Illinois 104th General Assembly Status: Introduced 1 R cosponsors

HB5536      — PERSONAL INSURANCE CLAIMS INFO

Last action — Referred to Rules Committee

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the House. Introduced February 06, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Not enough signal yet

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Amends the Use of Credit Information in Personal Insurance Act. Changes the short title to the Use of Credit and Claims Information in Personal Insurance Act. Defines "claims information" as any written, oral, or other form of communication that enables an insurance company to access information associated with claims made by a consumer. Provides that an insurer authorized to conduct business in the State that uses claims information to underwrite or rate risks shall not consider claims by a consumer resulting from negligent or intentional action by a third party or claims made by a consumer that were determined not to be covered by the consumer's policy when underwriting or rating personal insurance. Specifies that provisions concerning claims information do not prohibit consideration by the insurer, when underwriting or rating personal insurance, of claims information concerning any claim made by a consumer that resulted in a nonpayment of the claim due to the consumer's fraudulent activity.

Bill Text

We don't have the full text on file for this bill yet.

Read HB5536 on the official Illinois source →

Action History

  1. Referred to Rules Committee

  2. First Reading

  3. Filed with the Clerk by Rep. Ryan Spain

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 182 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (182)

182 members have not signed on to this bill.

Show all 182 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB5536      do?
Amends the Use of Credit Information in Personal Insurance Act. Changes the short title to the Use of Credit and Claims Information in Personal Insurance Act. Defines "claims information" as any written, oral, or other form of communication that enables an insurance company to access information associated with claims made by a consumer. Provides that an insurer authorized to conduct business in the State that uses claims information to underwrite or rate risks shall not consider claims by a consumer resulting from negligent or intentional action by a third party or claims made by a consumer that were determined not to be covered by the consumer's policy when underwriting or rating personal insurance. Specifies that provisions concerning claims information do not prohibit consideration by the insurer, when underwriting or rating personal insurance, of claims information concerning any claim made by a consumer that resulted in a nonpayment of the claim due to the consumer's fraudulent activity.
Who sponsors HB5536     ?
HB5536      is sponsored by Ryan Spain (Republican).
What is the current status of HB5536     ?
This bill has been introduced in the House. Introduced February 06, 2026. It must pass committee before a floor vote.
Where can I track HB5536     ?
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Last checked for changes 3 months ago · updated continuously

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