REPEAL-LOAN DEFAULT ACT
The bill repeals existing legislation known as the Educational Loan Default Act. This change removes the regulations and provisions established by that act.
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HB4687 — REPEAL-LOAN DEFAULT ACT
Last action — Public Act . . . . . . . . . 104-0672
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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✓In Committee
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✓Passed House
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✓Passed Senate
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5To Executive
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6Enacted
This bill has been sent to the executive. Introduced January 29, 2026. It awaits signature.
Next likely step: the executive signs it into law or issues a veto.
Prognosis
Where this bill stands today.
Odds of enactment
ModerateHow often bills like it became law.
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To Executive
Current position in the legislative process.
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6 sponsors
1 primary, 5 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (2 D).
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Cleared a recorded vote
Passed 4 recorded votes so far.
Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.
In plain language
Repeals the Educational Loan Default Act.
The bill repeals existing legislation known as the Educational Loan Default Act. This change removes the regulations and provisions established by that act.
Summary
Repeals the Educational Loan Default Act. Effective immediately.
Bill Text
We don't have the full text on file for this bill yet.
Read HB4687 on the official Illinois source →Action History
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Public Act . . . . . . . . . 104-0672
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Effective Date July 31, 2026
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Governor Approved
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Sent to the Governor
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Added as Alternate Co-Sponsor Sen. Mattie Hunter
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Added as Alternate Co-Sponsor Sen. David Koehler
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Added as Alternate Co-Sponsor Sen. Mary Edly-Allen
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Passed Both Houses
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Third Reading - Passed; 058-001-000
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Placed on Calendar Order of 3rd Reading **
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Placed on Calendar Order of 3rd Reading May 18, 2026
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Second Reading
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Placed on Calendar Order of 2nd Reading May 7, 2026
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Do Pass State Government; 010-000-000
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Assigned to State Government
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Referred to Assignments
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First Reading
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Chief Senate Sponsor Sen. Paul Faraci
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Placed on Calendar Order of First Reading
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Arrive in Senate
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Third Reading - Short Debate - Passed 106-000-000
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Placed on Calendar Order of 3rd Reading - Short Debate
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Held on Calendar Order of Second Reading - Short Debate
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Second Reading - Short Debate
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Added Chief Co-Sponsor Rep. Carol Ammons
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Placed on Calendar 2nd Reading - Short Debate
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Do Pass / Short Debate Higher Education Committee; 010-000-000
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Assigned to Higher Education Committee
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Referred to Rules Committee
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First Reading
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Filed with the Clerk by Rep. La Shawn K. Ford
Sponsors
- Paul Faraci · Cosponsor
- Mary Edly-Allen · Cosponsor
- David Koehler · Cosponsor
- Mattie Hunter · Cosponsor
- La Shawn K. Ford · Primary
- Carol Ammons · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 5 co-sponsors · 177 not signed on · 1 voted No
Sponsors (1)
- La Shawn K. Ford Democrat
Co-sponsors (5)
- Paul Faraci
- Mary Edly-Allen
- David Koehler
- Mattie Hunter
- Carol Ammons Democrat
Not signed on (177)
177 members have not signed on to this bill.
Show all 177 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 18 | 1 | 0 | 0 |
| Democrat | 38 | 0 | 0 | 0 |
| Unaffiliated | 1 | 0 | 0 | 0 |
| Total | 57 | 1 | 0 | 0 |
| % of votes cast | 98% | 2% | 0% | 0% |
How each member voted (58)
| Member | Party | Vote |
|---|---|---|
| Johnson | — | Yea |
| Bill Cunningham | Democrat | Yea |
| Celina Villanueva | Democrat | Yea |
| Christopher Belt | Democrat | Yea |
| Cristina Castro | Democrat | Yea |
| David Koehler | Democrat | Yea |
| Doris Turner | Democrat | Yea |
| Elgie R. Sims, Jr. | Democrat | Yea |
| Graciela Guzmán | Democrat | Yea |
| Javier L. Cervantes | Democrat | Yea |
| Julie A. Morrison | Democrat | Yea |
| Karina Villa | Democrat | Yea |
| Kimberly A. Lightford | Democrat | Yea |
| Lakesia Collins | Democrat | Yea |
| Laura Ellman | Democrat | Yea |
| Laura Fine | Democrat | Yea |
| Laura M. Murphy | Democrat | Yea |
| Linda Holmes | Democrat | Yea |
| Mark L. Walker | Democrat | Yea |
| Mary Edly-Allen | Democrat | Yea |
| Mattie Hunter | Democrat | Yea |
| Meg Loughran Cappel | Democrat | Yea |
| Michael E. Hastings | Democrat | Yea |
| Michael W. Halpin | Democrat | Yea |
| Mike Porfirio | Democrat | Yea |
| Mike Simmons | Democrat | Yea |
| Napoleon Harris III | Democrat | Yea |
| Omar Aquino | Democrat | Yea |
| Patrick J. Joyce | Democrat | Yea |
| Paul Faraci | Democrat | Yea |
| Rachel Ventura | Democrat | Yea |
| Ram Villivalam | Democrat | Yea |
| Robert F. Martwick | Democrat | Yea |
| Robert Peters | Democrat | Yea |
| Sara Feigenholtz | Democrat | Yea |
| Steve Stadelman | Democrat | Yea |
| Suzy Glowiak Hilton | Democrat | Yea |
| Thaddeus Jones | Democrat | Yea |
| Willie Preston | Democrat | Yea |
| Andrew S. Chesney | Republican | Yea |
| Chapin Rose | Republican | Yea |
| Chris Balkema | Republican | Yea |
| Craig Wilcox | Republican | Yea |
| Dale Fowler | Republican | Yea |
| Darby A. Hills | Republican | Yea |
| Dave Syverson | Republican | Yea |
| Donald P. DeWitte | Republican | Yea |
| Erica Harriss | Republican | Yea |
| Jason Plummer | Republican | Nay |
| Jil Tracy | Republican | Yea |
| John F. Curran | Republican | Yea |
| Li Arellano, Jr. | Republican | Yea |
| Neil Anderson | Republican | Yea |
| Sally J. Turner | Republican | Yea |
| Seth Lewis | Republican | Yea |
| Steve McClure | Republican | Yea |
| Sue Rezin | Republican | Yea |
| Terri Bryant | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 3 | 0 | 0 | 0 |
| Democrat | 7 | 0 | 0 | 0 |
| Total | 10 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (10)
| Member | Party | Vote |
|---|---|---|
| Doris Turner | Democrat | Yea |
| Meg Loughran Cappel | Democrat | Yea |
| Michael W. Halpin | Democrat | Yea |
| Mike Porfirio | Democrat | Yea |
| Patrick J. Joyce | Democrat | Yea |
| Robert F. Martwick | Democrat | Yea |
| Willie Preston | Democrat | Yea |
| Donald P. DeWitte | Republican | Yea |
| Li Arellano, Jr. | Republican | Yea |
| Sally J. Turner | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 69 | 0 | 0 | 6 |
| Republican | 33 | 0 | 0 | 6 |
| Unaffiliated | 3 | 0 | 0 | 0 |
| Total | 105 | 0 | 0 | 12 |
| % of votes cast | 90% | 0% | 0% | 10% |
How each member voted (117)
| Member | Party | Vote |
|---|---|---|
| Jacobs | — | Yea |
| Johnson | — | Yea |
| Hernandez, Lisa | — | Yea |
| Aarón M. Ortíz | Democrat | Yea |
| Abdelnasser Rashid | Democrat | Yea |
| Amy Briel | Democrat | Yea |
| Angelica Guerrero-Cuellar | Democrat | Yea |
| Ann M. Williams | Democrat | Yea |
| Anna Moeller | Democrat | Yea |
| Anne Stava | Democrat | Yea |
| Anthony DeLuca | Democrat | Yea |
| Barbara Hernandez | Democrat | Yea |
| Bob Morgan | Democrat | Yea |
| Camille Y. Lilly | Democrat | Yea |
| Carol Ammons | Democrat | Not Voting |
| Curtis J. Tarver, II | Democrat | Not Voting |
| Dagmara Avelar | Democrat | Yea |
| Daniel Didech | Democrat | Yea |
| Dave Vella | Democrat | Yea |
| Debbie Meyers-Martin | Democrat | Yea |
| Diane Blair-Sherlock | Democrat | Yea |
| Edgar González, Jr. | Democrat | Yea |
| Eva-Dina Delgado | Democrat | Yea |
| Fred Crespo | Democrat | Yea |
| Harry Benton | Democrat | Yea |
| Hoan Huynh | Democrat | Not Voting |
| Jaime M. Andrade, Jr. | Democrat | Not Voting |
| Janet Yang Rohr | Democrat | Yea |
| Jawaharial Williams | Democrat | Yea |
| Jay Hoffman | Democrat | Yea |
| Jehan Gordon-Booth | Democrat | Yea |
| Jennifer Gong-Gershowitz | Democrat | Yea |
| Joyce Mason | Democrat | Yea |
| Justin Cochran | Democrat | Yea |
| Justin Slaughter | Democrat | Yea |
| Kam Buckner | Democrat | Yea |
| Katie Stuart | Democrat | Yea |
| Kelly M. Cassidy | Democrat | Yea |
| Kevin John Olickal | Democrat | Yea |
| Kimberly Du Buclet | Democrat | Yea |
| La Shawn K. Ford | Democrat | Yea |
| Laura Faver Dias | Democrat | Yea |
| Lawrence "Larry" Walsh, Jr. | Democrat | Yea |
| Lilian Jiménez | Democrat | Yea |
| Lindsey LaPointe | Democrat | Yea |
| Lisa Davis | Democrat | Not Voting |
| Marcus C. Evans, Jr. | Democrat | Yea |
| Margaret A. DeLaRosa | Democrat | Yea |
| Margaret Croke | Democrat | Yea |
| Martha Deuter | Democrat | Yea |
| Mary Beth Canty | Democrat | Yea |
| Mary Gill | Democrat | Yea |
| Matt Hanson | Democrat | Yea |
| Maura Hirschauer | Democrat | Yea |
| Maurice A. West, II | Democrat | Yea |
| Michael Crawford | Democrat | Yea |
| Michael J. Kelly | Democrat | Not Voting |
| Michelle Mussman | Democrat | Yea |
| Nabeela Syed | Democrat | Yea |
| Natalie A. Manley | Democrat | Yea |
| Nicholas K. Smith | Democrat | Yea |
| Nicolle Grasse | Democrat | Yea |
| Norma Hernandez | Democrat | Yea |
| Rick Ryan | Democrat | Yea |
| Rita Mayfield | Democrat | Yea |
| Robert "Bob" Rita | Democrat | Yea |
| Robyn Gabel | Democrat | Yea |
| Sharon Chung | Democrat | Yea |
| Sonya M. Harper | Democrat | Yea |
| Stephanie A. Kifowit | Democrat | Yea |
| Sue Scherer | Democrat | Yea |
| Suzanne M. Ness | Democrat | Yea |
| Thaddeus Jones | Democrat | Yea |
| Theresa Mah | Democrat | Yea |
| Tracy Katz Muhl | Democrat | Yea |
| Will Guzzardi | Democrat | Yea |
| William "Will" Davis | Democrat | Yea |
| Yolonda Morris | Democrat | Yea |
| Adam M. Niemerg | Republican | Yea |
| Amy Elik | Republican | Yea |
| Amy L. Grant | Republican | Not Voting |
| Blaine Wilhour | Republican | Yea |
| Brad Halbrook | Republican | Yea |
| Brad Stephens | Republican | Yea |
| Bradley Fritts | Republican | Yea |
| Brandun Schweizer | Republican | Yea |
| Charles Meier | Republican | Yea |
| Chris Miller | Republican | Yea |
| Christopher "C.D." Davidsmeyer | Republican | Not Voting |
| Dan Swanson | Republican | Yea |
| Daniel J. Ugaste | Republican | Not Voting |
| Dave Severin | Republican | Yea |
| David Friess | Republican | Yea |
| Dennis Tipsword | Republican | Yea |
| Jackie Haas | Republican | Yea |
| Jason R. Bunting | Republican | Yea |
| Jed Davis | Republican | Yea |
| Jeff Keicher | Republican | Not Voting |
| Jennifer Sanalitro | Republican | Yea |
| Joe C. Sosnowski | Republican | Not Voting |
| John M. Cabello | Republican | Yea |
| Kevin Schmidt | Republican | Yea |
| Kyle Moore | Republican | Yea |
| Martin McLaughlin | Republican | Yea |
| Michael J. Coffey, Jr. | Republican | Yea |
| Nicole La Ha | Republican | Yea |
| Norine K. Hammond | Republican | Yea |
| Patrick Sheehan | Republican | Yea |
| Patrick Windhorst | Republican | Yea |
| Regan Deering | Republican | Yea |
| Ryan Spain | Republican | Yea |
| Steven Reick | Republican | Yea |
| Tom Weber | Republican | Yea |
| Tony M. McCombie | Republican | Yea |
| Travis Weaver | Republican | Yea |
| Wayne A. Rosenthal | Republican | Not Voting |
| William E Hauter | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 8 | 0 | 0 | 0 |
| Republican | 2 | 0 | 0 | 2 |
| Total | 10 | 0 | 0 | 2 |
| % of votes cast | 83% | 0% | 0% | 17% |
How each member voted (12)
| Member | Party | Vote |
|---|---|---|
| Barbara Hernandez | Democrat | Yea |
| Carol Ammons | Democrat | Yea |
| Diane Blair-Sherlock | Democrat | Yea |
| Jennifer Gong-Gershowitz | Democrat | Yea |
| Katie Stuart | Democrat | Yea |
| Norma Hernandez | Democrat | Yea |
| Sharon Chung | Democrat | Yea |
| Tracy Katz Muhl | Democrat | Yea |
| Dan Swanson | Republican | Yea |
| Daniel J. Ugaste | Republican | Not Voting |
| David Friess | Republican | Yea |
| Wayne A. Rosenthal | Republican | Not Voting |
Subjects
Frequently asked questions
- What does HB4687 do?
- Repeals the Educational Loan Default Act. Effective immediately.
- Who sponsors HB4687 ?
- HB4687 is sponsored by Paul Faraci, Mary Edly-Allen, David Koehler, Mattie Hunter, La Shawn K. Ford (Democrat), and Carol Ammons (Democrat).
- What is the current status of HB4687 ?
- This bill has been sent to the executive. Introduced January 29, 2026. It awaits signature.
- Where can I track HB4687 ?
- Track HB4687 free on One Click Politics — get push/email alerts when it moves.
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