Tennessee 114th General Assembly Status: Passed Senate 1 R cosponsors

SB 2046 — AN ACT to amend Tennessee Code Annotated, Title 45 and Title 47, relative to consumer protection.

Last action — Assigned to General Subcommittee of Senate Commerce and Labor Committee

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has passed the Senate. Introduced January 22, 2026. It now moves to the second chamber.

Next likely step: consideration and a floor vote in the House.

Odds of enactment

Moderate chance

Based on the sponsor, cosponsors, and committee posture, this bill has a moderate chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Stalled 28% · moderate confidence

  • Passed Senate

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Consumer Protection - As introduced, reduces from 15 to 10 days, the time within which a person licensed to provide deferred presentment services must file a written report with the commissioner of financial institutions following the occurrence of the filing for bankruptcy or reorganization; the institution of revocation or suspension proceedings by any state or governmental authority; the denial of the opportunity to engage in deferred presentment services by any state or governmental authority; any felony indictment or conviction of the licensee or any of its directors, officers, or principals; and other events that the commissioner may determine and identify by rule. - Amends TCA Title 45 and Title 47.

Bill Text

Action History

  1. Filed for introduction

  2. Intro., P1C.

  3. P2C, caption bill, held on desk - pending amdt.

  4. Sponsor(s) Added.

  5. Ref. to Commerce Committee

  6. Assigned to s/c Banking & Consumer Affairs Subcommittee

  7. Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/11/2026

  8. Action Def. in s/c Banking & Consumer Affairs Subcommittee to 3/18/2026

  9. Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/18/2026

  10. Taken off notice for cal in s/c Banking and Consumer Affairs Subcommittee of Commerce Committee

  11. Filed for introduction

  12. Introduced, Passed on First Consideration

  13. Passed on Second Consideration, refer to Senate Commerce and Labor Committee

  14. Placed on Senate Commerce and Labor Committee calendar for 3/3/2026

  15. Assigned to General Subcommittee of Senate Commerce and Labor Committee

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 132 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (132)

132 members have not signed on to this bill.

Show all 132 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 2046 do?
Consumer Protection - As introduced, reduces from 15 to 10 days, the time within which a person licensed to provide deferred presentment services must file a written report with the commissioner of financial institutions following the occurrence of the filing for bankruptcy or reorganization; the institution of revocation or suspension proceedings by any state or governmental authority; the denial of the opportunity to engage in deferred presentment services by any state or governmental authority; any felony indictment or conviction of the licensee or any of its directors, officers, or principals; and other events that the commissioner may determine and identify by rule. - Amends TCA Title 45 and Title 47.
Who sponsors SB 2046?
SB 2046 is sponsored by Pody, Mark (Republican).
What is the current status of SB 2046?
This bill has passed the Senate. Introduced January 22, 2026. It now moves to the second chamber.
Where can I track SB 2046?
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Last checked for changes 3 months ago · updated continuously

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