Insurance: firefighters' or police officers' benefit and relief associations.
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AB 1072 — Insurance: firefighters' or police officers' benefit and relief associations.
Last action — Chaptered by Secretary of State - Chapter 503, Statutes of 2015.
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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✓In Committee
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✓Passed Assembly
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced February 27, 2015. Enacted.
Prognosis
Where this bill stands today.
Odds of enactment
HighHow often bills like it became law.
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Enacted
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Cleared a recorded vote
Passed 7 recorded votes so far.
Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.
Summary
Existing law generally provides for the regulation of insurers by the Department of Insurance pursuant to laws set forth in the Insurance Code. Existing law authorizes the Insurance Commissioner to make certain examinations, investigations, and prosecutions and, upon making a determination of the existence of certain conduct, conditions, or grounds, to issue orders reasonably necessary to correct, eliminate, or remedy the conduct, conditions, or grounds. Existing law exempts from the requirements set forth in the Insurance Code firemen's, policemen's, and peace officers' benefit and relief associations that comply with specified criteria, including, among other things, a requirement that the membership consist solely of peace officers, members of police or fire departments, and emergency medical personnel employed by fire departments, as specified. Existing law prohibits an association from operating or doing business in the state without a certificate of authority. This bill would require every association that holds a certificate of authority and that issues long-term disability or long-term care policies or contracts, as specified, to submit to the commissioner the opinion, as specified, of a qualified actuary as to whether the reserves and related actuarial items that support the policies or contracts issued are expected to be adequate to satisfy contractual provisions, are based on reasonable assumptions, and are based on specified actuarial standards. The bill would also require an association seeking a certificate of authority to file an opinion that meets specified requirements and that establishes that it would have adequate resources to provide benefits, as specified, as required to satisfy its proposed contractual obligations. The bill would recognize that information submitted by a company pursuant to those provisions and in the possession or control of the department as proprietary and containing trade secrets. The bill would require that information to be confidential and privileged, exempt from disclosure by the commissioner pursuant to the California Public Records Act, and not subject to subpoena or discovery from the commissioner or admissible into evidence in a private civil action if obtained from the commissioner. The bill would require the commissioner to notify the association of the deficiencies in the filing if the association fails to provide an opinion and supporting memoranda to the commissioner that meets the requirements of the bill, as specified. The bill would require an association that self-funds all or part of the benefits to include specified disclosure language in all contracts that are not regulated by the department and in certificates evidencing coverage under those contracts. The bill would also require the commissioner, if he or she determines that the laws governing these associations are inadequate to protect the interests of the members of the associations, to develop and deliver recommendations to the Assembly Committee on Insurance and the Senate Committee on Insurance regarding changes in the law necessary to protect the interests of members of the associations. The provisions of the bill would remain in effect only until December 31, 2018, and as of that date would be repealed. Existing constitutional provisions require that a statute that limits the right of access to the meetings of public bodies or the writings of public officials and agencies be adopted with findings demonstrating the interest protected by the limitation and the need for protecting that interest. This bill would make legislative findings to that effect.
Bill Text
- Chaptered 10/05/15 - Chaptered Current pdf October 05, 2015
- Enrolled 09/04/15 - Enrolled pdf September 04, 2015
- Amended 08/19/15 - Amended Senate pdf August 19, 2015
- Amended 07/02/15 - Amended Senate pdf July 02, 2015
- Amended 06/25/15 - Amended Senate pdf June 25, 2015
- Amended 06/10/15 - Amended Senate pdf June 10, 2015
- Amended 04/28/15 - Amended Assembly pdf April 28, 2015
- Amended 04/13/15 - Amended Assembly pdf April 13, 2015
- Introduced 02/27/15 - Introduced pdf February 27, 2015
- AB1072 View text html
Action History
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Chaptered by Secretary of State - Chapter 503, Statutes of 2015.
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Approved by the Governor.
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Enrolled and presented to the Governor at 4 p.m.
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Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 79. Noes 0. Page 2810.).
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Assembly Rule 77 suspended. (Page 2795.)
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In Assembly. Concurrence in Senate amendments pending. May be considered on or after September 3 pursuant to Assembly Rule 77.
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Read third time. Passed. Ordered to the Assembly. (Ayes 37. Noes 0. Page 2331.).
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Read second time. Ordered to third reading.
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Read third time and amended. Ordered to second reading.
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Read second time. Ordered to third reading.
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From committee: Be placed on second reading file pursuant to Senate Rule 28.8.
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From committee: Do pass and re-refer to Com. on APPR. (Ayes 7. Noes 0.) (July 14). Re-referred to Com. on APPR.
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From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on JUD.
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Re-referred to Com. on JUD.
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Re-referred to Com. on RLS.
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Withdrawn from committee.
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Read second time and amended. Re-referred to Com. on APPR.
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From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 8. Noes 0.) (June 24).
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From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
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Referred to Com. on INS.
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In Senate. Read first time. To Com. on RLS. for assignment.
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Read third time. Passed. Ordered to the Senate. (Ayes 79. Noes 0. Page 1387.)
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Read second time. Ordered to third reading.
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From committee: Do pass. (Ayes 17. Noes 0.) (May 6).
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Re-referred to Com. on APPR.
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Read second time and amended.
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From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 12. Noes 0.) (April 22).
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Re-referred to Com. on INS.
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From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
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Referred to Com. on INS.
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Read first time.
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From printer. May be heard in committee March 31.
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Introduced. To print.
Sponsors
- Daly · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 121 not signed on
Sponsors (1)
- Daly
Co-sponsors (0)
None.
Not signed on (121)
121 members have not signed on to this bill.
Show all 121 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 70 | 0 | 0 | 1 |
| Democratic | 4 | 0 | 0 | 0 |
| Republican | 5 | 0 | 0 | 0 |
| Total | 79 | 0 | 0 | 1 |
| % of votes cast | 99% | 0% | 0% | 1% |
How each member voted (80)
| Member | Party | Vote |
|---|---|---|
| Achadjian | — | Yea |
| Alejo | — | Yea |
| Baker | — | Yea |
| Bigelow | — | Yea |
| Bloom | — | Yea |
| Brough | — | Yea |
| Brown | — | Yea |
| Holden | — | Yea |
| Jones-Sawyer | — | Yea |
| Levine | — | Yea |
| Maienschein | — | Yea |
| Mathis | — | Yea |
| O'Donnell | — | Yea |
| Ridley-Thomas | — | Yea |
| Santiago | — | Yea |
| Ting | — | Yea |
| Waldron | — | Yea |
| Williams | — | Yea |
| Wood | — | Yea |
| Eggman | — | Yea |
| Chu | — | Yea |
| Cooper | — | Yea |
| Daly | — | Yea |
| Frazier | — | Yea |
| Chávez | — | Yea |
| Gatto | — | Yea |
| Kim | — | Yea |
| Gray | — | Yea |
| Melendez | — | Yea |
| Dababneh | — | Yea |
| Dodd | — | Yea |
| Steinorth | — | Yea |
| Atkins | — | Yea |
| Bonilla | — | Yea |
| Lopez | — | Yea |
| Campos | — | Yea |
| Medina | — | Yea |
| Mullin | — | Yea |
| Quirk | — | Not Voting |
| Wagner | — | Yea |
| Burke | — | Yea |
| Gomez | — | Yea |
| Gordon | — | Yea |
| Harper | — | Yea |
| Salas | — | Yea |
| Linder | — | Yea |
| Low | — | Yea |
| Mayes | — | Yea |
| McCarty | — | Yea |
| Chang | — | Yea |
| Chau | — | Yea |
| Chiu | — | Yea |
| Cooley | — | Yea |
| Nazarian | — | Yea |
| Obernolte | — | Yea |
| Olsen | — | Yea |
| Perea | — | Yea |
| Rendon | — | Yea |
| Rodriguez | — | Yea |
| Thurmond | — | Yea |
| Weber | — | Yea |
| Wilk | — | Yea |
| Hadley | — | Yea |
| Beth Gaines | — | Yea |
| Cristina Garcia | — | Yea |
| Eduardo Garcia | — | Yea |
| Jim Patterson | — | Yea |
| Lorena Gonzalez | — | Yea |
| Mark Stone | — | Yea |
| Roger Hernández | — | Yea |
| Travis Allen | — | Yea |
| Bonta, Mia | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Gipson, Mike A. | Democratic | Yea |
| Irwin, Jacqui | Democratic | Yea |
| Dahle, Megan | Republican | Yea |
| Gallagher, James | Republican | Yea |
| Grove, Shannon | Republican | Yea |
| Jones, Brian W. | Republican | Yea |
| Lackey, Tom | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 34 | 0 | 0 | 3 |
| Democratic | 3 | 0 | 0 | 0 |
| Total | 37 | 0 | 0 | 3 |
| % of votes cast | 93% | 0% | 0% | 8% |
How each member voted (40)
| Member | Party | Vote |
|---|---|---|
| Beall | — | Yea |
| Block | — | Yea |
| Hueso | — | Yea |
| Leyva | — | Yea |
| Moorlach | — | Yea |
| Roth | — | Yea |
| Vidak | — | Yea |
| Galgiani | — | Yea |
| Glazer | — | Yea |
| Fuller | — | Yea |
| Hall | — | Yea |
| Hancock | — | Yea |
| Hernandez | — | Yea |
| Hill | — | Yea |
| Allen | — | Yea |
| Mitchell | — | Yea |
| De León | — | Yea |
| Runner | — | Yea |
| Lara | — | Yea |
| Cannella | — | Yea |
| Anderson | — | Yea |
| Bates | — | Yea |
| Leno | — | Yea |
| Liu | — | Yea |
| Mendoza | — | Yea |
| Monning | — | Yea |
| Morrell | — | Yea |
| Nielsen | — | Yea |
| Pan | — | Yea |
| Pavley | — | Yea |
| Wolk | — | Yea |
| Hertzberg | — | Not Voting |
| Huff | — | Yea |
| Wieckowski | — | Not Voting |
| Beth Gaines | — | Not Voting |
| Bill Berryhill | — | Yea |
| Mark Stone | — | Yea |
| Jackson, Corey A. | Democratic | Yea |
| McGuire, Mike | Democratic | Yea |
| Nguyen, Stephanie | Democratic | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 6 | 0 | 0 | 0 |
| Democratic | 1 | 0 | 0 | 0 |
| Total | 7 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (7)
| Member | Party | Vote |
|---|---|---|
| Anderson | — | Yea |
| Hertzberg | — | Yea |
| Leno | — | Yea |
| Monning | — | Yea |
| Moorlach | — | Yea |
| Wieckowski | — | Yea |
| Jackson, Corey A. | Democratic | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 8 | 0 | 0 | 1 |
| Total | 8 | 0 | 0 | 1 |
| % of votes cast | 89% | 0% | 0% | 11% |
How each member voted (9)
| Member | Party | Vote |
|---|---|---|
| Hernandez | — | Yea |
| Wieckowski | — | Yea |
| Mitchell | — | Yea |
| Hall | — | Not Voting |
| Liu | — | Yea |
| Roth | — | Yea |
| Glazer | — | Yea |
| Beth Gaines | — | Yea |
| Bill Berryhill | — | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 69 | 0 | 0 | 1 |
| Democratic | 4 | 0 | 0 | 0 |
| Republican | 6 | 0 | 0 | 0 |
| Total | 79 | 0 | 0 | 1 |
| % of votes cast | 99% | 0% | 0% | 1% |
How each member voted (80)
| Member | Party | Vote |
|---|---|---|
| Achadjian | — | Yea |
| Alejo | — | Yea |
| Baker | — | Yea |
| Bigelow | — | Yea |
| Bloom | — | Yea |
| Brough | — | Yea |
| Brown | — | Yea |
| Harper | — | Yea |
| Jones-Sawyer | — | Yea |
| Maienschein | — | Yea |
| Mathis | — | Yea |
| Olsen | — | Yea |
| Ridley-Thomas | — | Yea |
| Santiago | — | Yea |
| Thurmond | — | Yea |
| Waldron | — | Yea |
| Wood | — | Yea |
| Eggman | — | Yea |
| Cooper | — | Yea |
| Frazier | — | Yea |
| Burke | — | Yea |
| Chang | — | Yea |
| Salas | — | Yea |
| Gatto | — | Yea |
| Gomez | — | Yea |
| Gordon | — | Yea |
| Chau | — | Yea |
| Kim | — | Yea |
| Chiu | — | Yea |
| Levine | — | Yea |
| Linder | — | Yea |
| Low | — | Yea |
| Mayes | — | Yea |
| Gray | — | Yea |
| Chu | — | Yea |
| Chávez | — | Yea |
| Cooley | — | Yea |
| Dababneh | — | Yea |
| Dodd | — | Yea |
| McCarty | — | Yea |
| Melendez | — | Yea |
| Nazarian | — | Yea |
| O'Donnell | — | Yea |
| Obernolte | — | Yea |
| Perea | — | Yea |
| Rendon | — | Yea |
| Rodriguez | — | Yea |
| Steinorth | — | Yea |
| Weber | — | Yea |
| Wilk | — | Yea |
| Williams | — | Yea |
| Bonilla | — | Yea |
| Lopez | — | Yea |
| Atkins | — | Not Voting |
| Campos | — | Yea |
| Hadley | — | Yea |
| Daly | — | Yea |
| Holden | — | Yea |
| Medina | — | Yea |
| Mullin | — | Yea |
| Quirk | — | Yea |
| Ting | — | Yea |
| Wagner | — | Yea |
| Gonzalez | — | Yea |
| Beth Gaines | — | Yea |
| Cristina Garcia | — | Yea |
| Eduardo Garcia | — | Yea |
| Mark Stone | — | Yea |
| Roger Hernández | — | Yea |
| Travis Allen | — | Yea |
| Bonta, Mia | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Gipson, Mike A. | Democratic | Yea |
| Irwin, Jacqui | Democratic | Yea |
| Dahle, Megan | Republican | Yea |
| Gallagher, James | Republican | Yea |
| Grove, Shannon | Republican | Yea |
| Jones, Brian W. | Republican | Yea |
| Lackey, Tom | Republican | Yea |
| Patterson, Joe | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 13 | 0 | 0 | 0 |
| Democratic | 2 | 0 | 0 | 0 |
| Republican | 2 | 0 | 0 | 0 |
| Total | 17 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (17)
| Member | Party | Vote |
|---|---|---|
| Bloom | — | Yea |
| Rendon | — | Yea |
| Wagner | — | Yea |
| Eggman | — | Yea |
| Gomez | — | Yea |
| Chang | — | Yea |
| Daly | — | Yea |
| Bigelow | — | Yea |
| Holden | — | Yea |
| Quirk | — | Yea |
| Weber | — | Yea |
| Wood | — | Yea |
| Eduardo Garcia | — | Yea |
| Bonta, Mia | Democratic | Yea |
| Calderon, Lisa | Democratic | Yea |
| Gallagher, James | Republican | Yea |
| Jones, Brian W. | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 10 | 0 | 0 | 1 |
| Democratic | 1 | 0 | 0 | 0 |
| Republican | 1 | 0 | 0 | 0 |
| Total | 12 | 0 | 0 | 1 |
| % of votes cast | 92% | 0% | 0% | 8% |
How each member voted (13)
| Member | Party | Vote |
|---|---|---|
| Rodriguez | — | Yea |
| Daly | — | Yea |
| Frazier | — | Yea |
| Gatto | — | Yea |
| Gonzalez | — | Yea |
| Cooper | — | Yea |
| Dababneh | — | Yea |
| Mayes | — | Yea |
| Cooley | — | Yea |
| Beth Gaines | — | Yea |
| Travis Allen | — | Not Voting |
| Calderon, Lisa | Democratic | Yea |
| Grove, Shannon | Republican | Yea |
Subjects
Frequently asked questions
- What does AB 1072 do?
- Existing law generally provides for the regulation of insurers by the Department of Insurance pursuant to laws set forth in the Insurance Code. Existing law authorizes the Insurance Commissioner to make certain examinations, investigations, and prosecutions and, upon making a determination of the existence of certain conduct, conditions, or grounds, to issue orders reasonably necessary to correct, eliminate, or remedy the conduct, conditions, or grounds. Existing law exempts from the requirements set forth in the Insurance Code firemen's, policemen's, and peace officers' benefit and relief associations that comply with specified criteria, including, among other things, a requirement that the membership consist solely of peace officers, members of police or fire departments, and emergency medical personnel employed by fire departments, as specified. Existing law prohibits an association from operating or doing business in the state without a certificate of authority. This bill would require every association that holds a certificate of authority and that issues long-term disability or long-term care policies or contracts, as specified, to submit to the commissioner the opinion, as specified, of a qualified actuary as to whether the reserves and related actuarial items that support the policies or contracts issued are expected to be adequate to satisfy contractual provisions, are based on reasonable assumptions, and are based on specified actuarial standards. The bill would also require an association seeking a certificate of authority to file an opinion that meets specified requirements and that establishes that it would have adequate resources to provide benefits, as specified, as required to satisfy its proposed contractual obligations. The bill would recognize that information submitted by a company pursuant to those provisions and in the possession or control of the department as proprietary and containing trade secrets. The bill would require that information to be confidential and privileged, exempt from disclosure by the commissioner pursuant to the California Public Records Act, and not subject to subpoena or discovery from the commissioner or admissible into evidence in a private civil action if obtained from the commissioner. The bill would require the commissioner to notify the association of the deficiencies in the filing if the association fails to provide an opinion and supporting memoranda to the commissioner that meets the requirements of the bill, as specified. The bill would require an association that self-funds all or part of the benefits to include specified disclosure language in all contracts that are not regulated by the department and in certificates evidencing coverage under those contracts. The bill would also require the commissioner, if he or she determines that the laws governing these associations are inadequate to protect the interests of the members of the associations, to develop and deliver recommendations to the Assembly Committee on Insurance and the Senate Committee on Insurance regarding changes in the law necessary to protect the interests of members of the associations. The provisions of the bill would remain in effect only until December 31, 2018, and as of that date would be repealed. Existing constitutional provisions require that a statute that limits the right of access to the meetings of public bodies or the writings of public officials and agencies be adopted with findings demonstrating the interest protected by the limitation and the need for protecting that interest. This bill would make legislative findings to that effect.
- Who sponsors AB 1072?
- AB 1072 is sponsored by Daly.
- What is the current status of AB 1072?
- This bill has been enacted into law. Introduced February 27, 2015. Enacted.
- Where can I track AB 1072?
- Track AB 1072 free on One Click Politics — get push/email alerts when it moves.
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