Tennessee 114th General Assembly Status: Passed Senate 1 R cosponsors

SB 2071 — AN ACT to amend Tennessee Code Annotated, Title 47, relative to programmable money.

Last action — Assigned to General Subcommittee of Senate Commerce and Labor Committee

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has passed the Senate. Introduced January 22, 2026. It now moves to the second chamber.

Next likely step: consideration and a floor vote in the House.

Odds of enactment

Moderate chance

Based on the sponsor, cosponsors, and committee posture, this bill has a moderate chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 28% · moderate confidence

  • Passed Senate

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Consumer Protection - As introduced, prohibits a person from requiring another to use programmable money for a transaction; prohibits an issuer of programmable money from denying a transaction based upon certain factors; requires an issuer of programmable money that denies a transaction to provide reasons for the denial to the affected party upon request; designates violations to be violations of the Consumer Protection Act of 1977 and provides for other forms of relief and enforcement. - Amends TCA Title 47.

Bill Text

Action History

  1. Filed for introduction

  2. Intro., P1C.

  3. P2C, ref. to Commerce Committee

  4. Assigned to s/c Banking & Consumer Affairs Subcommittee

  5. Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/4/2026

  6. Sponsor(s) Added.

  7. Action Def. in s/c Banking and Consumer Affairs Subcommittee to 3/11/2026

  8. Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/11/2026

  9. Sponsor(s) Added.

  10. Failed in s/c Banking and Consumer Affairs Subcommittee of Commerce Committee

  11. Filed for introduction

  12. Introduced, Passed on First Consideration

  13. Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  14. Placed on Senate Commerce and Labor Committee calendar for 3/3/2026

  15. Action deferred in Senate Commerce and Labor Committee to 3/10/2026

  16. Placed on Senate Commerce and Labor Committee calendar for 3/10/2026

  17. Action deferred in Senate Commerce and Labor Committee to 3/17/2026

  18. Placed on Senate Commerce and Labor Committee calendar for 4/7/2026

  19. Assigned to General Subcommittee of Senate Commerce and Labor Committee

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 132 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (132)

132 members have not signed on to this bill.

Show all 132 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance technology
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 2071 do?
Consumer Protection - As introduced, prohibits a person from requiring another to use programmable money for a transaction; prohibits an issuer of programmable money from denying a transaction based upon certain factors; requires an issuer of programmable money that denies a transaction to provide reasons for the denial to the affected party upon request; designates violations to be violations of the Consumer Protection Act of 1977 and provides for other forms of relief and enforcement. - Amends TCA Title 47.
Who sponsors SB 2071?
SB 2071 is sponsored by Watson, Bo (Republican).
What is the current status of SB 2071?
This bill has passed the Senate. Introduced January 22, 2026. It now moves to the second chamber.
Where can I track SB 2071?
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Last checked for changes 3 months ago · updated continuously

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