’s SB0484 Enrolled - 6 - LRB095 10667 KBJ 30898 b producer, if known, or the producer of record and the mortgagee or lien holder may opt to accept notification electronically.
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Action History

  1. Public Act . . . . . . . . . 95-0533

  2. Effective Date June 1, 2008

  3. Governor Approved

  4. Sent to the Governor

  5. Passed Both Houses

  6. Third Reading - Short Debate - Passed 110-000-000

  7. Final Action Deadline Extended-9(b) June 8, 2007

  8. Placed on Calendar Order of 3rd Reading - Short Debate

  9. Second Reading - Short Debate

  10. Added Alternate Chief Co-Sponsor Rep. JoAnn D. Osmond

  11. Placed on Calendar 2nd Reading - Short Debate

  12. Do Pass / Short Debate Insurance Committee; 011-000-000

  13. Motion to Suspend Rule 25 - Prevailed

  14. Final Action Deadline Extended-9(b) May 31, 2007

  15. Assigned to Insurance Committee

  16. Referred to Rules Committee

  17. First Reading

  18. Chief House Sponsor Rep. Frank J. Mautino

  19. Placed on Calendar Order of First Reading

  20. Arrived in House

  21. Third Reading - Passed; 054-000-001

  22. Placed on Calendar Order of 3rd Reading

  23. Senate Floor Amendment No. 2 Adopted; Haine

  24. Recalled to Second Reading

  25. Senate Floor Amendment No. 2 Recommend Do Adopt Insurance; 008-000-000

  26. Added as Co-Sponsor Sen. Bill Brady

  27. Senate Floor Amendment No. 2 Rules Refers to Insurance

  28. Senate Floor Amendment No. 2 Referred to Rules

  29. Senate Floor Amendment No. 2 Filed with Secretary by Sen. William R. Haine

  30. Added as Co-Sponsor Sen. Todd Sieben

  31. Chief Sponsor Changed to Sen. William R. Haine

  32. Rule 2-10 Third Reading Deadline Established As May 31, 2007

  33. Placed on Calendar Order of 3rd Reading March 30, 2007

  34. Second Reading

  35. Placed on Calendar Order of 2nd Reading March 20, 2007

  36. Do Pass as Amended Insurance; 010-000-000

  37. Senate Committee Amendment No. 1 Adopted

  38. Senate Committee Amendment No. 1 Rules Refers to Insurance

  39. Senate Committee Amendment No. 1 Referred to Rules

  40. Senate Committee Amendment No. 1 Filed with Secretary by Sen. Todd Sieben

  41. Postponed - Insurance

  42. Assigned to Insurance

  43. Referred to Rules

  44. First Reading

  45. Filed with Secretary by Sen. Todd Sieben

Sponsors

  • William R. Haine · Cosponsor

Sponsorship breakdown

Export CSV (upgrade) →

0 sponsors · 1 co-sponsors · 182 not signed on

Sponsors (0)

None.

Co-sponsors (1)

  • William R. Haine

Not signed on (182)

182 members have not signed on to this bill.

Show all 182 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Third Reading

Passed 110 Yea · 0 Nay · 8 Other
Party YeaNayPresentNot Voting
Democrat 9000
Unaffiliated 97008
Republican 4000
Total 110008
% of votes cast 93%0%0%7%
How each member voted (118)
Member Party Vote
Jakobsson — Yea
Jefferies — Yea
Jefferson — Yea
Krause — Yea
Lang — Yea
Leitch — Yea
Lindner — Yea
Mathias — Yea
Mautino — Yea
McAuliffe — Yea
McCarthy — Yea
Mendoza — Yea
Reitz — Yea
Meyer — Yea
Moffitt — Yea
Lyons — Yea
Molaro — Yea
Ramey — Yea
Schock — Yea
Scully — Yea
Sommer — Yea
McGuire — Yea
Bradley, John — Yea
Bradley, Richard — Yea
Brady — Yea
Mitchell, Bill — Yea
Mitchell, Jerry — Yea
Burke — Yea
Sullivan — Yea
Dugan — Yea
Dunn — Yea
Durkin — Yea
Eddy — Yea
Flider — Yea
Flowers — Yea
Fortner — Yea
Franks — Yea
Froehlich — Yea
Golar — Yea
Gordon — Yea
Granberg — Yea
Hamos — Yea
Hannig — Yea
Harris — Yea
Madigan — Yea
Hernandez — Yea
Mulligan — Yea
Munson — Yea
Myers — Yea
Nekritz — Yea
Watson — Yea
Howard — Yea
Patterson — Not Voting
Phelps — Yea
Pihos — Yea
Davis, Monique — Yea
Tryon — Yea
Turner — Yea
Verschoore — Yea
Wait — Yea
Winters — Yea
Yarbrough — Not Voting
Coladipietro — Yea
Cross — Yea
Cultra — Yea
Currie — Yea
D'Amico — Yea
Dunkin — Not Voting
Fritchey — Not Voting
Graham — Not Voting
Hassert — Yea
Holbrook — Yea
Kosel — Yea
Osmond — Yea
Osterman — Yea
Poe — Yea
Pritchard — Yea
Reboletti — Yea
Reis — Yea
Riley — Yea
Ryg — Yea
Sacia — Yea
Saviano — Yea
Schmitz — Not Voting
Soto — Yea
Washington — Yea
Younge — Yea
Acevedo — Yea
Arroyo — Yea
Bassi — Not Voting
Beaubien — Yea
Beiser — Yea
Bellock — Yea
Berrios — Yea
Biggins — Yea
Black — Yea
Boland — Yea
May — Yea
Bost — Yea
Brauer — Yea
Brosnahan — Yea
Cole — Yea
Colvin — Yea
Coulson — Not Voting
Chapa LaVia — Yea
Fred Crespo Democrat Yea
Jay Hoffman Democrat Yea
La Shawn K. Ford Democrat Yea
Lakesia Collins Democrat Yea
Nicholas K. Smith Democrat Yea
Patrick J. Joyce Democrat Yea
Robert "Bob" Rita Democrat Yea
Sara Feigenholtz Democrat Yea
William "Will" Davis Democrat Yea
Brad Stephens Republican Yea
Chapin Rose Republican Yea
Chris Miller Republican Yea
Jil Tracy Republican Yea

Official roll call →

Third Reading

Passed 54 Yea · 0 Nay · 5 Other
Party YeaNayPresentNot Voting
Unaffiliated 46003
Democrat 7002
Republican 1000
Total 54005
% of votes cast 92%0%0%8%
How each member voted (59)
Member Party Vote
Halvorson — Yea
Dahl — Yea
Link — Yea
Luechtefeld — Yea
Meeks — Yea
Millner — Yea
Noland — Yea
Watson — Yea
Jones, J. — Yea
Kotowski — Yea
Demuzio — Yea
Lauzen — Yea
Radogno — Yea
Schoenberg — Not Voting
Silverstein — Not Voting
Wilhelmi — Yea
DeLeo — Yea
Dillard — Yea
Pankau — Yea
Sieben — Yea
Trotter — Yea
Viverito — Yea
Brady — Yea
Sullivan — Yea
Munoz — Yea
Cullerton — Yea
Jacobs — Yea
Clayborne — Yea
Crotty — Yea
Forby — Yea
Frerichs — Yea
Haine — Yea
Hendon — Yea
Hultgren — Yea
Peterson — Yea
Raoul — Yea
Righter — Yea
Risinger — Yea
Ronen — Yea
Rutherford — Yea
Sandoval — Yea
Maloney — Yea
Althoff — Yea
Martinez — Yea
Bomke — Not Voting
Bond — Yea
Burzynski — Yea
Cronin — Yea
Garrett — Yea
David Koehler Democrat Not Voting
Don Harmon Democrat Yea
Emil Jones, III Democrat Not Voting
Eva-Dina Delgado Democrat Yea
Kimberly A. Lightford Democrat Yea
Lakesia Collins Democrat Yea
Laura M. Murphy Democrat Yea
Linda Holmes Democrat Yea
Mattie Hunter Democrat Yea
Dave Syverson Republican Yea

Official roll call →

Subjects

finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 484 do?
Amends the Illinois Insurance Code. Provides that if an insurer fails to provide the notice required by this provision regarding terms, conditions, and premium between 30 and 60 days in advance of the expiration date on the policy declaration page, the current expiration date must be extended with no changes to allow 60 days notice of an increase in the premium of 30% or more (now, the company must extend the current policy under the same terms, conditions, and premium to allow 60 days notice of renewal and provide the actual renewal premium quotation and any change in coverage or deductible on the policy). Provides that if any insurer fails to provide at least 30 days notice prior to the expiration date on the policy declaration page, the insurer may not change any terms, conditions, or increase the premium by 30% or more for one full year of the renewal policy term. Also provides that if the policy is not mailed to the insured or the insured's agent prior to the renewal effective date, the policy must be renewed at the expiring policy's terms, conditions, and premium for the entire year of the renewal policy (now, should a company fail to comply with the non-renewal notice requirements, the policy shall be extended for an additional year or until the effective date of any similar insurance procured by the insured, whichever is less, on the same terms and conditions as the policy sought to be terminated, unless the insurer has manifested its intention to renew at a different premium that represents an increase not exceeding 30%). Effective immediately.
Who sponsors SB 484?
SB 484 is sponsored by William R. Haine.
What is the current status of SB 484?
This bill has been enacted into law. Introduced February 08, 2007. Enacted.
Where can I track SB 484?
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